TODO
PrimeCredit WeWa UnionPay Card for University Student
Last Updated: Apr 2022
No Requirement
Min. Annual Income
4
%
Local Spending - Cashback Rate
on local designated stores spending
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback
5.4
%
Overseas Spending - Cashback Rate
on Taiwan retail spending
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback
Exclusive Offer
from MoneyHero
OFFER 1
HK$200 HKTVmall Coupon+HK$600 cash rebate OR Pantone True wireless headset (valued at HK$598)+HK$600 cash rebate
  • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero can enjoy Pantone True wireless headset (valued at HK$598)+HK$600 cash rebate OR HK$200 HKTVmall Coupon+HK$600 cash rebate.
  • PrimeCredit will credit the HK$600 cash rebate into the respective credit card account after the card is successfully approved.
  • Promotion Period: from now till 31 May 2022

How to be entitled to MoneyHero Exclusive Offer?

  • From now till 31 May 2022, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - Pantone True wireless headset (valued at HK$598)+HK$600 cash rebate OR HK$200 HKTVmall Coupon+HK$600 cash rebate.
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification, to support@moneyhero.com.hk within 7 days of card approval. MoneyHero will verify your reward eligibility.
  • MoneyHero Exclusive Offer is provided by MoneyHero, PrimeCredit has no relation with its redemption, usage and dispute.
  • Terms and conditions apply.

Welcome Offers from PrimeCredit

  • OFFER 1
    BRUNO Compact Hot Plate - White
    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The redemption SMS will be issued to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.
  • OFFER 2
    HK$500 Cash Rebate
    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The rebate amount will be credited into the related PrimeCredit Credit Card account within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.
  • OFFER 3
    HK$200 Cash Rebate (only for full-time tertiary students)
    • Qualified retail spending over HK$2,000 within the first 90 days of card issuance
    • The rebate amount will be credited into the related PrimeCredit Credit Card account within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.
  • OFFER 4
    Up to HK$90,000 Interest-free Adminitration fee-free Cash Instalment Plan
    • No Spending requirements
Questions you might have

For exclusive offers from MoneyHero, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express

Welcome offers do not apply to current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank

Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS

Current and new customers are eligible for welcome offers. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months.
PrimeCredit

Welcome offers do not apply to current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC

Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC

Current and new customers are eligible for welcome offers. For more details of welcome offers, please click here.

BEA

Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled BEA credit cards in the past 6 months.

The time for each bank to distribute the welcome offer is different. Generally, it will be distributed within 3 months after the Spending Period.

Regarding the cash coupons, costumers can get them once the card application is approved. However, some welcome offers of high value like 10 points, 5% to 7% cash rebate or 100,000 miles have time limit and spending requirements. The most common requirement is that the card holders have to spend certain amount of money within 2 to 3 months.

For virtual rewards like air miles, cash rebates and points, the rewards will be automatically credited to your credit card accounts upon meeting the relevant spending condition. For cash coupon or voucher, it will be mailed to your correspondence address after meeting the fulfilling condition. If your welcome offer is a solid gift like a luggage, a fulfillment letter / redemption letter is what you will receive my mail, and you will need to redeem the gift with the letter in specific venues.

4% rebate on Travel, Cinema, Karaoke, Theme park spending
Please turn off AdBlocker and private mode before application.
Annual Fee Waiver
Airport Lounge
MoneyHero Exclusive Offer

Great for

  • MoneyHero Exclusive Offer - Pantone True wireless headset (valued at HK$598)+HK$600 cash rebate OR HK$200 HKTVmall Coupon+HK$600 cash rebate

    • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit EarnMORE UnionPay Diamond Card via MoneyHero can enjoy Pantone True wireless headset (valued at HK$598)+HK$600 cash rebate OR HK$200 HKTVmall Coupon+HK$600 cash rebate.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:
  • Requirements Welcome Offers
    (Choose 1 from 4)
    Qualified retail spending over HK$8,500 within 90 days from the card issuing date BRUNO Compact Hot Plate - White
    HK$500 Cash Rebate
    No spending requirement Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program
    Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issuing date HK$200 Cash Rebate
    (Only applicable to Full-time University / Tertiary Student)
  • Time-limited welcome offer - Suning Hong Kong Shopping Privileges up to HK$1,920 Cash Reabte

