CNCBI VISA Platinum Credit Card
Last Updated: Sep 2021
$ 150,000
Min. Annual Income
0.55 %
Local Spending - Cashback Rate
0.55 %
Overseas Spending - Cashback Rate
Exclusive Offer
from MoneyHero
OFFER 1
MONSTER Persona ANC Headphones OR BRUNO Styling Handy Steamer OR HK$500 Apple Store Gift Card
  • From 23 August 2021 12:00 noon to 30 September 2021 06:00 p.m, new CNCBI Credit Card Customers who successfully apply for CNCBI VISA Platinum Credit Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Top-Up Offer - a set of MONSTER Persona ANC Headphones (worth HK$1,398; black) OR a BRUNO Styling Handy Steamer (worth HK$568; random colour) OR HK$500 Apple Store Gift Card.
  • The card must be approved by CNCBI on or before 31 October 2021.
  • Each customer is entitled to MoneyHero Exclusive Top-Up Offer once only.
  • Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
  • Please send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification, to support@moneyhero.com.hk to receive the reward redemption form within 7 days of card approval. MoneyHero will verify your reward eligibility with CNCBI.
  • Once your application is verified by the bank as successful, we will inform you about the reward collection details by email in January 2022 at the earliest.
  • Terms and conditions apply.

Welcome Offers from China CITIC Bank International

OFFER 1
Up to HK$800 Cash Rebate
  • New cardmembers are entitled to HK$400 Cash Rebate upon accumulating eligible transactions with the total net amount of HK$5,000 - HK$8,000 below within spending period.
  • New cardmembers are entitled to HK$800 Cash Rebate upon accumulating eligible transactions with the total net amount of HK$8,000 or above within spending period.
  • Promotion period is valid from 1 April to 30 September 2021.
0.55% Cash Rebate; First year annual fee waiver
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
Utilities Wallet Rebate
Annual Fee Waiver
Octopus Reload Rebate
Digital Wallet Rebate

Great for

  • MoneyHero Exclusive Top-Up Offer - MONSTER Persona ANC Headphones OR BRUNO BOE076 Styling Handy Steamer OR HK$500 Apple Store Gift Card
    • New CNCBI Credit Card Customers get rewarded with a set of MONSTER Persona ANC Headphones (worth HK$1,398; black) OR a BRUNO BOE076 Styling Handy Steamer (worth HK$568; random colour) OR HK$500 Apple Store Gift Card by fulfilling the following requirements:
    Important Dates Requirements
    23 August 2021 12:00 noon to 30 September 2021 06:00 p.m Successfully apply for designated CNCBI Credit Card(s) via MoneyHero
    On or before 31 October 2021 The card must be approved by CNCBI.
    Within 7 days of card approval Send an email with (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk for receiving reward redemption form
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CNCBI GBA Dual Currency Credit Card, CNCBI Motion Credit Card, and CNCBI VISA Platinum Credit Card.
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Welcome Offers - up to HK$800 Cash Rebate
    Requirements Welcome Offers

    Accumulate eligible transactions with the total net amount of HK$5,000 - HK$8,000 below within Spending Period

    HK$400 Cash Rebate

    Accumulate eligible transactions with the total net amount of HK$8,000 or above within Spending Period

    HK$800 Cash Rebate
  • 0.55% Cash Rebate(HK$180 = HK$1 Cash Rebate)
  • First year annual fee waiver

Need to know

  • Welcome Offers and MoneyHero Exclusive Offer are not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.

Year-round rewards

CASH REBATE
Local Spending
0.55%
Overseas Spending
0.55%
Online Shopping Spending (Overseas)
0.55%
Online Shopping Spending (Local)
0.55%
Digital Wallet Spending
0.55%
Octopus Top Up Spending
0.55%
Dining Spending
0.55%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
HK$1,200
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late payment charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49%
Cash Advance APR
36.43%
Interest Free Repayment Period
57 days

Other information

Credit card type
Visa Platinum

Isn't the best product for you?

Compare more credit cards on MoneyHero