TODO
Fubon Titanium Card
Last Updated: Oct 2021
$ 80,000
Min. Annual Income
0.4 %
Local Spending - Cashback Rate
on local retail spending
(Non-direct Cashback) For local spending: 0.5% cashback; for HK$300 or above local spending made on Saturday or Sunday: 0.8% cashback
2 %
Overseas Spending - Cashback Rate
on overseas spending
(Non-direct Cashback) For overseas spending: 2% cashback; for spending in Japan/Korea: 3.2% cashback; for spending in Taiwan: 8% cashback
Up to 8% rebate on overseas spending in Taiwan
First 3-year Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate

Great for

  • HK$500 supermarket coupon / HK$300 supermarket coupon / 50,000 Fubon Credit Card Bonus Point as welcome gifts
    Requirement Welcome Gifts
    (Choose 1 from 3)
    Spend HK$5,800 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance HK$500 supermarket coupon
    Spend HK$3,500 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance HK$300 supermarket coupon
    Spend HK$2,800 or above on eligible retail purchase and/or cash advance with the principal card within the first 3 months from the date of card issuance HK$300 supermarket coupon
  • Spending Rewards - Earn Bonus Points while spending. You can redeem cash rebates, mileage awards and gift vouchers with Gift Points.
    • Local Spending
      Local / Octopus Automatic Add-Value Service: HK$1 = 1 point (0.4% cash rebate; HK$15 = 1 mile)
      HK$300 or above made on Saturday or Sunday locally: HK$1 = 2 points (0.8% cash rebate; HK$7.5 = 1 mile)
    • Overseas Spending
      Overseas spending: HK$1 = 5 points (2% cash rebatel HK$3 = 1 mile)
      Spending in Japan / Korea: HK$1 = 8 points (3.2% case rebate; HK$1.88 = 1 mile)
      Spending in Taiwan: HK$1 = 20 points (8% cash rebate; HK$0.75 = 1 mile)
  • “Sure Win Spending Rewards” brings you guarantee extra bonus points
    • You will have the chance of winning 2,000, 3,000 or 30,000 extra bonus points when you spent HK$600 or above for each time.
  • Enjoy 8X bonus point and discount offer on buying singe/annual travel insurance plan
    • Enjoy 20% discount on MyWay single trip travel plan, and 10% discount on annual travel plan. The plan covers travel delay and trip rearrangement benefits extending to cover bankruptcy or winding-up of airline and loss of baggage and personal money.
    • Enjoy 20% discount on Get”Z”Go travel plan. The plan covers on-time guarantee allowance for over 3-hour delay and personal property cover.
  • First 3-year annual fee waiver

Need to know

  • Welcome offer is only applicable to customers who are not holders of Fubon Bank's credit cards or co-branded cards (including supplementary card) up to the application date.
    • No welcome gift will be granted if customers have cancelled the Bank's credit cards within the past 6 months from the application date in the case of successful application.
  • The Points accumulated will be valid for up to one year (calculated by Membership year).
    • Voided or expired Points will be automatically purged and cannot be extended or redeemed.
  • Have to call Fubon Bank Integrated Customer Service Hotline for rewards redemption.
    • If the reward redemption is made via mail-in or fax-in, HK$10 administrative fee per application will be charged.

Year-round rewards

Local Spending
0.4%
(Non-direct Cashback) For local spending: 0.5% cashback; for HK$300 or above local spending made on Saturday or Sunday: 0.8% cashback
Overseas Spending
2%
(Non-direct Cashback) For overseas spending: 2% cashback; for spending in Japan/Korea: 3.2% cashback; for spending in Taiwan: 8% cashback
Online Shopping Spending (Local)
0.4%
Online Shopping Spending (Overseas)
0.4%
Octopus Top Up Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$80,000

Fees

Annual fee
HK$550
Foreign Currency Transaction Fee
1.85%

Repayment

Minimum Payment
Minimum HK$200 or the aggregate amount of all the following items (whichever amount is higher): (a) all interest and fees and charges (including the current Finance Charge); plus (b) 1% of the remaining outstanding balance of transactions; plus (c) any amount exceeding the available Credit Limit and the minimum amount from the previous month which remains unpaid
Late payment charge
5% of the outstanding Minimum Payment Due or HK$200 (whichever is higher, and capped at HK$300. However, the Late Charge will not exceed the amount of Minimum Payment Due shown on the card statement.)
Retail Purchase APR
33.22%
Cash Advance APR
36.08%
Interest Free Repayment Period
56 days

Other information

Credit card type
Mastercard, Visa

Isn't the best product for you?

Compare more credit cards on MoneyHero