BOC Taobao World Mastercard

Last Updated: Sept 2023
$
150,000

Min. Annual Income

0.4
%

Local Spending - Cashback Rate

Non-direct Cashback
0.4
%

Overseas Spending - Cashback Rate

Non-direct Cashback
OFFERS
BENEFITS
ELIGIBILITY
APR/FEES

Welcome Offers from Bank of China Hong Kong

OFFER 1
Up to HK$300 Cash Rebate
  • 10% Cash Rebate for Mobile Spending (Maximum HK$300 Cash Rebate):
    New BOC Credit Card customers who make Mobile Payment Transaction through Apple Pay, Google Pay or Samsung Pay within the first month and following three calendar months of card issuance are entitled to 10% cash rebate.
Unlimited 0% handling fee for spending at Taobao, overseas spending; Perpetual Annual Fee Waiver
Earn extra cashback by making online purchases in Mastercard Travel Rewards platform
Annual Fee Waiver

Great for

  • Welcome Offer - Up to HK$300 Cash Rebate
    • 10% Cash Rebate for Mobile Spending (Maximum HK$300 Cash Rebate):
      New BOC Credit Card customers who make Mobile Payment Transaction through Apple Pay, Google Pay or Samsung Pay within the first month and following three calendar months of card issuance are entitled to 10% cash rebate.
  • Unlimited 0% handling fee for spending at Taobao and earn Gift Point at the same time
  • 0% handling fee for overseas travel spending and free Travel Insurance Protection
  • 0% handling fee for spending at overseas website and enjoy up to US$200 protection for online purchases
  • Special offers for annual Taobao large-scale sales promotion activities
  • Earn cashback when you shop at Mastercard Travel Rewards Platform
    • Enroll to the Mastercard Travel Rewards Platform with your BOC Taobao World Mastercard. You can shop at the Mall with no overseas online shopping handling fee with the card. Additional Cashback will be credited to the enrolled card automatically.
    • Over 300 renowned local and overseas online shopping brands, including Klook, Trip.com, FARFETCH and SEPHORA in Mastercard Travel Rewards Platform. Merchants are from beauty, fashion, living and travel sectors.
  • Perpetual Annual Fee Waiver

Need to know

  • Applicants who are existing main cardholders of BOC Credit Card and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, BOC Great Wall International Credit Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
  • For details of Welcome Offer, please refer to www.bochk.com/cc/s/taobao13.

Year-round rewards

Local Spending
0.4%
Non-direct Cashback
Overseas Spending
0.4%
Non-direct Cashback
Online Shopping Spending (Overseas)
0.4%
Non-direct Cashback
Online Shopping Spending (Local)
0.4%
Non-direct Cashback

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
Perpetual Annual Waiver
Foreign Currency Transaction Fee
0 %

Repayment

Minimum Payment
HK$230 / CNY230 (where applicable for HKD or CNY account respectively) or the summation of item (i) to (iv) (whichever is higher). (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment amount from previous monthly statement (where applicable); (iii) total of over-limit amount (where applicable) (excluding items (i) and (ii) above); and (iv) 1% of the remaining principal balance (excluding items from (i) to (iii) above).
Late payment charge
5% of the minimum payment amount (subject to a minimum of HK$230 / CNY230 or equivalent to the minimum payment amount of your last statement, whichever is lower; and a maximum of HK$280 / CNY280)(where applicable for HKD or CNY account respectively)
Retail Purchase APR
35.70%
Cash Advance APR
37.96%
Interest Free Repayment Period
56 days

Other information

Credit card type
World Mastercard

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