10% Cash Rebate for Mobile Spending (Maximum HK$300 Cash Rebate): New BOC Credit Card customers who make Mobile Payment Transaction through Apple Pay, Google Pay or Samsung Pay within the first month and following three calendar months of card issuance are entitled to 10% cash rebate.
Unlimited 0% handling fee for spending at Taobao, overseas spending; Perpetual Annual Fee Waiver
Earn extra cashback by making online purchases in Mastercard Travel Rewards platform
Annual Fee Waiver
Great for
Welcome Offer - Up to HK$300 Cash Rebate
10% Cash Rebate for Mobile Spending (Maximum HK$300 Cash Rebate): New BOC Credit Card customers who make Mobile Payment Transaction through Apple Pay, Google Pay or Samsung Pay within the first month and following three calendar months of card issuance are entitled to 10% cash rebate.
Unlimited 0% handling fee for spending at Taobao and earn Gift Point at the same time
0% handling fee for overseas travel spending and free Travel Insurance Protection
0% handling fee for spending at overseas website and enjoy up to US$200 protection for online purchases
Special offers for annual Taobao large-scale sales promotion activities
Earn cashback when you shop at Mastercard Travel Rewards Platform
Enroll to the Mastercard Travel Rewards Platform with your BOC Taobao World Mastercard. You can shop at the Mall with no overseas online shopping handling fee with the card. Additional Cashback will be credited to the enrolled card automatically.
Over 300 renowned local and overseas online shopping brands, including Klook, Trip.com, FARFETCH and SEPHORA in Mastercard Travel Rewards Platform. Merchants are from beauty, fashion, living and travel sectors.
Perpetual Annual Fee Waiver
Need to know
Applicants who are existing main cardholders of BOC Credit Card and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, BOC Great Wall International Credit Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
For details of Welcome Offer, please refer to www.bochk.com/cc/s/taobao13.
Benefits
Year-round rewards
CASH REBATE
AIR MILES REWARDS
Local Spending
0.4%
Non-direct Cashback
$15/mile
Overseas Spending
0.4%
Non-direct Cashback
$15/mile
Online Shopping Spending (Overseas)
0.4%
Non-direct Cashback
$15/mile
Online Shopping Spending (Local)
0.4%
Non-direct Cashback
$15/mile
Eligibility
Eligibility
Minimum Age
18 years old
Min. Annual Income
HK$150,000
APR/Fees
Fees
Annual fee
Perpetual Annual Waiver
Foreign Currency Transaction Fee
0 %
Repayment
Minimum Payment
HK$230 / CNY230 (where applicable for HKD or CNY account respectively) or the summation of item (i) to (iv) (whichever is higher). (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment amount from previous monthly statement (where applicable); (iii) total of over-limit amount (where applicable) (excluding items (i) and (ii) above); and (iv) 1% of the remaining principal balance (excluding items from (i) to (iii) above).
Late payment charge
5% of the minimum payment amount (subject to a minimum of HK$230 / CNY230 or equivalent to the minimum payment amount of your last statement, whichever is lower; and a maximum of HK$280 / CNY280)(where applicable for HKD or CNY account respectively)