The Platinum Card®
Last Updated: Aug 2022
No Requirement
Min. Annual Income
$
5
/mile
Overseas Spending - Air Miles Conversion
Every HK$1 (or equivalent) of your foreign currency spend (both online and offline) will earn 3 Membership Rewards points (HK$5 = 1 mile)
Unlimited
Number of Free Lounge Access
Exclusive Offer
from MoneyHero
OFFER 1
HK$2,000 SOGO Voucher/ Apple Store Gift Card
  • New Cardmembers of The Platinum Card® who apply for the card via MoneyHero and paid HK$7,800 annual fee are entitled to HK$2,000 SOGO voucher/ Apple Store Gift Card.
  • The Card must be active when the voucher is sent. Otherwise, the offer will not be entitled.
  • Within 7 days of card approval, please send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with American Express.
  • If you have concerns regarding redemption process, please refer to this article.
  • Promotion Period: from 6 August 2022 to 30 September 2022

Welcome Offers from American Express

OFFER 1
600,000 Membership Rewards Points + HK$1,000 Statement Credit + HK$2,000 Dining Credit + HK$400 NET-A-PORTER / MR PORTER statement credit + Supplementary Card Bonus up to HK$600 Statement Credits
  • New customers submit the application of Basic Card via MoneyHero, successful application with any successful spending in the first 3 months of Basic Card membership.
  • The promotion period is valid from now till 30 September 2022.
  • Terms and conditions apply.
3X points earned when transaction made in foreign current spend via online; complimentary hotel memberships; annual fee cannot be waived
Access to 1,200+ Airport Lounges
Airport Lounge
Free Travel Insurance
MoneyHero Exclusive Offer

Great for

  • Requirements Welcome Offers
    The Platinum Card® Welcome Offer  
    Online Bonus
    Successful online applications
    100,000 Membership Rewards Points
    Enhanced Welcome Bonus
    Successful application with spending in the first 3 months of Basic Card membership
    500,000 Membership Rewards Points & HK$1,000 Statement Credits
    Registered Card Rewards
    Spending with your Registered Card
    HK$2,000 Dining Credit (HK$1,000 Local Dining Credit & HK$1,000 Abroad Dining Credit) &
    NET-A-PORTER/MR PORTER HK$400 statement credit
    Supplementary Card Bonus
    Successfully apply for up to 2 supplementary cards
    Up to HK$600 Statement Credits
    MoneyHero Exclusive Offer  
    Applicable to new Cardmembers of The Platinum Card® who submit their approved Card application via MoneyHero and paid HK$7,800 annual fee HK$2,000 SOGO voucher/ Apple Store Gift Card
      Up to HK$8,000 Reward
    (Include 600,000 Membership Rewards Points [equivalent to HK$2,000 voucher] + HK$1,000 Statement Credits + HK$2,000 Dining Credit + NET-A-PORTER/MR PORTER HK$400 statement credit + Supplementary Card Bonus up to HK$600 Statement Credits + HK$2,000 voucher/ gift card)
  • MoneyHero Exclusive Offer - HK$2,000 SOGO voucher/ Apple Store Gift Card

    • New The Platinum Card® Basic Cardmembers who successfully apply for The Platinum Card® via MoneyHero and paid HK$7,800 annual fee are entitled to HK$2,000 SOGO voucher/ Apple Store Gift Card.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of card approval, send an email with (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with American Express.
    • Tips:
  • Earn Rewards points when you spend with the Card
    • Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
      • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.67%.
      • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$7.5 = 1 mile.
    • Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
      • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.33%.
      • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$15 = 1 mile.
    • Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
      • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
      • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$5 = 1 mile.
  • Shopping Protection
    Spend with the Card to enjoy the following protection:
    • Online Fraud Protection Guarantee
      Shop online with the Card and you won't be held responsible for any fraudulent charge.
    • Return Guarantee
      Refund if you are unhappy with the purchase made with the Card.
    • Extended Warranty
      When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
    • Price Protection
      Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
    • 45 Days Cover
      Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
    • Terms and Conditions apply.
  • Travel Offer
    • Complimentary Access to The Centurion Lounges
      Enjoy over 1,200 lounges access over the world, and complimentary access to The Centurion Lounges at Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.
    • Fine Hotels & Resorts
      Complimentary benefits with an average total value of HK$4,200 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,000 world-class properties to explore: complimentary room upgrade upon arrival,  complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available
    • Elite partner programs
      Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Gold status, and Marriott Bonvoy™ - Gold Elite Status
    • The Hotel Collection
      Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.
    • Complimentary Night at Sino Hotels and Far East Hospitality
      Enjoy a complimentary second night at one of the selected hotels of Sino Hotels and Far East Hospitality.
    • Comprehensive Travel Insurance
      Travel Accidents coverage of up to HK$$4,000,000, Medical Assistance and expense up to HK$$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.
  • Dining Offer
    Basic and Supplementary Cardmember can enjoy

    • [New] Global Dining Credit
      Benefit of up to HK$2,000 Dining Credit annually, including HK$1,000 statement credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 statement credit for abroad dining at over 1,400 abroad restaurants and in 20 locations around the world; Benefit resets annually on January 1 until December 31, 2024
      • Promotion details please refer to here.
    • Enjoy up to 40% savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
    • Enjoy up to 50% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
      • Designated restaurants of Cafe Deco Group includes: Beerliner, The Beer House, Cafe Deco Pizzeria, Pickled Pelican, Dim Sum Bar, Pivo Czech Bar.
      • The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
  • Lifestyle Offer
    • Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
    • Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cookedDeli in Hong Kong.

Need to know

  • The Platinum Card® Year-Round Offers Terms and Conditions apply.
  • Annual fee is HK$7,800 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)
  • Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for MoneyHero Exclusive Offer and Welcome Offers.
  • The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active

Year-round rewards

Local Spending
0.67%
Join Membership Rewards Turbo Program to earn 2 Membership Rewards point on local spending for every HK$1 spend (0.67% cashback)
Overseas Spending
1%
Every HK$1 (or equivalent) of your foreign currency spend (both online and offline) will earn 3 Membership Rewards points
Dining Spending
0.67%
Join Membership Rewards Turbo Program to earn 2 Membership Rewards point on local spending for every HK$1 spend (0.67% cashback)
Online Shopping Spending (Local)
0.67%
Join Membership Rewards Turbo Program to earn 2 Membership Rewards point on local spending for every HK$1 spend (0.67% cashback)
Online Shopping Spending (Overseas)
1%
Every HK$1 (or equivalent) of your foreign currency spend (both online and offline) will earn 3 Membership Rewards points

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$1,000,000

Fees

Annual fee
HK$7,800
Foreign Currency Transaction Fee
2%

Repayment

Minimum Payment
Total spending of that month
Late payment charge
3.9% of the Outstanding Balance (The minimum Late Payment Fee is HK$100. However, the Late Payement Fee will not exceed the Outstanding Balance.)

Other information

Credit card type
American Express

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