用戶填妥網上申請表及上載所需文件後，最快可即時得知初步批核結果，包括貸款額、還款期、利息及每月還款額。

確認貸款合約，並完成資料核實和審批後，貸款會即時以轉數快轉賬，惟最後收款時間需按個別銀行而定。

申請WeLend貸款要求

客戶需為年滿18歲的香港居民，現職工作滿3個月且月薪滿HK$8,000。

WeLend最高貸款額

WeLend貸款額由HK$5,000至HK$150萬，最高貸款額視乎個人職業、月薪、信貸評級及財務狀況而定。

WeLend客戶熱線及營業時間

WeLend客戶熱線3590 6396，服務時間為星期一至星期五上午9時至下午8時。

WeLend私人貸款| 利息低至1.88% + 迎新優惠高達HK$18,800

WeLend私人貸款
：HK$30萬以下貸款免入息證明及住址證明
【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」
：實際年利率低至1.18%
WeLend結餘轉戶貸款
：貸款額高達月薪24倍，三種還款方案供客戶選擇
WeLend業主私人貸款
：毋須提供樓契，貸款額高達HK$150萬

Exclusive Offer

WeLend 私人貸款

最低實際年利率

1.88

申請文件要求

無須任何證明文件

獎賞

更多資訊

隱藏信息

產品特色

Debug data (JSON)

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  以上利率及還款資料僅供參考  最終須按客戶之申請資料及個人信貸紀錄而定；
 WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 
 
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 \t由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
","【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   \t由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   \t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t提取之貸款金額 還款期  \t\t\tWeLend現金獎
 \t\t\t MoneyHero獨家現金回贈  \t\t\t總現金獎
 \t\t\t
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800
HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600
HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600
HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800
HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800
HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000
HK$800,001 或 以上 HK$12,000 N/A HK$12,000
 
   \t優惠受條款及細則約束
 
","產品特色
  A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理
 貸款額HK$500,000或以上同樣可享稅貸低息  申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明
 
 
 應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足  申請須符合特定信貸批核要求
 
 
 免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手  網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定
 
 
 A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答
 
","有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！
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Debug data (Print)


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text-align:left; width:247px"><strong>提取之貸款金額</strong></td> 			<td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> 			<td style="height:30px; text-align:left; width:318px"> 			<p><strong>WeLend現金獎</strong></p> 			</td> 			<td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> 			<td style="height:30px; text-align:left; width:385px"> 			<p><strong>總現金獎</strong></p> 			</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> 			<td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> 		</tr> 	</tbody> </table>  <ul> 	<li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>]}, functional={metaData={alias=welend-personal-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=bltd14691e1687be700_27_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=WeLend 私人貸款, promotional={bannerText=<span><strong>【2024年1月31日截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)</span><ul><li>成功遞交申請7日內記得<a href="https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo" target="_blank" rel="noopener"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, provider={alias=welend, providerName=WeLend}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.WELE0004.PERSONALLOAN, totalRepayment=null})

Debug data (Raw)


    {__typename=PersonalLoan, id=bltd14691e1687be700_27_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【2024年1月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411664000, displayValue=411,664, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11435111, displayValue=11,435, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-personal-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身，再有特長還款期, 【A.I.級簡便】免入息及住址證明]}, productName=WeLend 私人貸款, title=HK.PL.WELE0004.PERSONALLOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, 【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 	由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   	由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   	 		 			提取之貸款金額  			還款期  			 			WeLend現金獎
 			  			MoneyHero獨家現金回贈  			 			總現金獎
 			  		
 		 			HK$100,001 至 HK$200,000  			24個月或以上  			HK$2,800  			N/A  			HK$2,800  		
 		 			HK$200,001 至 HK$300,000  			HK$3,800  			HK$3,800  			HK$7,600  		
 		 			HK$300,001 至 HK$400,000  			HK$4,800  			HK$3,800  			HK$8,600  		
 		 			HK$400,001 至 HK$500,000  			HK$5,800  			HK$5,000  			HK$10,800  		
 		 			HK$500,001 至 HK$600,000  			HK$8,800  			HK$5,000  			HK$13,800  		
 		 			HK$600,001 至 HK$800,000  			HK$10,800  			HK$8,200  			HK$19,000  		
 		 			HK$800,001 或 以上  			HK$12,000  			N/A  			HK$12,000  		
 	
