CNCBI Motion Credit Card (virtual)

Last Updated:Apr 2021

No Requirement

Min. Annual Income

0.55%

Local Spending - Cashback Rateon local spending

0.55%

Overseas Spending - Cashback Rateon overseas spending

Offers

Benefits

Eligibility

APR/Fees

Offers

Welcome Offers from China CITIC Bank International

OPTION 1

HK$600 cash rebate

New customers who successfully apply for a CNCBI Motion Credit Card(virtual) and conduct eligible transactions of net amount HK$6,000 or above within the first 3 months from the date of Card issuance are entitled to HK$600 cash rebate.
“New customers” refer to customers who currently do not hold and / or held any other principal credit card issued by China CITIC Bank International in the 12-month immediately preceding the date of the relevant card application.
Promotion period: from 1 January to 31 July 2021

Up to 5% cash rebate on online spending; One of the first virtual credit cards in Hong Kong

Perpetual Annual Fee Waiver

Up to 5% cash rebate on online spending; One of the first virtual credit cards in Hong Kong

Perpetual Annual Fee Waiver

Annual Fee Waiver

Great for

Enjoy HK$600 Cash Rebate immediately upon approval of Card application.

Applicable to new Cardmembers who accumulate eligible spending of HK$6,000 or above within first 3 months from the date of card issuance (calculated with reference to the transaction dates.
Cash rebate will be credited to the relevant Card account within 3 days upon approval of Card application.
If the Cardmember fails to fulfill the spending requirement within the first 3 months of Card issuance, regardless the cash rebate has been used by the Cardmember or not, China CITIC Bank International will debit the equivalent value of the cash rebate from the Card account in the 5^thmonth of Card issuance without prior notice.

Remote card issue anytime, anywhere. Use the card instantly once it is approved.

Apply online via inMotion mobile app. What you need is to provide your personal information and HKID to apply for the Card. You don’t need to spend extra time to provide proof of address and income.
Check you application status easily via inMotion mobile app.
The turnaround time of each application and approval may vary.

Up to 5% cash rebate on online spending

From 1 January to 31 December 2021, cardholders of CNCBI Motion Credit Card(virtual) can earn up to 5% cash rebate on online spending with their Motion Virtual Credit Card. (Eligible Virtual Credit Cardmembers are entitled to a maximum of HK$100 Extra Cash Rebate in each statement cycle. You will reach the cap when you spend HK$2,247 on online spending every month.)
Retail transactions at any merchant: 0.55% cash rebate (HK$180 spending = HK$1 cash rebate)

Safer shopping experience with Virtual Credit Card

The card details can only be retrieved from inMotion. inMotion logon is password protected and two-factor authentication is required to re-authenticate customers' identity before the retrieval of the card details including card number, CVV and expiry date. It can decrease the risk of credit card fraud.

Perpetual Annual Fee Waiver

Need to know

The above offers are subject to relevant terms and conditions. For more details, please refer to https://www.cncbinternational.com/personal/promotions/virtual_credit_card/en/index.html

China CITIC Bank International Limited reserves the right to request the applicant to submit the supporting documents for the approval

The approval of virtual credit is based on the analysis result of customers data

Reload of digital wallet and insurance transactions do not count as eligible transactions.

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

Local Spending

0.55%

Overseas Spending

0.55%

Online Shopping Spending (Overseas)

Online Shopping Spending (Local)

Eligibility

Minimum Age

18 years old

Min. Annual Income

No Requirement

APR/Fees

Fees

Annual fee

Perpetual Annual Fee Waiver

Foreign Currency Transaction Fee

1.95%

Repayment

Minimum Payment

All interest and fees and charges including Annual
Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment Due is HK$250).

Late payment charge

HK$300 or amount equal to the Minimum Payment Due, whichever is lower.

Retail Purchase APR

34.49%

Interest Free Repayment Period

57 days

Other information

Credit card type

Mastercard

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CNCBI Motion Credit Card (virtual)

Offers

HK$600 cash rebate

Up to 5% cash rebate on online spending; One of the first virtual credit cards in Hong Kong

Perpetual Annual Fee Waiver

Up to 5% cash rebate on online spending; One of the first virtual credit cards in Hong Kong

Perpetual Annual Fee Waiver

Benefits

Year-round rewards

Eligibility

Eligibility

APR/Fees

Fees

Repayment

Other information

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