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PrimeCredit WeWa UnionPay Card for University Student

Last Updated:Apr 2021
No Requirement
Min. Annual Income
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

HK$550 Cash Rewards

  • From 1 to 30 April 2021, new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card for University Student via MoneyHero can enjoy HK$250 Apple Gift Card + HK$300 cash rebate
  • PrimeCredit will credit the HK$300 cash rebate into the respective credit card account after the card is successfully approved

    Welcome Offers from PrimeCredit

    OPTION 1

    Nespresso Essenza Mini Coffee Machine

    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The redemption letter will be issued to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.
    OPTION 2

    Nintendo Switch Software Ring Fit Adventure

    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The redemption letter will be issued to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.

    Questions you might have

    Do existing customers enjoy the Welcome Offers?

    When will I get the welcome reward from the bank?

    Is there any condition on redeeming credit card welcome offers?

    How to redeem my welcome offers?

    4% rebate on Travel, Cinema, Karaoke, Theme park spending

    Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

    4% rebate on Travel, Cinema, Karaoke, Theme park spending

    Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

    Annual Fee Waiver
    Annual Fee Waiver
    Airport Lounge
    Airport Lounge
    Annual Fee Waiver
    Annual Fee Waiver
    Airport Lounge
    Airport Lounge

    Great for

    Welcome Offer
    Requirements Welcome Offers
    (Choose 1 from 6)
    Qualified retail spending over HK$8,500
    within the first 90 days of card issuance    		 Nespresso Essenza Mini Coffee Machine
    Nintendo Switch Software Ring Fit Adventure
    Nikko Camping Tent with Sleeping Bag Package
    HK$500 Cash Rebate
    Qualified retail spending over HK$2,000
    within the first 90 days of card issuance
    (Only apply to full-time university / tertiary students)    		 HK$200 Cash Rebate
    No spending requirement Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Program
    MoneyHero Exclusive Offer - HK$550 Cash Rewards
    • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card for University Student via MoneyHero can enjoy HK$250 Apple Gift Card + HK$300 cash rebate.
    • Tips: 
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Note down your application reference number for reference. We suggest you upload all required documents when you apply the card to facilitate the approval process.
      • Send an email with(1) full name, (2) application date, (3) screen capture of reference number and (4) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up within 30 days of card approval. MoneyHero will verify your reward eligibility with PrimeCredit.
      • The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Promotion Reward. If you have concerns regarding the redemption process, please refer to this article.
    Easy and instant payment with new in-app UnionPay QR code function in OmyCard app
    • Enjoy "Catch It Quick" limited-time offers through the app. You can buy popular products at a discounted price.
    • From 1 March to 31 August 2021, cardholders of WeWa Card can participate in "Shoot n Win" activity and win prizes through the app. Prizes include discount offers, cash rebate and interest-free and handling fee-free cash instalment program.
    Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
    • 4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
    • 0.4% on other spendings (HK$250 = HK$1 cash rebate)
    Chung Yuen Electrical x WeWa Shopping Privileges Phase 2 - Up to HK$3,300 Cash Rebate & Selected Items Up to 60% Off
    Cardholders with valid PrimeCredit Credit Card(s) can enjoy the following offers at any Chung Yuen Electrical stores or online store www.cyeshop.com from 1 March to 30 April 2021.
    • Offer 1: Up to HK$3,300 Cash Rebate
      Cardholders register at OmyCard Mobile Application and enjoy the following cash rebate upon a single transaction of designated amounts at any Chung Yuen Electrical stores or online store www.cyeshop.com in Hong Kong.
      Designated Single Transaction Spending Amount Cash Rebate Additional Cash Rebate (Applicable to PrimeCredit UnionPay Card)
      HK$8,000 or above HK$400 HK$120
      HK$5,000 - HK$7,999 HK$200 HK$70
      HK$3,000 - HK$4,999 HK$100 HK$20
      Each Cardholder can be entitled up to a maximum amount of HK$400 cash rebate and HK$120 additional cash rebate per day within the Promotion Period, up to a maximum amount of HK$1,250 cash rebate and HK$400 additional cash rebate per month within the Promotion Period and up to a maximum amount of HK$2,500 cash rebate and HK$800 additional cash rebate for the whole Promotion Period.
    • Offer 2: Selected Items Up to 60% Off
      Enjoy up to 60% off for purchase of selected items at any Chung Yuen Electrical stores in Hon Kong.
    3-month Interest-free Credit Card Transaction Instalment Plan
    • From now till 31 March 2022, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
    Travel Benefits
    • Exemption of foreign transaction fees
    • Enjoy free access to 130 LoungeKey airport lounges 3 times per year
      Cardholders have to sign up and spend HK$12,000 in total within two consecutive months in order to enjoy free access to LoungeKey airport lounges
    • Enjoy airport limousine service for HK$250/ride
    • Enjoy a handcrafted beverage (worth HK$25 or below) for HK$1 at designated Pacific Coffee outlets at Hong Kong International Airport
    Annual fee waiver for the first 5 years

    Need to know

    Welcome offers are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
    • The promotion period of Welcome Offers is valid from 1 March to 31 December 2021.
    The amount of Extra Cash Rebate is capped at HK$2,000 per year from the account open date.
    • If the Retail Purchase amount is less than HK$250, the cash rebate will be calculated on a pro-rata basis and rounded to the nearest 1 cent.

    Benefits

    Year-round rewards

    Cash rebate
    Air miles rewards
    Cash rebate
    Local Spending
    4%
    Overseas Spending
    5.4%

    Year-round benefits

    OFFER 1

    Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending

    Spend over HK$12,000 within 2 continuous months every year

    Eligibility

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    No Requirement

    APR/Fees

    Fees

    Annual fee
    HK$800
    Foreign Currency Transaction Fee
    Waived

    Repayment

    Minimum Payment
    HK$50 or the aggregate amount of all the following items (whichever is higher):
    (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
    Late payment charge
    Minimum Payment Due or HK$250 (whichever is lower)
    Retail Purchase APR
    31.97%
    Cash Advance APR
    37.56%

    Other information

    Credit card type
    UnionPay Diamond

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