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PrimeCredit WeWa UnionPay Card for University Student

Last Updated:Jul 2021
No Requirement
Min. Annual Income
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

HK$550 Cash Rewards

  • From 1 to 31 July 2021, new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card for University Student via MoneyHero can enjoy HK$250 Apple Gift Card and HK$300 cash rebate.
  • PrimeCredit will credit the HK$300 cash rebate into the respective credit card account after the card is successfully approved.
  • Within 7 days of card approval, please send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Promotion Reward. If you have concerns regarding redemption process, please refer to this article.

Welcome Offers from PrimeCredit

OPTION 1

Nespresso Essenza Mini Coffee Machine

  • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
  • The redemption letter will be issued to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.
OPTION 2

Nintendo Switch Software Ring Fit Adventure

  • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
  • The redemption letter will be issued to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.

Questions you might have

Do existing customers enjoy the Welcome Offers?

When will I get the welcome reward from the bank?

Is there any condition on redeeming credit card welcome offers?

How to redeem my welcome offers?

4% rebate on Travel, Cinema, Karaoke, Theme park spending

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

4% rebate on Travel, Cinema, Karaoke, Theme park spending

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

Annual Fee Waiver
Annual Fee Waiver
Airport Lounge
Airport Lounge
Annual Fee Waiver
Annual Fee Waiver
Airport Lounge
Airport Lounge

Great for

Welcome Offer
Requirements Welcome Offers
(Choose 1 from 6)
Qualified retail spending over HK$8,500
within the first 90 days of card issuance		 Nespresso Essenza Mini Coffee Machine
Nintendo Switch Software Ring Fit Adventure
Nikko Camping Tent with Sleeping Bag Package
HK$500 Cash Rebate
Qualified retail spending over HK$2,000
within the first 90 days of card issuance
(Only apply to full-time university / tertiary students)		 HK$200 Cash Rebate
No spending requirement Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program
MoneyHero Exclusive Offer - HK$550 Cash Rewards
  • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card for University Student via MoneyHero can enjoy HK$250 Apple Gift Card + HK$300 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. We suggest you upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of card approval, send an email with (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • Tips: 
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Promotion Reward. If you have concerns regarding the redemption process, please refer to this article.
Easy and instant payment with in-app UnionPay QR code function in OmyCard app
  • Enjoy "Catch It Quick" limited-time offers through the app. You can buy popular products at a discounted price.
  • From 1 March to 31 August 2021, cardholders of WeWa Card can participate in "Shoot n Win" activity and win prizes through the app. Prizes include discount offers, cash rebate and interest-free and handling fee-free cash instalment program.
  • From now till 31 July 2021, enjoy a piece of HK$50 SOGO Gift Certificate upon make at least one retail transaction via “QR Code Payment” at OmyCard Mobile App and making single retail spending of amount equivalent to HK$1,000 or above with any EarnMORE/WeWa UPI Credit Cards. Each cardholder can be entitled to up to a maximum amount of HK$1,000 SOGO Gift Certificates. Reward is limited to 20,000 pieces, and is available while stock lasts.
Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
  • 4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
  • 0.4% on other spendings (HK$250 = HK$1 cash rebate)
3-month Interest-free Credit Card Transaction Instalment Plan
  • From now till 31 March 2022, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
Travel Benefits
  • Exemption of foreign transaction fees
  • Enjoy free access to 130 LoungeKey airport lounges 3 times per year
    Cardholders have to sign up and spend HK$12,000 in total within two consecutive months in order to enjoy free access to LoungeKey airport lounges
  • Enjoy airport limousine service for HK$250/ride
  • Enjoy a handcrafted beverage (worth HK$25 or below) for HK$1 at designated Pacific Coffee outlets at Hong Kong International Airport
Annual fee waiver for the first 5 years

Need to know

Welcome offers are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
  • The promotion period of Welcome Offers is valid from 1 March to 31 December 2021.
The amount of Extra Cash Rebate is capped at HK$2,000 per year from the account open date.
  • If the Retail Purchase amount is less than HK$250, the cash rebate will be calculated on a pro-rata basis and rounded to the nearest 1 cent.

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Local Spending
4%
Overseas Spending
5.4%

Year-round benefits

OFFER 1

Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending

Spend over HK$12,000 within 2 continuous months every year

Eligibility

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

APR/Fees

Fees

Annual fee
HK$800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher):
(i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late payment charge
Minimum Payment Due or HK$250 (whichever is lower)
Retail Purchase APR
31.97%
Cash Advance APR
37.56%

Other information

Credit card type
UnionPay Diamond

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Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

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