Hang Seng Platinum Mastercard
Last Updated: Sep 2021
$ 150,000
Min. Annual Income
0.4 %
Local Spending - Cashback Rate
on local retail spending
(Non-direct Cashback) For local spending: 0.4% cashback
0.4 %
Overseas Spending - Cashback Rate
on overseas spending
(Non-direct Cashback) For overseas spending: 0.4% cashback

Welcome Offers from Hang Seng Bank

OFFER 1
Up to $700 Cash Dollars
  • New credit card customer: $700 Cash Dollars Welcome offer
  • Existing credit card customer: $300 Cash Dollars Welcome offer
3-year Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate

Great for

  • Welcome Offer
    From now till 31 December 2021, customers who successfully apply for Hang Seng Platinum Mastercard and fulfill the spending requirement of HK$5,000 or above within first 60 days from the date of card issuance enjoy up to $700 Cash Dollars:
    Requirements Offer
    Accumulate spending of HK$5,000 or above within first 60 days from the date of card issuance New Customers
    $700 Cash Dollars
    Existing Customers
    $300 Cash Dollars
  • Accumulated Cash Dollars can redeem cash coupon or be used as instant cash at designated stores.
  • Enjoy year round discount offers up to 70% off at designated hotels, restaurants, luxury stores and leisure destinations.
  • 3-year Annual Fee Waiver

Need to know

  • If a customer who has received the welcome offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
  • Cash Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 15 months.
    • For example, if the renewal month is July, Cash Dollars that are accumulated between July 2020 to June 2021 will be valid till October 2021.
  • 3-year Annual Fee Waiver is only applicable to applicant who is not holding currently and / or has not held in the preceding 6 months any personal credit card Principal Card.
    • To be entitled to 3-year Annual Fee Waiver, the applicant must be applying for his/her first Hang Seng Card.
    • If the applicant already owns a Hang Seng Credit Card, he / she is entitled to a 1-year Annual Fee Waiver.

Year-round rewards

CASH REBATE
Local Spending
0.4%
(Non-direct Cashback) For local spending: 0.4% cashback
Overseas Spending
0.4%
(Non-direct Cashback) For overseas spending: 0.4% cashback
Online Shopping Spending (Overseas)
0.4%
Online Shopping Spending (Local)
0.4%
Dining Spending
0.4%
Octopus Top Up Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
HK$1,500
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
The Minimum Payment Amount is HK$300 or the sum of item (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of item (i) to (iii).
Late payment charge
HK$300 or an amount equal to the Minimum Payment Amount (whichever is lower)
Retail Purchase APR
34.97%
Cash Advance APR
38.37%
Interest Free Repayment Period
56 days

Other information

Credit card type
Mastercard

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