 
   	優惠受條款及細則約束
 
, 產品特色
  A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理
 貸款額HK$500,000或以上同樣可享稅貸低息  申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明
 
 
 應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足  申請須符合特定信貸批核要求
 
 
 免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手  網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定
 
 
 A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答
 
, 有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！
MoneyHero貸款專家：【借唔到錢？】拆解貸款被拒之謎，6招解決困擾], cons=[注意事項
  以上利率及還款資料僅供參考  最終須按客戶之申請資料及個人信貸紀錄而定；
 WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 
 
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 ]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

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text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table>  <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1714608014844, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 私人貸款, hs_updated_by_user_id=60412388}}, reorder_comparables=[]}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=false, show_promotional_in_card=true}, static_text={cta_button_label=官網申請, rewards=獎賞, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={show=false, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, order_sequence=1, show=true, expanded=true}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={show=false, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module})


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text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; 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Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1714608014844, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 私人貸款, hs_updated_by_user_id=60412388}, id=62168994034, table_id=4701663, table_name=product_moneyhero})

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【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

最低實際年利率

1.18

申請文件要求

身份證、入息證明、住址證明

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Debug data (JSON)

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  以上利率及還款資料僅供參考  最終須按客戶之申請資料及個人信貸紀錄而定；
 WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 
 
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康！","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 \t由2023年10月13日中午12時至2023年12月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
","【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」
下列用戶須貸款HK$100,000及供款期24個月或以上，尊享低至1.88%實際年利率；
須符合指定要求，實際所需時間或會因個別情況而有所不同  現有、舊有，或曾被拒絕申請的銀行貸款用戶；或
 公務員或專業人士，如醫生、牙醫、律師、全職教師、會計師、精算師
 
","【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   \t由2023年10月4日至2023年12月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   \t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t提取之貸款金額 還款期  \t\t\tWeLend現金獎
 \t\t\t MoneyHero獨家現金回贈  \t\t\t總現金獎
 \t\t\t
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800
HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600
HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600
HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800
HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800
HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000
HK$800,001 或 以上 HK$12,000 N/A HK$12,000
 
   \t優惠受條款及細則約束
 
","產品特色
  貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費
 全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗
 利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理  申請者須符合指定要求，實際所需時間或會因個別情況而有所不同
 
 
 應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足  申請須符合特定信貸批核要求
 
 
 免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手  網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定
 
