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Hang Seng enJoy Card

Last Updated:Apr 2021
$150,000
Min. Annual Income
Offers
Benefits
Eligibility
APR/Fees

Offers

Welcome Offers from Hang Seng Bank

OPTION 1

Up to 80,000 yuu Reward Points (HK$400)

  • Sign up as yuu member and link enJoy card and accumulate retail transactions at any enJoy card designated merchants of HK$4,000 or above, within 60 days from the date of new card issuance
  • Successful online application 
  • Promotion period: from now till 30 June 2021

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Perpetual annual fee waiver

Enjoy up to 2% Rebate at designated merchants

Perpetual annual fee waiver

Enjoy up to 2% Rebate at designated merchants

Annual Fee Waiver
Annual Fee Waiver
Annual Fee Waiver
Annual Fee Waiver

Great for

Brand New enJoy Card. Both new and existing customers can enjoy welcome offers.
From now till 30 June 2021 (promotion period), enjoy up to 80,000 yuu Reward Points (HK$400) upon successful application of Hang Seng enJoy Card:
Requirements   Offer  
Within 60 days from the date of new card issuance:
  • Sign up as yuu member and link enJoy card
  • Accumulate retail transactions at any enJoy card designated merchants of HK$4,000 or above
 New Credit Card Customers
60,000 yuu Reward Points
(HK$300)		 OR Existing Credit Card Customers
30,000 yuu Reward Points
(HK$150)
Successful online application 20,000 yuu Reward Points (HK$100)
Earn up to 2% rebate at 2000+ designated merchants
Spend with the card at any designated merchants to earn up to 4X Reward Points (2% rebate). Reward Points can be spent as cash (200 Reward Points=HK$1), as well as redeeming e-coupons and gifts
Designated Merchants Rebate Upon Spending
Pizza Hut, KFC, PHD, C, all Maxim's Chinese Cuisine restaurants, designated m.a.x. concepts restaurants and outlets, Arome Bakery, Café Landmark, LUMI French-Japanese Cuisine, MUSES, Pop n' Grill, Wildfire Pizzabar, DONDONYA and Uo-Show 2% Rebate
（4X Rewards: HK$1=4 yuu Reward Points）
7-Eleven, Mannings, IKEA, Wellcome, Market Place by Jasons and Designated Upscale Stores 1.5% Rebate
（3X Rewards: HK$1=3 yuu Reward Points）
Designated Maxim's restaurants 1% Rebate
（2X Rewards: HK$1=2 yuu Reward Points）
Other merchants (including local and overseas spending) 0.5% Rebate
（HK$1=1 yuu Reward Point）
Enjoy designated merchants exclusive year-round discount offer

Need to know

If the customer has received the yuu reward points of the Welcome Gifts but subsequently cancels the card account within the first 13 months from the date of account opening, a handling fee of an equivalent amount will be charged
New customers must not hold the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card currently and in the past 12 months
The relevant yuu reward points will be credited to Principal Card customer’s enJoy Card account within 2 months after the requirements are fulfilled. The enJoy Card account should be valid and in good standing, and being linked to yuu reward program when the yuu reward points are credited

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Local Spending
0.5%
Overseas Spending
0.5%
Online Shopping Spending (Overseas)
0.5%
Online Shopping Spending (Local)
0.5%
Dining Spending
2%

Eligibility

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

APR/Fees

Fees

Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
The Minimum Payment Amount is HK$300 or the sum of item (i) to (iv) below (whichever is higher):
(i) all fees and charges (including finance charges and annual fees);
(ii) any overdue Minimum Payment Amount;
(iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and
(iv) 1% of the New Balance after deducting the amount of item (i) to (iii).
Late payment charge
HK$300 or an amount equal to the Minimum Payment Amount (whichever is lower)
Retail Purchase APR
34.97%
Cash Advance APR
38.37%

Other information

Credit card type
Visa Platinum

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