Shanghai Commercial Bank Platinum Business Credit Card
Last Updated: Apr 2022
No Requirement
Min. Annual Income
0.4
%
Local Spending - Cashback Rate
on local retail spending
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
0.4
%
Overseas Spending - Cashback Rate
on overseas spending
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
First Year Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Great for
- 20% discount on Travel Insurance Plan & Office Insurance Plan
- One-on-one Green Channel Cross-strait Banking Privilege offered by Shanghai banks in Taiwan, Shanghai and Hong Kong
Need to know
- Cash Rebate Reward Scheme (HK$1 cash rebate for every HK$250 purchase) or Bonus Point Reward Scheme
- Exclusive for Shanghai Commercial Bank corporate customers
Year-round rewards
Local Spending
0.4%
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
Overseas Spending
0.4%
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
Eligibility
Minimum Age
18 years old
Min. Annual Income
No Requirement
Fees
Annual fee
$ 500
Foreign Currency Transaction Fee
1.95%
Repayment
Minimum Payment
The sum of item (i) to (iii) below : (i) all interest, fees and charges including annual fees; (ii) amount exceeding the prescribed credit limit; (iii) 1% of the New Balance after deducting the amount of item (i) to (iii) or minimum HK$50/RMB¥50 (whichever is higher)
Late payment charge
5% of Minimum Payment Amount or minimum HK$180; maximum HK$250 (whichever is higher)
Retail Purchase APR
34.49%
Cash Advance APR
36.11%
Interest Free Repayment Period
56 Days
Show more
Other information
Credit card type
Visa Platinum, Mastercard
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