 
 A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答
 
","有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！
MoneyHero貸款專家：【借唔到錢？】拆解貸款被拒之謎，6招解決困擾"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"welend-bank-clients-loan"},"rateTableEntries":[{"apr":2.79,"eir":null,"fees":[],"interestRate":0.125,"loanAmountMax":49999.0,"loanAmountMin":5000.0,"loanTenureMax":12,"loanTenureMin":1},{"apr":1.18,"eir":null,"fees":[],"interestRate":0.053,"loanAmountMax":399999.0,"loanAmountMin":50000.0,"loanTenureMax":12,"loanTenureMin":1},{"apr":1.17,"eir":null,"fees":[],"interestRate":0.053,"loanAmountMax":1500000.0,"loanAmountMin":400000.0,"loanTenureMax":12,"loanTenureMin":1},{"apr":2.78,"eir":null,"fees":[],"interestRate":0.121,"loanAmountMax":49999.0,"loanAmountMin":5000.0,"loanTenureMax":18,"loanTenureMin":13},{"apr":1.18,"eir":null,"fees":[],"interestRate":0.052,"loanAmountMax":399999.0,"loanAmountMin":50000.0,"loanTenureMax":18,"loanTenureMin":13},{"apr":1.17,"eir":null,"fees":[],"interestRate":0.051,"loanAmountMax":1500000.0,"loanAmountMin":400000.0,"loanTenureMax":24,"loanTenureMin":13},{"apr":2.78,"eir":null,"fees":[],"interestRate":0.12,"loanAmountMax":49999.0,"loanAmountMin":5000.0,"loanTenureMax":24,"loanTenureMin":19},{"apr":1.18,"eir":null,"fees":[],"interestRate":0.051,"loanAmountMax":399999.0,"loanAmountMin":50000.0,"loanTenureMax":36,"loanTenureMin":19},{"apr":1.17,"eir":null,"fees":[],"interestRate":0.05,"loanAmountMax":1500000.0,"loanAmountMin":400000.0,"loanTenureMax":84,"loanTenureMin":25},{"apr":2.77,"eir":null,"fees":[],"interestRate":0.119,"loanAmountMax":49999.0,"loanAmountMin":5000.0,"loanTenureMax":36,"loanTenureMin":25},{"apr":2.75,"eir":null,"fees":[],"interestRate":0.118,"loanAmountMax":49999.0,"loanAmountMin":5000.0,"loanTenureMax":84,"loanTenureMin":37},{"apr":1.18,"eir":null,"fees":[],"interestRate":0.05,"loanAmountMax":399999.0,"loanAmountMin":500000.0,"loanTenureMax":84,"loanTenureMin":37}]},"id":"blt45922ba50b84f022_14_zh-hk","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」","promotional":{"bannerImage":null,"bannerText":"【12月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)；下列用戶尊享低至1.88%實際年利率
成功遞交申請7日內記得按此填妥「獎賞換領表格」
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Debug data (Print)


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text-align:left; width:247px"><strong>提取之貸款金額</strong></td> 			<td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> 			<td style="height:30px; text-align:left; width:318px"> 			<p><strong>WeLend現金獎</strong></p> 			</td> 			<td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> 			<td style="height:30px; text-align:left; width:385px"> 			<p><strong>總現金獎</strong></p> 			</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> 			<td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> 		</tr> 	</tbody> </table>  <ul> 	<li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費</li> <li>全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理 <ul> <li>申請者須符合指定要求，實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</p></li> </ul>]}, functional={metaData={alias=welend-bank-clients-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=blt45922ba50b84f022_14_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, promotional={bannerText=<strong>【12月31日截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)<span>；下列用戶尊享低至1.88%實際年利率</span></p><ul><li>成功遞交申請7日內記得<a href="https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul><p>, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, provider={alias=welend, providerName=WeLend}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS, totalRepayment=null})

Debug data (Raw)


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成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=101224000, displayValue=101,224, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4217666, displayValue=4,218, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJhbmstbG9hbi1wbC16aC1ycA.R4R5ksYz2bv3TB3iVkJf9fmIiB7hhrJ3QU6jd6Yrx4iyrOCAvbdy23X5n067RmsPHMifB28ZoYrAISB22AWUDQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-bank-clients-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身，再有特長還款期, 【優惠利率】現有、舊有，或曾被拒絕申請的銀行貸款用戶，或公務員或專業人士，可享優惠利率]}, productName=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, title=HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康！, 
【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 	由2023年10月13日中午12時至2023年12月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
, 【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」
下列用戶須貸款HK$100,000及供款期24個月或以上，尊享低至1.88%實際年利率；
須符合指定要求，實際所需時間或會因個別情況而有所不同  現有、舊有，或曾被拒絕申請的銀行貸款用戶；或
 公務員或專業人士，如醫生、牙醫、律師、全職教師、會計師、精算師
 
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   	由2023年10月4日至2023年12月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   	 		 			提取之貸款金額  			還款期  			 			WeLend現金獎
 			  			MoneyHero獨家現金回贈  			 			總現金獎
 			  		
 		 			HK$100,001 至 HK$200,000  			24個月或以上  			HK$2,800  			N/A  			HK$2,800  		
 		 			HK$200,001 至 HK$300,000  			HK$3,800  			HK$3,800  			HK$7,600  		
 		 			HK$300,001 至 HK$400,000  			HK$4,800  			HK$3,800  			HK$8,600  		
 		 			HK$400,001 至 HK$500,000  			HK$5,800  			HK$5,000  			HK$10,800  		
 		 			HK$500,001 至 HK$600,000  			HK$8,800  			HK$5,000  			HK$13,800  		
 		 			HK$600,001 至 HK$800,000  			HK$10,800  			HK$8,200  			HK$19,000  		
 		 			HK$800,001 或 以上  			HK$12,000  			N/A  			HK$12,000  		
 	
