CCB (Asia) HOME+ Credit Card

Last Updated:Apr 2021
$150,000
Min. Annual Income
0.45%
Local Spending - Cashback Rate
0.45%
Overseas Spending - Cashback Rate
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

HK$200 supermarket coupon

  • Applicable to customers of China Construction Bank (Asia) who successfully apply for the card via MoneyHero.
  • If you apply for CCB(Asia) HOME+ Credit Card, CCB(Asia) Octopus Auto Living UnionPay Diamond Card and CCB(Asia) JD Credit Card via MoneyHero together, you will be entitled to up to HK$600 supermarket coupon.
How to Redeem MoneyHero Exclusive Offer
Please send your (1) full name, (2) application date, (3) screen capture of reference number and (4) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email within 30 days of card approval for verification and follow-up.

Welcome Offers from China Construction Bank (Asia)

OPTION 1

450 HOME+ Points (worth HK$450)

  • New customers spending of HK$5,000 or above in the first 3 months from card issuance date
  • Promotion Period: from 1 April to 30 June 2021

Enjoy 10% instant discount on purchases at HOME+ platform

Please turn off AdBlocker and private mode to redeem exclusive reward

Enjoy 10% instant discount on purchases at HOME+ platform

Please turn off AdBlocker and private mode to redeem exclusive reward

Utilities Wallet Rebate
Utilities Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate

Great for

Welcome Offer
Requirement Welcome Offer

New cardmembers accumulate total spending of HK$5,000 or above in the first 3 months from the card issuance date

450 HOME+ Points
(worth HK$450)
MoneyHero Exclusive Offer - HK$200 supermarket coupon (applicable to both new and existing customers of CCB(Asia) Credit Card)
  • Customers who successfully apply for the card via MoneyHero enjoy HK$200 supermarket coupon! Applicable to both new and existing customers of CCB(Asia) Credit Card.
  • If you apply for CCB(Asia) HOME+ Credit Card, CCB(Asia) Octopus Auto Living UnionPay Diamond Card and CCB(Asia) JD Credit Card via MoneyHero together, you will be entitled to up to HK$600 supermarket coupon.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Send an email with(1) full name, (2) application date, (3) screen capture of reference number and (4) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up within 30 days of card approval. MoneyHero will verify your reward eligibility with China Construction Bank (Asia).
    • The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Promotion Reward. If you have concerns regarding the redemption process, please refer to this article.
HOME+ Credit Card Bonus Points Reward Scheme’s calculation method is simple and straightforward.
  • HK$1 spending = 1 Bonus Point (22,000 Bonus Points can redeem HK$100 Cash Rebate, which equals to 0.45% Cash Rebate)
  • You can earn Bonus Points by using Octopus automatic add-value service, paying online bills and paying to insurance companies.
  • Bonus Points can redeem vouchers.
Multiple Credit Card Offers, as low as 20% off
  • Shopping Offers
    • Enjoy 10% instant discount on purchases at HOME+ platform. No spending requirement.
    • 20% off on selected Hung Fook Tong Products.
  • Entertainment Offers
    • 10% off regular-priced movie tickets at Broadway Circuit.
Perpetual Annual Fee Waiver

Need to know

Welcome offer is only applicable to new applicants who have not owned any China Construction Bank (Asia) in the 6 months prior to the date of application.
  • Applicant must at any time in the 6 months ending on the date of application did not hold any principal credit card issued by China Construction Bank (Asia).
Bonus Points earned are valid for 2 years.
  • Bonus Points earned are required to redeem within 2 years.
  • Bonus Points earned will be forfeited without notice on the last day of the following calendar year.
Bonus Points Cap on Online Bill Payment(s) and Payment(s) to Insurance Companies
  • Total Bonus Points earned for each calendar year will be capped at 12 times of the latest approved credit limit for transaction(s) of online bill payment(s) and payment(s) to insurance companies.
    (Take HK$10,000 credit limit as an example. Since the Bonus Points cap would be 12 times of the credit limit, it would be 120,000 Bonus Points. Therefore, only the first HK$120,000 online bill payment(s) and/payment(s) to insurance companies are entitled to Bonus Points.)
To borrow or not to borrow? Borrow only if you can repay!

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Local Spending
0.45%
Overseas Spending
0.45%
Online Shopping Spending (Local)
0.45%
Online Shopping Spending (Overseas)
0.45%
Octopus Top Up Spending
0.45%

Eligibility

APR/Fees

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