TODO
BOC SOGO Visa Platinum Card
Last Updated: Sep 2021
$ 150,000
Min. Annual Income
0.4 %
Local Spending - Cashback Rate
on local retail spending
(Non-direct Cashback) For local spending: 0.4% cashback
0.4 %
Overseas Spending - Cashback Rate
on overseas retail spending
(Non-direct Cashback) For overseas spending: 0.4% cashback
First 2 years annual fee waiver for main cards
Suitable for SOGO Regular Shoppers
Octopus Reload Rebate
Utilities Wallet Rebate
Digital Wallet Rebate
Annual Fee Waiver

Great for

  • HK$500 SOGO eGift Certificate / 10% Cash Rebate for Mobile Spending as Welcome Gift
    Requirements Welcome Gifts
    (Choose 1 from 2)
    Accumulate eligible spending of HK$5,000 or above within the first two months from the date of card issuance HK$500 SOGO eGift Certificate
    Spend via mobile payment transactions within the first 3 months of card issuance 10% Cash Rebate for Mobile Spending
    (Up to HK$300 Cash Rebate)
  • Earn Gift Points while spending. You can redeem cash rebates, mileage awards and gift vouchers with Gift Points.
    • 0.4% cash rebate on spending (HK$1 spending can earn 1 Gift Point. Take 25,000 Gift Points can redeem HK$100 cash rebate as an example: HK$25,000 spending can redeem HK$100 cash rebate.)
  • Shopping Privileges at SOGO
    • Enjoy the year round 5% cash rebate for shopping at SOGO Hong Kong.
    • Instant 5% Cash Discount at SOGO FRESHMART every Monday.
    • Enjoy discounts and earn vouchers while spending at SOGO Japan & Seibu Japan with the card.
  • First 2 years annual fee waiver for main cards and perpetual annual fee waiver for additional cards

Need to know

  • Welcome offers are only applicable to applicants who do not hold or have not held the principal card of BOC Credit Card and/or BOC Dual Currency Credit Card.
    • Applicants who are existing main cardholders of BOC Credit Card and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, BOC Great Wall International Credit Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
  • Online bill payment and Octopus automatic add value service transactions do not count as eligible transactions of welcome offer.

Year-round rewards

Local Spending
0.4%
(Non-direct Cashback) For local spending: 0.4% cashback
Overseas Spending
0.4%
(Non-direct Cashback) For overseas spending: 0.4% cashback
Online Shopping Spending (Local)
0.4%
Online Shopping Spending (Overseas)
0.4%
Octopus Top Up Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
HK$1,600
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
HK$230/CNY230 (where applicable for HKD or CNY account respectively) or the summation of item (i) to (iv) (whichever is higher). (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment amount from previous monthly statement (where applicable); (iii) total of over-limit amount (where applicable) (excluding items (i) and (ii) above); and (iv) 1% of the remaining principal balance (excluding items from (i) to (iii) above).
Late payment charge
5% of the minimum payment amount (subject to a minimum of HK$230 / CNY230 or equivalent to the minimum payment amount of your last statement, whichever is lower; and a maximum of HK$280 / CNY280) (where applicable for HKD or CNY account respectively)
Retail Purchase APR
35.70%
Cash Advance APR
37.96%
Interest Free Repayment Period
56 days

Other information

Credit card type
Visa Platinum

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