 
   	優惠受條款及細則約束
 
, 產品特色
  貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費
 全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗
 利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理  申請者須符合指定要求，實際所需時間或會因個別情況而有所不同
 
 
 應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足  申請須符合特定信貸批核要求
 
 
 免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手  網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定
 
 
 A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答
 
, 有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！
MoneyHero貸款專家：【借唔到錢？】拆解貸款被拒之謎，6招解決困擾], cons=[注意事項
  以上利率及還款資料僅供參考  最終須按客戶之申請資料及個人信貸紀錄而定；
 WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 
 
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本
2. 放款戶口的證明
3. 住址證明
4. 收入證明
（固定收入人士：最近1個月的收入證明
佣金制收入人士：最近3個月的收入證明
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text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table>  <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費</li> <li>全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理 <ul> <li>申請者須符合指定要求，實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</p></li> 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text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table>  <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費</li> <li>全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理 <ul> <li>申請者須符合指定要求，實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</p></li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>（固定收入人士：最近1個月的收入證明<br>佣金制收入人士：最近3個月的收入證明<br>地產銷售行業人士： 最近6個月的收入證明）"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1714608014844, hs_created_at=1676866195361, hs_is_edited=false, hs_deleted_at=0, productname=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, hs_updated_by_user_id=60412388}, id=62168994239, table_id=4701663, table_name=product_moneyhero})

Exclusive Offer

WeLend 結餘轉戶貸款

最低實際年利率

1.88

申請文件要求

身份證、入息證明、住址證明

獎賞

更多資訊

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Debug data (JSON)

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  「大慳利息高達90% 」： 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算
 以上申請須符合指定的要求，實際情況或會因個別情況而不同
 以上利率及還款資料僅供參考，最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康！","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 \t由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
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HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600
HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800
HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800
HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000
HK$800,001 或 以上 HK$12,000 N/A HK$12,000
 
   \t優惠受條款及細則約束
 
","產品特色
  應用 A.I. 大數據，訂造個人化還款方案，慳利息、慳時間、少供款額
 大慳利息高達90%，大額貸款額高達月薪24倍，彈性計劃每月財務預算
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","countdown":{"date":{"endDate":"2022-08-31T10:00:00.000Z","startDate":null},"displayProductPage":false,"text":"快閃倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"welend","providerName":"WeLend"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.88,"eir":null,"fees":[],"interestRate":0.081,"loanAmountMax":1500000.0,"loanAmountMin":50001.0,"loanTenureMax":84,"loanTenureMin":1,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.WELE0001.AILOAN","totalRepayment":null}

Debug data (Print)


    (SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>（固定收入人士：最近1個月的收入證明<br>佣金制收入人士：最近3個月的收入證明<br>地產銷售行業人士： 最近6個月的收入證明）}], apr=null, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411664000, displayValue=411,664, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11435111, displayValue=11,435, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[【A.I. 級慳息】 清卡數同時結餘轉戶，還款期固定，慳盡利息高達90%；更快還清卡數貸款，信貸評級即時升級, 【WeLend 結餘轉戶貸款】1步提升信貸評級，兼享一個月還款緩衝期]}, disclaimer=null, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], enableCountdown=false, enableFlipBanner=false, featured=false, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康！, <p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p>  <ul> 	<li>由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033" rel="noopener" target="_blank">條款及細則</a></li>, <p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p>  <ul> 	<li>由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul>  <table style="width:100%"> 	<tbody> 		<tr> 			<td style="height:30px; text-align:left; width:247px"><strong>提取之貸款金額</strong></td> 			<td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> 			<td style="height:30px; text-align:left; width:318px"> 			<p><strong>WeLend現金獎</strong></p> 			</td> 			<td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> 			<td style="height:30px; text-align:left; width:385px"> 			<p><strong>總現金獎</strong></p> 			</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> 			<td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> 		</tr> 	</tbody> </table>  <ul> 	<li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據，訂造個人化還款方案，慳利息、慳時間、少供款額</li> <li>大慳利息高達90%，大額貸款額高達月薪24倍，彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況；可網上追蹤還款進度，方便計劃每月還款額，還清債務，改善信貸評級</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」： 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求，實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考，最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style="font-size: 12px;">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>]}, functional={metaData={alias=welend-card-debt-consolidation-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=bltd548135d6f2f7bdd_25_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=WeLend 結餘轉戶貸款, promotional={bannerText=<span><strong>【</strong><span><strong>2024年1月31日</strong></span><strong>截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)</span><ul><li>成功遞交申請7日內記得<a href="https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo" target="_blank"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul>, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, provider={alias=welend, providerName=WeLend}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.WELE0001.AILOAN, totalRepayment=null})

