WeLend私人貸款| 利息低至1.18% + 迎新優惠高達HK$19,000

20230725_WeLend_Blog Cover

WeLend貸款實際年利率低至1.18%，免入息證明及住址證明，只需身份證和提款卡，網上申請貸款最快即時獲知批核結果，即時過數。WeLend提供WeLend私人貸款、免文件貸款、結餘轉戶、業主貸款等網上貸款服務，即睇MoneyHero介紹WeLend貸款好唔好，利息收費及迎新優惠。

WeLend私人貸款好唔好？

WeLend私人貸款


WeLend私人貸款以AI處理貸款申請及計算貸款利息，申請HK$30萬以下貸款免入息證明和住址證明（客戶需符合特定信貸批核要求），客戶只需提供身份證和提款卡，貸款申請過程不經人手處理，最快1秒即時報價，21分鐘內網上簽約貸款並經轉數快即時過數。
Exclusive Offer

WeLend 私人貸款

WeLend 私人貸款

最低實際年利率

1.88
%

申請文件要求

無須任何證明文件

獎賞

【2024年1月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)
  • 成功遞交申請7日內記得按此填妥「獎賞換領表格」
更多資訊
隱藏信息
Debug data (SizeLimitingPyMap: {badges={exclusive={background={color=#CCFBF1, opacity=0, rgba=rgba(204, 251, 241, 0), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=rgba(204, 251, 241, 0%)}, color={color=#0D968B, opacity=0, rgba=rgba(13, 150, 139, 0), rgb=rgb(13, 150, 139), hex=#0D968B, css=rgba(13, 150, 139, 0%)}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=0, rgba=rgba(255, 246, 235, 0), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=rgba(255, 246, 235, 0%)}, color={color=#E9590C, opacity=0, rgba=rgba(233, 89, 12, 0), rgb=rgb(233, 89, 12), hex=#E9590C, css=rgba(233, 89, 12, 0%)}, text=Featured}, show=true, time_limited={background={color=#FF8423, opacity=0, rgba=rgba(255, 132, 35, 0), rgb=rgb(255, 132, 35), hex=#FF8423, css=rgba(255, 132, 35, 0%)}, color={color=#ffffff, opacity=0, rgba=rgba(255, 255, 255, 0), rgb=rgb(255, 255, 255), hex=#ffffff, css=rgba(255, 255, 255, 0%)}, text=Time Limited}, welcome={background={color=#4788E8, opacity=100, rgba=rgba(71, 136, 232, 1), rgb=rgb(71, 136, 232), hex=#4788E8, css=#4788E8}, color={color=#ffffff, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#ffffff, css=#ffffff}, text=最新優惠}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=moneyhero, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={ad_hoc_comparable=[{comparable_label=Sample Comparable, comparable_value=Sample Value}, {comparable_label=Sample Comparable1, comparable_value=Sample Comparable1}], ad_hoc_comparables=[{comparable_label=申請文件要求, comparable_value=無須任何證明文件}], comparables=[APR], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=62168994034, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994034, hs_child_table_id=0, hs_updated_at=1729117816198, hs_published_at=1751673617025, productid=bltd14691e1687be700_27_zh-hk, data={"__typename":"PersonalLoan","id":"bltd14691e1687be700_27_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<span><strong>【2024年1月31日截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)</span><ul><li>成功遞交申請7日內記得<a href=\"https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo\" target=\"_blank\" rel=\"noopener\"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul>","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg","description":null,"dimension":null},"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":411664000,"displayValue":"411,664","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11435111,"displayValue":"11,435","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1880,"displayValue":"1.88","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-personal-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 大額貸款組合】一筆過即享大額現金流旁身，再有特長還款期","【A.I.級簡便】免入息及住址證明"]},"productName":"WeLend 私人貸款","title":"HK.PL.WELE0004.PERSONALLOAN","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","<p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p> <ul> \t<li>由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p> <ul> \t<li>由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1751673617092, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 私人貸款, hs_updated_by_user_id=60412388}}, reorder_comparables=[]}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=false, show_promotional_in_card=true}, static_text={cta_button_label=官網申請, rewards=獎賞, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={show=false, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, order_sequence=1, show=true, expanded=true}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={show=false, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=62168994034, hs_child_table_id=0, hs_updated_at=1729117816198, hs_published_at=1751673617025, productid=bltd14691e1687be700_27_zh-hk, data={"__typename":"PersonalLoan","id":"bltd14691e1687be700_27_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<span><strong>【2024年1月31日截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)</span><ul><li>成功遞交申請7日內記得<a href=\"https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo\" target=\"_blank\" rel=\"noopener\"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul>","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg","description":null,"dimension":null},"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":411664000,"displayValue":"411,664","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11435111,"displayValue":"11,435","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1880,"displayValue":"1.88","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-personal-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 大額貸款組合】一筆過即享大額現金流旁身，再有特長還款期","【A.I.級簡便】免入息及住址證明"]},"productName":"WeLend 私人貸款","title":"HK.PL.WELE0004.PERSONALLOAN","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","<p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p> <ul> \t<li>由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p> <ul> \t<li>由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1751673617092, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 私人貸款, hs_updated_by_user_id=60412388}, id=62168994034, table_id=4701663, table_name=product_moneyhero})
    資料只供參考，因貸款條件及息率等會因應市場變動而不時調整，詳細資料以財務公司最新公布為準。

