Year-round rewards
Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
2.4%
N/A
Overseas Spending
0.4%
N/A
Hang Seng The Hang Seng University of Hong Kong Credit Card
Last Updated:Mar 2021
No Requirement
Min. Annual Income0.4%
Overseas Spending - Cashback RateBenefits
Eligibility
APR/Fees
Perpetual Annual Fee Waiver
No income requirement for students
Perpetual Annual Fee Waiver
No income requirement for students
Annual Fee Waiver
Annual Fee Waiver
Great for
Perpetual Annual Fee Waiver
Save Effortlessly with Exclusive Campus Privileges
- Enjoy a free 12 ounce hot latte upon spending of HK$250 at Coffee Shop in HSUHK campus
- Enjoy staff/student discount price upon purchase of HSUHK souvenir
Benefit University Development as You Spend
Part of the total spending of the customer will be donated to The Hang Seng University of Hong Kong for its development
Part of the total spending of the customer will be donated to The Hang Seng University of Hong Kong for its development
Need to know
Principal Card customer can only enjoy a Perpetual Annual Fee Waiver on one Hang Seng Credit Card (except The Hong Kong Jockey Club Membership Card, Hang Seng Prestige World Mastercard®, Hang Seng enJoy Card, Hang Seng MPOWER Card and Hang Seng UnionPay Platinum Card). Principal Card Applicant who does not currently own and/or has not owned any personal Credit Card Principal Card issued by Hang Seng in the past 6 months, and is applying for his/her first Hang Seng Credit Card, will be entitled to a Perpetual Annual Fee Waiver on Principal Card; otherwise, only 7-year annual fee waiver will be offered
Only applicable to Full-time University / Tertiary Students who are aged 18 or above and studying The Hang Seng University of Hong Kong
Benefits
Eligibility
Eligibility
Minimum Age
18 years old
Min. Annual Income
No Requirement
APR/Fees
Fees
Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.95%
Repayment
Minimum Payment
The Minimum Payment Amount is HK$300 or the sum of items (i) to (iv) below (whichever is higher):
(i) all fees and charges (including finance charges and annual fees);
(ii) any overdue Minimum Payment Amount;
(iii) amount exceeding the prescribed credit limit after deducting the amount of items
(i) and (ii) from the New Balance; and
(iv) 1% of the New Balance after deducting the amount of items (i) to (iii)
(i) all fees and charges (including finance charges and annual fees);
(ii) any overdue Minimum Payment Amount;
(iii) amount exceeding the prescribed credit limit after deducting the amount of items
(i) and (ii) from the New Balance; and
(iv) 1% of the New Balance after deducting the amount of items (i) to (iii)
Late payment charge
HK$300
Retail Purchase APR
34.97%
Cash Advance APR
38.37%
Other information
Credit card type
Visa Platinum
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