Debug data (Raw)


    {__typename=PersonalLoan, id=bltd548135d6f2f7bdd_25_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【2024年1月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411664000, displayValue=411,664, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11435111, displayValue=11,435, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-card-debt-consolidation-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 級慳息】 清卡數同時結餘轉戶，還款期固定，慳盡利息高達90%；更快還清卡數貸款，信貸評級即時升級, 【WeLend 結餘轉戶貸款】1步提升信貸評級，兼享一個月還款緩衝期]}, productName=WeLend 結餘轉戶貸款, title=HK.PL.WELE0001.AILOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康！, 【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 	由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   	由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   	 		 			提取之貸款金額  			還款期  			 			WeLend現金獎
 			  			MoneyHero獨家現金回贈  			 			總現金獎
 			  		
 		 			HK$100,001 至 HK$200,000  			24個月或以上  			HK$2,800  			N/A  			HK$2,800  		
 		 			HK$200,001 至 HK$300,000  			HK$3,800  			HK$3,800  			HK$7,600  		
 		 			HK$300,001 至 HK$400,000  			HK$4,800  			HK$3,800  			HK$8,600  		
 		 			HK$400,001 至 HK$500,000  			HK$5,800  			HK$5,000  			HK$10,800  		
 		 			HK$500,001 至 HK$600,000  			HK$8,800  			HK$5,000  			HK$13,800  		
 		 			HK$600,001 至 HK$800,000  			HK$10,800  			HK$8,200  			HK$19,000  		
 		 			HK$800,001 或 以上  			HK$12,000  			N/A  			HK$12,000  		
 	
 
   	優惠受條款及細則約束
 
, 產品特色
  應用 A.I. 大數據，訂造個人化還款方案，慳利息、慳時間、少供款額
 大慳利息高達90%，大額貸款額高達月薪24倍，彈性計劃每月財務預算
 A.I. 卡數精算師計劃現在、將來的財務狀況；可網上追蹤還款進度，方便計劃每月還款額，還清債務，改善信貸評級
 
], cons=[注意事項
  「大慳利息高達90% 」： 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算
 以上申請須符合指定的要求，實際情況或會因個別情況而不同
 以上利率及還款資料僅供參考，最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本
2. 放款戶口的證明
3. 住址證明
4. 收入證明
（固定收入人士：最近1個月的收入證明
佣金制收入人士：最近3個月的收入證明
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border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td 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    null