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」


WeLend向MoneyHero客戶提供獨家產品「銀行用戶尊享貸款」，專為銀行貸款用戶（現有、舊有，或曾被拒絕申請），或公務員和專業人士（如醫生、牙醫、律師、全職教師、會計師、精算師等）而設，實際年利率低至1.18%，貸款額高達月薪24倍或HK$150萬，還款期長達72個月。
Exclusive Offer

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

最低實際年利率

1.18
%

申請文件要求

身份證、入息證明、住址證明

獎賞

【12月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)；下列用戶尊享低至1.88%實際年利率

  • 成功遞交申請7日內記得按此填妥「獎賞換領表格」

更多資訊
隱藏信息
Debug data (SizeLimitingPyMap: {badges={exclusive={background={color=#CCFBF1, opacity=0, rgba=rgba(204, 251, 241, 0), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=rgba(204, 251, 241, 0%)}, color={color=#0D968B, opacity=0, rgba=rgba(13, 150, 139, 0), rgb=rgb(13, 150, 139), hex=#0D968B, css=rgba(13, 150, 139, 0%)}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=0, rgba=rgba(255, 246, 235, 0), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=rgba(255, 246, 235, 0%)}, color={color=#E9590C, opacity=0, rgba=rgba(233, 89, 12, 0), rgb=rgb(233, 89, 12), hex=#E9590C, css=rgba(233, 89, 12, 0%)}, text=Featured}, show=true, time_limited={background={color=#FF8423, opacity=0, rgba=rgba(255, 132, 35, 0), rgb=rgb(255, 132, 35), hex=#FF8423, css=rgba(255, 132, 35, 0%)}, color={color=#ffffff, opacity=0, rgba=rgba(255, 255, 255, 0), rgb=rgb(255, 255, 255), hex=#ffffff, css=rgba(255, 255, 255, 0%)}, text=Time Limited}, welcome={background={color=#4788E8, opacity=100, rgba=rgba(71, 136, 232, 1), rgb=rgb(71, 136, 232), hex=#4788E8, css=#4788E8}, color={color=#ffffff, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#ffffff, css=#ffffff}, text=最新優惠}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=moneyhero, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={ad_hoc_comparable=[{comparable_label=Sample Comparable, comparable_value=Sample Value}, {comparable_label=Sample Comparable1, comparable_value=Sample Comparable1}], ad_hoc_comparables=[{comparable_label=申請文件要求, comparable_value=身份證、入息證明、住址證明}], comparables=[APR], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=62168994239, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994239, hs_child_table_id=0, hs_updated_at=1702973385387, hs_published_at=1751673617025, productid=blt45922ba50b84f022_14_zh-hk, data={"__typename":"PersonalLoan","id":"blt45922ba50b84f022_14_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【12月31日截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)<span>；下列用戶尊享低至1.88%實際年利率</span></p><ul><li>成功遞交申請7日內記得<a href=\"https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo\"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul><p>","bannerImage":null,"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":101224000,"displayValue":"101,224","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":4217666,"displayValue":"4,218","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1180,"displayValue":"1.18","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJhbmstbG9hbi1wbC16aC1ycA.R4R5ksYz2bv3TB3iVkJf9fmIiB7hhrJ3QU6jd6Yrx4iyrOCAvbdy23X5n067RmsPHMifB28ZoYrAISB22AWUDQ","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-bank-clients-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[]},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[]},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[]},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[]},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 大額貸款組合】一筆過即享大額現金流旁身，再有特長還款期","【優惠利率】現有、舊有，或曾被拒絕申請的銀行貸款用戶，或公務員或專業人士，可享優惠利率"]},"productName":"【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」","title":"HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康！","<p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p> <ul> \t<li>由2023年10月13日中午12時至2023年12月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li>","<strong>【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」<br /></strong>下列用戶須貸款HK$100,000及供款期24個月或以上，尊享低至1.88%實際年利率；<br />須符合指定要求，實際所需時間或會因個別情況而有所不同 <ul> <li>現有、舊有，或曾被拒絕申請的銀行貸款用戶；或</li> <li>公務員或專業人士，如醫生、牙醫、律師、全職教師、會計師、精算師</li> </ul>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p> <ul> \t<li>由2023年10月4日至2023年12月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費</li> <li>全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理 <ul> <li>申請者須符合指定要求，實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</p></li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>（固定收入人士：最近1個月的收入證明<br>佣金制收入人士：最近3個月的收入證明<br>地產銷售行業人士： 最近6個月的收入證明）"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1751673617092, hs_created_at=1676866195361, hs_is_edited=false, hs_deleted_at=0, productname=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, hs_updated_by_user_id=60412388}}, reorder_comparables=[]}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=false, show_promotional_in_card=true}, static_text={cta_button_label=官網申請, rewards=獎賞, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={show=false, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, order_sequence=1, show=true, expanded=true}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={show=false, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=62168994239, hs_child_table_id=0, hs_updated_at=1702973385387, hs_published_at=1751673617025, productid=blt45922ba50b84f022_14_zh-hk, data={"__typename":"PersonalLoan","id":"blt45922ba50b84f022_14_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【12月31日截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)<span>；下列用戶尊享低至1.88%實際年利率</span></p><ul><li>成功遞交申請7日內記得<a href=\"https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo\"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul><p>","bannerImage":null,"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":101224000,"displayValue":"101,224","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":4217666,"displayValue":"4,218","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1180,"displayValue":"1.18","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJhbmstbG9hbi1wbC16aC1ycA.R4R5ksYz2bv3TB3iVkJf9fmIiB7hhrJ3QU6jd6Yrx4iyrOCAvbdy23X5n067RmsPHMifB28ZoYrAISB22AWUDQ","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-bank-clients-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[]},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[]},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[]},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[]},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 大額貸款組合】一筆過即享大額現金流旁身，再有特長還款期","【優惠利率】現有、舊有，或曾被拒絕申請的銀行貸款用戶，或公務員或專業人士，可享優惠利率"]},"productName":"【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」","title":"HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康！","<p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p> <ul> \t<li>由2023年10月13日中午12時至2023年12月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li>","<strong>【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」<br /></strong>下列用戶須貸款HK$100,000及供款期24個月或以上，尊享低至1.88%實際年利率；<br />須符合指定要求，實際所需時間或會因個別情況而有所不同 <ul> <li>現有、舊有，或曾被拒絕申請的銀行貸款用戶；或</li> <li>公務員或專業人士，如醫生、牙醫、律師、全職教師、會計師、精算師</li> </ul>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p> <ul> \t<li>由2023年10月4日至2023年12月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費</li> <li>全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理 <ul> <li>申請者須符合指定要求，實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</p></li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>（固定收入人士：最近1個月的收入證明<br>佣金制收入人士：最近3個月的收入證明<br>地產銷售行業人士： 最近6個月的收入證明）"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1751673617092, hs_created_at=1676866195361, hs_is_edited=false, hs_deleted_at=0, productname=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, hs_updated_by_user_id=60412388}, id=62168994239, table_id=4701663, table_name=product_moneyhero})