    • From now till 30 April 2022, New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via MoneyHero, and spend in Suning Hong Kong can enjoy up to HK$1,920 cash rebate
    Single eligible transactions with the total net amount of (Suning Hong Kong stores or online store ) Cash Rebate Maximum amount of cash rebate throughout promotion period
    HK$500 - HK$1,999 HK$30
    HK$2,000 - HK$4,999 HK$120 HK$1,920
    HK$5,000 - HK$8,499 HK$250
    HK$8,500 or above HK$480

    • Cardholders are entitled to HK$30 cash rebate upon a single Eligible Transaction of HK$500 - HK$1,999 with any of their Eligible Credit Card at Suning Hong Kong online store
    • Each Cardholder can be entitled up to a maximum amount of HK$960 cash rebate from the above offer during 1 March to 31 March 2022 and up to a maximum amount of HK$960 cash rebate from the above offer during 1 April to 31 April 2022, and can be entitled to a maximum amount of HK$1,920 cash rebate from the above offer for the whole Promotion Period.
    • Cardholders must register at OmyCard mobile application and conduct transactions with their Eligible Credit Card at Suning Hong Kong within the Promotion Period to enjoy the offer.
  • LCX Shopping Offers - HK$450 LCX Shopping Coupon, 20% off discount for designated merchants & LCX VIP Pass/Rewards Card redemption
    • From now till 30 May 2022, using PrimeCredit Credit Card for eligible transaction in LCX can enjoy the below offers:
      • HK$450 LCX Shopping Coupon: Accumulate spending of HK$800 for single day can redeem HK$50 LCX Shopping Voucher, maximum for up to HK$450 LCX Shopping Coupon
      • 20% off discount for designated merchants: Shopping in designated merchants can enjoy up to 20% off discount
      • LCX VIP Pass/Rewards Card redemption: Show up the PrimeCredit Credit Card in LCX Concierge can redeem a LCX VIP Pass - for 10% off discount in designated merchants; accumulate spending at HK$1,600 for single day can redeem LCX Rewards Card (orginal at HK$3,000 spending) - enjoy designated merchants 10% off and other memership priviledges
  • Enjoy limited-time offers and activities in OmyCard app
    • Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
    • From 1 March 2022 to 31 August 2022, cardholders of WeWa Card can participate in "Selfish Rewards" activity and win prizes through the app. Prizes include discount offers, cash rebate, e-coupon/redemption voucher and interest-free and handling fee-free cash instalment program.
  • Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
    • 4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
    • 0.4% on other spendings (HK$250 = HK$1 cash rebate)
  • 3-month Interest-free Credit Card Transaction Instalment Plan
    • From now till 31 March 2022, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
  • Travel Benefits
    • Exemption of foreign transaction fees
    • Enjoy free access to 130 LoungeKey airport lounges 3 times per year
      Cardholders have to sign up and spend HK$12,000 in total within two consecutive months in order to enjoy free access to LoungeKey airport lounges
    • Enjoy airport limousine service for HK$250/ride
  • Annual fee waiver for the first 5 years

Need to know

  • Welcome offers and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
  • Each card can be entitled to a maximum amount of HK$2,000 extra 1% cash rebate during the Promotion Period.
    • Eligible Retail Purchase Transactions include to all posted retail purchase transactions and Octopus Automatic Add Value Service and exclude Reload of e-Wallets.
    • The promotion period of 2% year-round rebate is valid from 1 January 2021 to 31 March 2022.
  • Time-limited welcome offer - all eligible transactions relevant for the cash rebate entitlement in for this offer must be made during promotion period and be posted on or before 7 May 2022.

Year-round rewards

CASH REBATE
Local Spending
4%
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback
Overseas Spending
5.4%
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback

Year-round benefits

OFFER 1
Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending

Spend over HK$12,000 within 2 continuous months every year

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

Fees

Annual fee
HK$800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher):
(i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late payment charge
Minimum Payment Due or HK$250 (whichever is lower)
Retail Purchase APR
31.97%
Cash Advance APR
37.56%
Interest Free Repayment Period
53 days

Other information

Credit card type
UnionPay Diamond

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