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Fubon Visa Platinum
Last Updated: Nov 2021
$ 60,000
Min. Annual Income
2.8 %
Local Spending - Cashback Rate
on spending at designated supermarkets
(Non-direct Cashback) For local spending: 0.4% cashback; for HK$300 or above local spending made on Saturday or Sunday: 0.8% cashback
2 %
Overseas Spending - Cashback Rate
on foreign currencies spending
(Non-direct Cashback) For overseas spending: 2% cashback; for spending in Japan/Korea: 3.2% cashback; for spending in Taiwan: 8% cashback
Exclusive Offer
from MoneyHero
OFFER 1
HK$200 Supermarket Coupon
  • New customers of Fubon Bank Credit Card who successfully apply for the card via Fubon GO app and input the promotion code "MoneyHero" are entitled to HK$200 supermarket coupon exclusively from MoneyHero.
  • Within 7 days of card approval, send an email with (1) name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Fubon Bank.
  • If you have concerns regarding the redemption process, please refer to this article.
  • Promotion Period: from 1 to 30 November 2021

Welcome Offers from Fubon Bank

OFFER 1
HK$500 Cash Rebate
  • New customers are required to accumulate spending of HK$5,800 or above in the first 3 months from the date of card issuance.
  • The relevant cash rebate will be credited to the cardholder’s new credit card account, which must be a valid account in normal status, within 4 to 6 weeks (from transaction posting date) upon the cardholder fulfilling the spending requirement and such credit will then be shown in the principal cardholder's statement.
  • Promotion Period: from now till 31 December 2021
Extra HK$100 Supermarket Coupon
  • Only applicable to principal card application of Fubon Visa Platinum Card via Fubon GO Mobile Application
  • To be eligible for the extra HK$100 Supermarket Coupon, customers are required to upload the required documents via Fubon GO within 7 days from the date of application
  • The extra HK$100 Supermarket Coupon will be sent to the customer at his/her correspondence address within 4 weeks after customer submitted the required documents and completed the card application process
  • Promotion Period: from now till 31 December 2021
Up to 8% rebate on spending made with New Taiwan Dollar; First 3-year Annual Fee Waiver
Send us an email to receive the reward redemption form after card approval.
Annual Fee Waiver
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • HK$500 Cash Rebate & extra HK$100 Supermarket Coupon as welcome gift
    Requirement Welcome Gift
    Spend HK$5,800 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance HK$500 Cash Rebate
    Apply for the card via Fubon GO app Additional HK$100 Supermarket Coupon
  • MoneyHero Exclusive Offer - HK$200 supermarket coupon
    • New customers of Fubon Bank Credit Card who successfully apply for Fubon Visa Platinum Card via Fubon GO app and input the promotion code “MoneyHero” enjoy HK$200 supermarket coupon exclusively from MoneyHero!
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. We suggest you upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of card approval, send an email with (1) name of the applied product and (2) application date to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Fubon Bank.
    • Tips:
      • If you have concerns regarding the redemption process, please refer to this article.
  • Spending Rewards - Earn Bonus Points while spending. You can redeem cash rebates, mileage awards and gift vouchers with Gift Points.
    • Local Spending
    Spending at Local Online Merchants of HK$300 or above OR Designated Supermarkets Up to HK$1 = 7 points
    (up to 2.8% cash rebate; HK$2.14 = 1 mile)
    Local Spendig OR Octopus Automatic Add-Value Service HK$1 = 1 point
    (0.4% cash rebate; HK$15 = 1 mile)
    HK$300 or above made on Saturday or Sunday locally HK$1 = 2 points
    (0.8% cash rebate; HK$7.5 = 1 mile)
    • Overseas/Foreign Currencies Spending
    Spending made with New Taiwan Dollar HK$1 = 20 points
    (8% cash rebate; HK$0.75 = 1 mile)
    Spending made with Yen OR Won HK$1 = 8 points
    (3.2% cash rebate; HK$1.88 = 1 mile)
    Other non-Hong Kong Dollar spending HK$1 = 5 points
    (2% cash rebate; HK$3 = 1 mile)
  • “Sure Win Spending Rewards” brings you guarantee extra bonus points
    • You will have the chance of winning 2,000, 3,000 or 30,000 extra bonus points when you spent HK$600 or above for each time.
  • Enjoy 8X bonus point and discount offer on buying singe/annual travel insurance plan
    • Enjoy 20% discount on MyWay single trip travel plan, and 10% discount on annual travel plan. The plan covers travel delay and trip rearrangement benefits extending to cover bankruptcy or winding-up of airline and loss of baggage and personal money.
    • Enjoy 20% discount on Get”Z”Go travel plan. The plan covers on-time guarantee allowance for over 3-hour delay and personal property cover.
  • First 3-year annual fee waiver

Need to know

  • Welcome offer and MoneyHero Exclusive Offer are only applicable to customers who are not holders of Fubon Bank's credit cards or co-branded cards (including supplementary card) up to the application date.
    • No welcome gift will be granted if customers have cancelled the Bank's credit cards within the past 6 months from the application date in the case of successful application.
  • The Points accumulated will be valid for up to one year (calculated by Membership year).
    • Voided or expired Points will be automatically purged and cannot be extended or redeemed.
  • Have to call Fubon Bank Integrated Customer Service Hotline for rewards redemption.
    • If the reward redemption is made via mail-in or fax-in, HK$10 administrative fee per application will be charged.

Year-round rewards

Local Spending
2.8%
(Non-direct Cashback) For local spending: 0.4% cashback; for HK$300 or above local spending made on Saturday or Sunday: 0.8% cashback
Overseas Spending
2%
(Non-direct Cashback) For overseas spending: 2% cashback; for spending in Japan/Korea: 3.2% cashback; for spending in Taiwan: 8% cashback
Online Shopping Spending (Overseas)
2%
(Non-direct Cashback) For overseas spending: 2% cashback; for spending in Japan/Korea: 3.2% cashback; for spending in Taiwan: 8% cashback
Online Shopping Spending (Local)
2.8%
Octopus Top Up Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$60,000

Fees

Annual fee
HK$1,700
Foreign Currency Transaction Fee
1.85%

Repayment

Minimum Payment
Minimum HK$200 or the aggregate amount of all the following items (whichever amount is higher): (a) all interest and fees and charges (including the current Finance Charge); plus (b) 1% of the remaining outstanding balance of transactions; plus (c) any amount exceeding the available Credit Limit and the minimum amount from the previous month which remains unpaid
Late payment charge
5% of the outstanding Minimum Payment Due or HK$200 (whichever is higher, and capped at HK$300. However, the Late Charge will not exceed the amount of Minimum Payment Due shown on the card statement.)
Retail Purchase APR
33.22%
Cash Advance APR
36.08%
Interest Free Repayment Period
56 days

Other information

Credit card type
Visa Platinum

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