WeLend 結餘轉戶貸款

WeLend結餘轉戶貸款整合客戶所有卡數及私人貸款，於同一戶口集中還款，並以AI計算出三種還款方案：慳利息、慳時間或最少供款，供客戶選擇最適合自己的還款方式，有助提升信貸評級。
Exclusive Offer

WeLend 結餘轉戶貸款

WeLend 結餘轉戶貸款

最低實際年利率

1.88
%

申請文件要求

身份證、入息證明、住址證明

獎賞

【2024年1月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)
  • 成功遞交申請7日內記得按此填妥「獎賞換領表格」
更多資訊
隱藏信息
Debug data (SizeLimitingPyMap: {badges={exclusive={background={color=#CCFBF1, opacity=0, rgba=rgba(204, 251, 241, 0), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=rgba(204, 251, 241, 0%)}, color={color=#0D968B, opacity=0, rgba=rgba(13, 150, 139, 0), rgb=rgb(13, 150, 139), hex=#0D968B, css=rgba(13, 150, 139, 0%)}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=0, rgba=rgba(255, 246, 235, 0), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=rgba(255, 246, 235, 0%)}, color={color=#E9590C, opacity=0, rgba=rgba(233, 89, 12, 0), rgb=rgb(233, 89, 12), hex=#E9590C, css=rgba(233, 89, 12, 0%)}, text=Featured}, show=true, time_limited={background={color=#FF8423, opacity=0, rgba=rgba(255, 132, 35, 0), rgb=rgb(255, 132, 35), hex=#FF8423, css=rgba(255, 132, 35, 0%)}, color={color=#ffffff, opacity=0, rgba=rgba(255, 255, 255, 0), rgb=rgb(255, 255, 255), hex=#ffffff, css=rgba(255, 255, 255, 0%)}, text=Time Limited}, welcome={background={color=#4788E8, opacity=100, rgba=rgba(71, 136, 232, 1), rgb=rgb(71, 136, 232), hex=#4788E8, css=#4788E8}, color={color=#ffffff, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#ffffff, css=#ffffff}, text=最新優惠}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, market=moneyhero, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_moneyhero={ad_hoc_comparable=[{comparable_label=Sample Comparable, comparable_value=Sample Value}, {comparable_label=Sample Comparable1, comparable_value=Sample Comparable1}], ad_hoc_comparables=[{comparable_label=申請文件要求, comparable_value=身份證、入息證明、住址證明}], comparables=[APR], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=65018508740, table_id=4701663, table_name=product_moneyhero, columns={hs_id=65018508740, hs_child_table_id=0, hs_updated_at=1729117816198, hs_published_at=1751673617025, productid=bltd548135d6f2f7bdd_25_zh-hk, data={"__typename":"PersonalLoan","id":"bltd548135d6f2f7bdd_25_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<span><strong>【</strong><span><strong>2024年1月31日</strong></span><strong>截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)</span><ul><li>成功遞交申請7日內記得<a href=\"https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo\" target=\"_blank\"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul>","bannerImage":null,"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":411664000,"displayValue":"411,664","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11435111,"displayValue":"11,435","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1880,"displayValue":"1.88","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-card-debt-consolidation-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 級慳息】 清卡數同時結餘轉戶，還款期固定，慳盡利息高達90%；更快還清卡數貸款，信貸評級即時升級","【WeLend 結餘轉戶貸款】1步提升信貸評級，兼享一個月還款緩衝期"]},"productName":"WeLend 