Welcome Offers from HSBC
HSBC Visa Gold Card for Students
Last Updated:Apr 2021
No Requirement
Min. Annual IncomeOffers
Benefits
Eligibility
APR/Fees
Offers
Year-round spending rewards up to 2.4% RewardCash rebate (equivalent to HK$4.17 per air mile)
Perpetual annual fee waiver
Year-round spending rewards up to 2.4% RewardCash rebate (equivalent to HK$4.17 per air mile)
Perpetual annual fee waiver
Annual Fee Waiver
Utilities Wallet Rebate
Octopus Reload Rebate
Annual Fee Waiver
Utilities Wallet Rebate
Octopus Reload Rebate
Great for
| Spending requirements | Welcome offer |
| Spend over HK$2,000 or above within the first 60 calendar days from card issuance | $300 RewardCash |
Year-round spending rewards totalling up to 2.4% RewardCash rebate (equivalent to HK$4.17 per air mile)
- Enjoy up to 2.4% (basic 0.4% + an extra 2%) RewardCash rebate by registering for "Red Hot Rewards of Your Choice" programme and allocating extra RewardCash to your preferred spending categories (Promotional Period till 31 December 2021), i.e. earning up to $6 RewardCash for every HK$250 spent
Enjoy up to 4.4% RewardCash rebates on online & overseas spending (equivalent to HK$2.3 per air mile)
- Enjoy an extra 2% RewardCash rebates by registering for “Red Hot Online & Overseas Spending Rewards” programme, totaling up to 4.4% RewardCash rebates with the above reward programmes, i.e. up to $11 RewardCash for every HK$250 spent online or abroad
Up to 30% off at designated dining outlets including Crystal Jade La Mian Xiao Long Bao, Outback Steakhouse, Gyu-Kaku Buffet, Gyu-Kaku Japanese Yakiniku Restaurant, Gyu-Kaku Jinan-Bou, Mou Mou Club, Mou Mou Motto, On-Yasai, Peace Cuisine and Yoogane
Exclusive privileges at premium hotels and travel agents
Perpetual annual fee waiver
Need to know
The Welcome Offer Promotional Period starts from 1 April 2021 to 31 March 2022
The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 October 2020
Cardholders could only enjoy the "Red Hot Rewards of Your Choice" by registering before 31 October 2021 among your six preferred spending categories of Dining, Overseas and Mainland China Spending, Health & Leisure, Home and Lifestyle for the first HK$100,000 eligible spending
To borrow or not to borrow? Borrow only if you can repay!
Benefits
Year-round rewards
Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
2.4%
$4.17/mile
Overseas Spending
4.4%
$2.27/mile
Online Shopping Spending (Overseas)
4.4%
$2.27/mile
Online Shopping Spending (Local)
4.4%
$2.27/mile
Dining Spending
2.4%
$4.17/mile
Eligibility
Eligibility
Minimum Age
18 years old
Min. Annual Income
No Requirement
APR/Fees
Fees
Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.95%
Repayment
Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is $50).
Late payment charge
Minimum Payment Due or HK$230, whichever is lower
Retail Purchase APR
36.43%
Cash Advance APR
37.75%
Other information
Credit card type
Visa Gold
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