TODO
Shanghai Commercial Bank Platinum Business Credit Card
Last Updated: Sep 2021
No Requirement
Min. Annual Income
0.4 %
Local Spending - Cashback Rate
on local retail spending
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
0.4 %
Overseas Spending - Cashback Rate
on overseas spending
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
First Year Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate

Great for

  • 20% discount on Travel Insurance Plan & Office Insurance Plan
  • One-on-one Green Channel Cross-strait Banking Privilege offered by Shanghai banks in Taiwan, Shanghai and Hong Kong

Need to know

  • Cash Rebate Reward Scheme (HK$1 cash rebate for every HK$250 purchase) or Bonus Point Reward Scheme
  • Exclusive for Shanghai Commercial Bank corporate customers

Year-round rewards

Local Spending
0.4%
(Non-direct Cashback) For local and overseas spending: 0.4% cashback
Overseas Spending
0.4%
(Non-direct Cashback) For local and overseas spending: 0.4% cashback

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

Fees

Annual fee
$ 500
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
The sum of item (i) to (iii) below : (i) all interest, fees and charges including annual fees; (ii) amount exceeding the prescribed credit limit; (iii) 1% of the New Balance after deducting the amount of item (i) to (iii) or minimum HK$50/RMB¥50 (whichever is higher)
Late payment charge
5% of Minimum Payment Amount or minimum HK$180; maximum HK$250 (whichever is higher)
Retail Purchase APR
34.49%
Cash Advance APR
36.11%
Interest Free Repayment Period
56 Days

Other information

Credit card type
Visa Platinum, Mastercard

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