HSBC Pulse UnionPay Dual Currency Diamond Credit Card

Last Updated:Apr 2021
$150,000
Min. Annual Income
Offers
Benefits
Eligibility
APR/Fees

Offers

Welcome Offers from HSBC

OPTION 1

Up to $900 RewardCash

  • Welcome Gift – $800 RewardCash (for New Customers) / $300 RewardCash (for Existing Customers): Spend over HK$/RMB8,000 or above within the first 60 calendar days from card issuance
  • QR Code Payment Reward – Extra $100 RewardCash: Make 5 or more Eligible transactions through QR Code Payment with HSBC Reward+ or UnionPay App with the card for the card. Customers are eligible for the offer if they haven't made any QR Code Payment transactions on or before 31 December 2020.

Up to 4.4% RewardCash rebate for spending in Mainland China and Macau (equivalent to HK$2.3 per air mile)

First 2 years annual fee waiver

Up to 4.4% RewardCash rebate for spending in Mainland China and Macau (equivalent to HK$2.3 per air mile)

First 2 years annual fee waiver

Annual Fee Waiver
Annual Fee Waiver
Utilities Wallet Rebate
Utilities Wallet Rebate
Airport Lounge
Airport Lounge
Octopus Reload Rebate
Octopus Reload Rebate
Annual Fee Waiver
Annual Fee Waiver
Utilities Wallet Rebate
Utilities Wallet Rebate
Airport Lounge
Airport Lounge
Octopus Reload Rebate
Octopus Reload Rebate

Great for

Spending requirements Welcome offer
Spend over HK$/RMB8,000 or above within the first 60 calendar days from card issuance New Customers
$800 RewardCash
Existing Customers
$300 RewardCash
Make 5 or more Eligible transactions through QR Code Payment with HSBC Reward+ or UnionPay App with the Card Extra $100 Reward Cash
Year-round spending rewards totaling up to 2.4% RewardCash rebate (equivalent to HK$4.17 per air mile)
  • Enjoy up to 2.4% (basic 0.4% + an extra 2%) RewardCash rebate by registering for "Red Hot Rewards of Your Choice" programme and allocating extra RewardCash to your preferred spending categories (Promotional Period till 31 December 2021), i.e. earning up to $6 RewardCash for every HK$250 spent
Enjoy extra 2% RewardCash rebates on spending in China and Macau, totaling up to 4.4% RewardCash rebates with “Red Hot Rewards of Your Choice”
Buy 1 get 1 free at China Tang Landmark, EPURE, La Rambla by Catalunya, ZUMA Hong Kong
Display the QR code or scan the merchant‘s QR code with HSBC Reward+ to complete transaction at designated merchants that accept UnionPay QR code without having to present the physical card
First 2 years annual fee waiver

Need to know

The Welcome Offer Promotional Period starts 1 March to 31 July 2021
HSBC Credit Card QR Code Payment Promotion's promotional period is from 1 January to 30 June 2021.
The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 September 2020
In calculating the Eligible Transactions, the conversion rate of HK$ and RMB will be 1:1
Cardholders could only enjoy the "Red Hot Rewards of Your Choice" by registering before 31 October 2021 among your six preferred spending categories of Dining, Overseas and Mainland China Spending, Health & Leisure, Home and Lifestyle for the first HK$100,000 eligible spending
To borrow or not to borrow? Borrow only if you can repay!

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
2.4%
$4.17/mile
Overseas Spending
4.4%
$2.27/mile
Online Shopping Spending (Overseas)
4.4%
$2.27/mile
Dining Spending
2.4%
$4.17/mile

Year-round benefits

OFFER 1

Up to three visits to participating airport lounges

Spend HK$/MOP 12,000 within two consecutive natural months

Eligibility

APR/Fees

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