on local retail spending with "Red Hot Rewards of Your Choice" registration
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) = Up to 6X rebate or 2.4% cash rebate (Basic Reward: 0.4% cash rebate)
4.4
%
Overseas Spending - Cashback Rate
on overseas spending with "Red Hot Online & Overseas Spending Rewards" registration
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or 4.4% cash reabte (Basic Rewards: 0.4% cash rebate)
Up to $300 RewardCash rebate on tuition fee payment
Perpetual annual fee waiver
Annual Fee Waiver
Utilities Wallet Rebate
Octopus Reload Rebate
Great for
Welcome offer
Get a Welcome Gift of $300 RewardCash when you use the card to make eligible transactions of HK$2,000 or above
Spending requirements
Welcome offer
Spend over HK$2,000 or above within the first 60 calendar days from card issuance
$300 RewardCash
Get up to $400 RewardCash rebate on tuition fee payment
CGV Cinemas: 15% off regular-priced tickets and 5% off single purchase of popcorn and cup beverages
Perpetual annual fee waiver
Need to know
The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 February 2022
To borrow or not to borrow? Borrow only if you can repay!
Benefits
Year-round rewards
CASH REBATE
AIR MILES REWARDS
Local Spending
2.4%
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) = Up to 6X rebate or 2.4% cash rebate (Basic Reward: 0.4% cash rebate)
$4.17/mile
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) = Up to 6X rebate or $4.17/mile (Basic Reward: $25/mile)
Overseas Spending
4.4%
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or 4.4% cash reabte (Basic Rewards: 0.4% cash rebate)
$2.27/mile
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or $2.27/mile (Basic Reward: $25/mile)
Online Shopping Spending (Overseas)
4.4%
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or 4.4% cash reabte (Basic Rewards: 0.4% cash rebate)
$2.27/mile
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or $2.27/mile (Basic Reward: $25/mile)
Online Shopping Spending (Local)
4.4%
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or 4.4% cash reabte (Basic Rewards: 0.4% cash rebate)
$2.27/mile
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) + Red Hot Online and Overseas Spending Rewards (5X) = Up to 11X rebate or $2.27/mile (Basic Reward: $25/mile)
Dining Spending
2.4%
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) = Up to 6X rebate or 2.4% cash rebate (Basic Reward: 0.4% cash rebate)
$4.17/mile
Basic Reward (1X) + Red Hot Rewards of Your Choice (5X) = Up to 6X rebate or $4.17/mile (Basic Reward: $25/mile)
Eligibility
Eligibility
Minimum Age
18 years old
Min. Annual Income
No Requirement
APR/Fees
Fees
Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.95%
Repayment
Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is $50).