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BEA JCB PLATINUM Card

Last Updated: Apr 2022
$
40,000

Min. Annual Income

0.4
%

Local Spending - Cashback Rate

on local retail spending
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
0.4
%

Overseas Spending - Cashback Rate

on overseas spending
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
BENEFITS
ELIGIBILITY
APR/FEES
Enjoy 2 free accesses to JCB airport lounges yearly
Octopus Reload Rebate
Airport Lounge
Digital Wallet Rebate
Annual Fee Waiver

Great for

  • Earn cash rebate directly while spending. It is simple and straightforward.
    • 0.4% Cash Rebate (every HK$250 in retail spending = HK$1 cash rebate)
    • There will be a monthly cap (per calendar month) of cash rebate earned with the card for reload through the Octopus Automatic Added Value Service.
  • Enjoy 2 free accesses to JCB airport lounges yearly
    • Cardholders of JCB Platinum Card issued in Hong Kong can enjoy LoungeKey™ service at designated JCB airport lounges.
  • Priority booking service for spectacular concerts

Need to know

  • Reload of digital wallet does not count as eligible transaction of cash rebate.

Year-round rewards

CASH REBATE
Local Spending
0.4%
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
Overseas Spending
0.4%
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
Online Shopping Spending (Local)
0.4%
Online Shopping Spending (Overseas)
0.4%
Octopus Top Up Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$40,000

Fees

Annual fee
HK$800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount.
Late payment charge
HK$/CNY350 or the Minimum Payment Due, whichever is lower.
Retail Purchase APR
36.43%
Cash Advance APR
39.38%
Interest Free Repayment Period
56 days

Other information

Credit card type
JCB

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