CNCBI Motion Credit Card (virtual)
Last Updated: Sept 2022
No Requirement
Min. Annual Income
12
%
Local Spending - Cashback Rate
on dining & online spending
0.55
%
Overseas Spending - Cashback Rate
on overseas spending
Exclusive Offer
from MoneyHero
OFFER 1
HK$300 Apple Store Gift Card OR HK$300 HKTVmall e-Voucher
  • From now till 31 October 2022 6 p.m., new customers who successfully open Multi-Currencies Statement Savings Account via inMotion, input MoneyHero Promo Code"2MH22Q10" are entitled to a HK$300 Apple Store Gift Card OR HK$300 HKTVmall e-Voucher
  • New Customer refers to the customer who has not maintained any credit card, current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the Bank within the preceding 12 months before the application date.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Welcome Offers from China CITIC Bank International

OFFER 1
Up to 12% Cash Rebate
  • New Cardmembers who successfully apply for CNCBI Motion Virtual Credit Card can enjoy
    • 6% cash rebate on online and dining transactions in the first 5 months (cap at HK$200 cash rebate per month and a maximum of HK$1,000 cash rebate), together with
    • Year round 6% cash rebate on online and dining transactions (maximum of HK$200 extra cash rebate in each month.), you can get up to 12% Cash Rebate on dining and online spending in total
Up to 12% cash rebate on Dining and Online Spending all year round
Perpetual Annual Fee Waiver; No minimum spending requirement
Annual Fee Waiver

Great for

  • [MoneyHero Exclusive Offer] HK$300 Apple Store Gift Card OR HK$300 HKTVmall e-Voucher

    • From 30 September 2022 06:00 p.m. till 31 October 2022, new customers who open inMotion Multi-Currencies Statement Savings Account via MoneyHero by using promo code "2MH22Q10" are entitled to HK$300 Apple Store Gift Card OR HK$300 HKTVmall e-Voucher
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference (i.e. DB and 10 digits afterwards, example: DB1234567890). You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with CNCBI.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Welcome Offer – Up to HK$1,000 Cash rebate 

    • From 1 October to 31 December 2022, New Cardmembers who successfully apply for CNCBI Motion Virtual Credit Card can enjoy 6% Cash Rebate on dining and online spending made in the first 5 months, up to HK$1,000 cash rebate welcome offer, together with the year-round offer of 6% Cash Rebate on dining and online spending, you can get up to 12% Cash Rebate on dining and online spending in total
  • Referral Rewards

    • From 25 September to 31 December 2022, enjoy HK$200 Referral Reward by referring a friend to open Multi-Currencies Statement Savings Account via inMotion successfully; and enjoy HK$400 Deposit Reward when your friend makes a deposit of a minimum of HK$10,000 in total to the newly opened account. Enjoy up to HK$6,000 MGM Reward by referring 10 friends
  • Account Opening Rewards - HK$200 Cash Rewards

    • From 1 October to 31 December 2022, new customers who open Multi-Currencies Statement Savings Account via inMotion, and meet a total balance of minimum HK$10,000 or equivalent on designated date, can enjoy HK$200 Account Opening Reward
  • Up to 12% Cash Rebate on dining and online Spending (HK$16.5 = HK$1 Cash Rebate)
  • Remote card issue anytime, anywhere. Use the card instantly once it is approved.
    • Apply online via inMotion mobile app. What you need is to provide your personal information and HKID to apply for the Card. You don’t need to spend extra time to provide proof of address and income.
    • Check you application status easily via inMotion mobile app.
    • The turnaround time of each application and approval may vary.
  • Safer shopping experience with Virtual Credit Card
    • The card details can only be retrieved from inMotion. inMotion logon is password protected and two-factor authentication is required to re-authenticate customers' identity before the retrieval of the card details including card number, CVV and expiry date. It can decrease the risk of credit card fraud.
  • Perpetual Annual Fee Waiver

Need to know

  • 6% cash rebate on Dining and online Spending in the first 5 months (cap at HK$200 cash rebate per month and a maximum of HK$1,000 cash rebate)
  • Welcome offer is not applicable to any applicant who currently holds and / or held any other principal credit card issued by the Bank in the 12-month immediately preceding the date of the relevant card application.
  • The above offers are subject to relevant terms and conditions.
  • China CITIC Bank International Limited reserves the right to request the applicant to submit the supporting documents for the approval
    • The approval of virtual credit is based on the analysis result of customers data
  • Reload of digital wallet and insurance transactions do not count as eligible transactions.
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

CASH REBATE
Local Spending
12%
Overseas Spending
0.55%
Online Shopping Spending (Overseas)
12%
Online Shopping Spending (Local)
12%

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

Fees

Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual
Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment Due is HK$250).
Late payment charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49%
Interest Free Repayment Period
57 days

Other information

Credit card type
Mastercard

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