結餘轉戶貸款","title":"HK.PL.WELE0001.AILOAN","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康！","<p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p> <ul> \t<li>由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p> <ul> \t<li>由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據，訂造個人化還款方案，慳利息、慳時間、少供款額</li> <li>大慳利息高達90%，大額貸款額高達月薪24倍，彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況；可網上追蹤還款進度，方便計劃每月還款額，還清債務，改善信貸評級</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」： 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求，實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考，最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>（固定收入人士：最近1個月的收入證明<br>佣金制收入人士：最近3個月的收入證明<br>地產銷售行業人士： 最近6個月的收入證明）"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1751673617092, hs_created_at=1680502617489, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 結餘轉戶貸款, hs_updated_by_user_id=60412388}}, reorder_comparables=[]}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=false, show_promotional_in_card=true}, static_text={cta_button_label=官網申請, rewards=獎賞, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={show=false, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, order_sequence=1, show=true, expanded=true}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={show=false, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=65018508740, hs_child_table_id=0, hs_updated_at=1729117816198, hs_published_at=1751673617025, productid=bltd548135d6f2f7bdd_25_zh-hk, data={"__typename":"PersonalLoan","id":"bltd548135d6f2f7bdd_25_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<span><strong>【</strong><span><strong>2024年1月31日</strong></span><strong>截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)</span><ul><li>成功遞交申請7日內記得<a href=\"https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo\" target=\"_blank\"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul>","bannerImage":null,"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":411664000,"displayValue":"411,664","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11435111,"displayValue":"11,435","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1880,"displayValue":"1.88","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-card-debt-consolidation-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 級慳息】 清卡數同時結餘轉戶，還款期固定，慳盡利息高達90%；更快還清卡數貸款，信貸評級即時升級","【WeLend 結餘轉戶貸款】1步提升信貸評級，兼享一個月還款緩衝期"]},"productName":"WeLend 結餘轉戶貸款","title":"HK.PL.WELE0001.AILOAN","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康！","<p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p> <ul> \t<li>由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p> <ul> \t<li>由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據，訂造個人化還款方案，慳利息、慳時間、少供款額</li> <li>大慳利息高達90%，大額貸款額高達月薪24倍，彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況；可網上追蹤還款進度，方便計劃每月還款額，還清債務，改善信貸評級</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」： 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求，實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考，最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>（固定收入人士：最近1個月的收入證明<br>佣金制收入人士：最近3個月的收入證明<br>地產銷售行業人士： 最近6個月的收入證明）"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1751673617092, hs_created_at=1680502617489, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 結餘轉戶貸款, hs_updated_by_user_id=60412388}, id=65018508740, table_id=4701663, table_name=product_moneyhero})

