Save Effortlessly with Exclusive Campus Privileges
Enjoy a free 12 ounce hot latte upon spending of HK$250 at Coffee Shop in HSUHK campus
Enjoy staff/student discount price upon purchase of HSUHK souvenir
Benefit University Development as You Spend Part of the total spending of the customer will be donated to The Hang Seng University of Hong Kong for its development
Need to know
Principal Card customer can only enjoy a Perpetual Annual Fee Waiver on one Hang Seng Credit Card (except The Hong Kong Jockey Club Membership Card, Hang Seng Prestige World Mastercard®, Hang Seng enJoy Card, Hang Seng MPOWER Card and Hang Seng UnionPay Platinum Card). Principal Card Applicant who does not currently own and/or has not owned any personal Credit Card Principal Card issued by Hang Seng in the past 6 months, and is applying for his/her first Hang Seng Credit Card, will be entitled to a Perpetual Annual Fee Waiver on Principal Card; otherwise, only 7-year annual fee waiver will be offered
Only applicable to Full-time University / Tertiary Students who are aged 18 or above and studying The Hang Seng University of Hong Kong
Benefits
Year-round rewards
CASH REBATE
AIR MILES REWARDS
Local Spending
2.4%
(Non-direct Cashback) Spending on tuition fee / examination fee and bookstores: 2.4% Cash Dollars Rebate ; other local spending: 0.4% Cash Dollars Rebate
N/A
Overseas Spending
0.4%
N/A
Eligibility
Eligibility
Minimum Age
18 years old
Min. Annual Income
No Requirement
APR/Fees
Fees
Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.95%
Repayment
Minimum Payment
The Minimum Payment Amount is HK$300 or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)