WeLend私人貸款計算機

請輸入以下資料
貸款額 (HKD)
$
請輸入10萬~100萬以內的金額
100,000 1,000,000
還款期
月
請輸入12~72期以內的期數
利率
%
最高20%
請勿大於20%
0 20
每月還款額低至
此工具僅為試算，非實際金額（詳見下方*）
N/A
總還款額 N/A
總利息 N/A
Image
噢！沒有相關搜尋結果
請修改或重設篩選項目
2023 MoneyHero 信貸產品

WeLend 私人貸款

WeLend 私人貸款

總還款額低至

N/A

每月還款額低至

N/A

最低實際年利率

N/A

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

總還款額低至

N/A

每月還款額低至

N/A

最低實際年利率

N/A

WeLend 結餘轉戶貸款

WeLend 結餘轉戶貸款

總還款額低至

N/A

每月還款額低至

N/A

最低實際年利率

N/A

*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算：實際年利率是=月平息 x 12個月　x　1.9 （不變系數）
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率，以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。

MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定，介乎2%至59%。以下為借貸成本的參考例子：假如你借取一筆HK$200,000的貸款，還款期為12個月，實際年利率為7.02%，每月平息0.31%，那每月還款額應為HK$17,287，而總還款額則為HK$207,444。

WeLend貸款免文件


符合特定信貸批核要求的客戶申請WeLend貸款HK$30萬以下，只需提供香港身份證圖片及放款戶口證明（銀行月結單或顯示姓名的提款卡即可），若申請HK$30萬以上貸款，便提供入息證明（固定薪金人士需提供最近3個月證明，浮動薪金人士需提供最近6個月證明）和住址證明。

WeLend提早還款


如客戶打算提早還款，可在下一個還款到期日前30天，以書面通知WeLend作有關安排，客戶需償還全數尚餘貸款金額、計算至提前還款日的利息及其他費用。

WeLend財務還款方法


客戶可經以下四個途徑還款：
  • 自動轉賬
  • 銀通(JETCO)自動櫃員機「繳費易」
  • 繳費靈
  • 7-11便利店現金還款

WeLend背景


WeLend是WeLab旗下的網上貸款平台，成立於2013年，總部位於香港，業務涉及中國內地和印尼市場。WeLend投資者包括安聯集團、建銀國際、世界銀行集團成員國際金融公司 (IFC)、馬來西亞國家主權基金、長江和記TOM集團，以及紅杉資本等。

WeLend的金融商品

WeLend私人貸款常見問題

WeLend私人貸款產品概覽

產品  貸款額 實際年利率 申請條件
WeLend私人貸款 高達HK$150萬 低至1.18% - 年滿18歲
- 香港居民
- 月薪HK$8,000或以上
【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」 高達HK$150萬 低至1.18% - 年滿18歲
- 香港居民
- 月薪HK$8,000或以上
- 現有、舊有，或曾被拒絕申請的銀行貸款用戶，或公務員和專業人士（如醫生、牙醫、律師、全職教師、會計師、精算師等）
WeLend結餘轉戶貸款 高達月薪24倍 低至2.78% - 年滿18歲
- 香港居民
- 月薪HK$8,000或以上
WeLend業主私人貸款 高達HK$150萬 低至1.18% - 年滿18歲
- 香港居民
- 月薪HK$8,000或以上

WeLend批核時間

用戶填妥網上申請表及上載所需文件後，最快可即時得知初步批核結果，包括貸款額、還款期、利息及每月還款額。

WeLend過數時間

確認貸款合約，並完成資料核實和審批後，貸款會即時以轉數快轉賬，惟最後收款時間需按個別銀行而定。

申請WeLend貸款要求

客戶需為年滿18歲的香港居民，現職工作滿3個月且月薪滿HK$8,000。

WeLend最高貸款額

WeLend貸款額由HK$5,000至HK$150萬，最高貸款額視乎個人職業、月薪、信貸評級及財務狀況而定。

WeLend客戶熱線及營業時間

WeLend客戶熱線3590 6396，服務時間為星期一至星期五上午9時至下午8時。
申請WeLend私人貸款，可獲高達HK$12,000現金回贈及MoneyHero獨家優惠HK$6,800現金回贈！

聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。MoneyHero網站顯示的金融產品及服務資訊僅供參考，並非提供建議。貸款產品比較頁面顯示的實際年利率及每月還款額是根據閣下所輸入的資料而作出之估算。考慮申請產品前，我們建議你查閱產品之官方條款及細則。如發現資訊有出入，請直接聯絡相關金融機構。

© 2013 - 2025 MoneyHero Global Limited（於香港註冊，公司編號為 1864714）(“MHGL”)。版權所有。MoneyHero Insurance Brokers Limited（於香港註冊，公司編號為2196683）(”MHIBL”) 為MHGL全資擁有的子公司。 MHIBL於香港註冊，公司編號為2196683，亦為一間許可編號為FB1740的授權保險經紀，其業務是為客戶安排保險產品及服務。 MHGL不是保險公司，代理人或經紀。除了向虛擬保險公司提供營銷服務外，MHGL不會從事保險業務。本網站所顯示，提供或提及的所有與保險有關的活動均由MHIBL以經紀人身分提供。閣下使用我們的網站表明接受 我們的 使用條款 和 私隱政策。