    (SizeLimitingPyMap: {columns={hs_id=65018508740, hs_child_table_id=0, hs_updated_at=1706177302724, hs_published_at=1715299217598, productid=bltd548135d6f2f7bdd_25_zh-hk, data={"__typename":"PersonalLoan","id":"bltd548135d6f2f7bdd_25_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<span><strong>【</strong><span><strong>2024年1月31日</strong></span><strong>截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)</span><ul><li>成功遞交申請7日內記得<a href=\"https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo\" target=\"_blank\"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul>","bannerImage":null,"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":411664000,"displayValue":"411,664","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11435111,"displayValue":"11,435","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1880,"displayValue":"1.88","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-card-debt-consolidation-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 級慳息】 清卡數同時結餘轉戶，還款期固定，慳盡利息高達90%；更快還清卡數貸款，信貸評級即時升級","【WeLend 結餘轉戶貸款】1步提升信貸評級，兼享一個月還款緩衝期"]},"productName":"WeLend 結餘轉戶貸款","title":"HK.PL.WELE0001.AILOAN","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康！","<p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p>  <ul> \t<li>由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p>  <ul> \t<li>由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul>  <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table>  <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據，訂造個人化還款方案，慳利息、慳時間、少供款額</li> <li>大慳利息高達90%，大額貸款額高達月薪24倍，彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況；可網上追蹤還款進度，方便計劃每月還款額，還清債務，改善信貸評級</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」： 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求，實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考，最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style=\"font-size: 12px;\">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>（固定收入人士：最近1個月的收入證明<br>佣金制收入人士：最近3個月的收入證明<br>地產銷售行業人士： 最近6個月的收入證明）"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":84,"loanAmountMin":50001.0,"loanAmountMax":1500000.0,"apr":1.88,"eir":null,"interestRate":0.081,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1714608014844, hs_created_at=1680502617489, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 結餘轉戶貸款, hs_updated_by_user_id=60412388}, id=65018508740, table_id=4701663, table_name=product_moneyhero})

請輸入以下資料

貸款額 (HKD)

100,000 1,000,000

還款期

月

利率最高20%

最高20%

0 20

每月還款額低至

此工具僅為試算，非實際金額（詳見下方*）

N/A

總還款額 N/A

總利息 N/A

噢！沒有相關搜尋結果

請修改或重設篩選項目

2023 MoneyHero 信貸產品

WeLend 私人貸款

總還款額低至

N/A

每月還款額低至

N/A

最低實際年利率

N/A

Debug data (JSON)

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  以上利率及還款資料僅供參考  最終須按客戶之申請資料及個人信貸紀錄而定；
 WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 
 
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 \t由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
","【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   \t由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   \t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t提取之貸款金額 還款期  \t\t\tWeLend現金獎
 \t\t\t MoneyHero獨家現金回贈  \t\t\t總現金獎
 \t\t\t
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800
HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600
HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600
HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800
HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800
HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000
HK$800,001 或 以上 HK$12,000 N/A HK$12,000
 
   \t優惠受條款及細則約束
 
","產品特色
  A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理
 貸款額HK$500,000或以上同樣可享稅貸低息  申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明
 
 
 應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足  申請須符合特定信貸批核要求
 
 
 免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手  網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定
 
 
 A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答
 
","有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！
MoneyHero貸款專家：【借唔到錢？】拆解貸款被拒之謎，6招解決困擾"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"welend-personal-loan"},"rateTableEntries":[{"apr":1.88,"eir":null,"fees":[],"interestRate":0.081,"loanAmountMax":1500000.0,"loanAmountMin":50001.0,"loanTenureMax":84,"loanTenureMin":1}]},"id":"bltd14691e1687be700_27_zh-hk","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"WeLend 私人貸款","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg"},"bannerText":"【2024年1月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)成功遞交申請7日內記得按此填妥「獎賞換領表格」
","countdown":{"date":{"endDate":"2022-08-31T10:00:00.000Z","startDate":null},"displayProductPage":false,"text":"快閃倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"welend","providerName":"WeLend"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.88,"eir":null,"fees":[],"interestRate":0.081,"loanAmountMax":1500000.0,"loanAmountMin":50001.0,"loanTenureMax":84,"loanTenureMin":1,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.WELE0004.PERSONALLOAN","totalRepayment":null}

Debug data (Print)


    (SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[{type=null, data=}], apr=null, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411664000, displayValue=411,664, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11435111, displayValue=11,435, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身，再有特長還款期, 【A.I.級簡便】免入息及住址證明]}, disclaimer=null, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], enableCountdown=false, enableFlipBanner=false, featured=false, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, <p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p>  <ul> 	<li>由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033" rel="noopener" target="_blank">條款及細則</a></li>, <p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p>  <ul> 	<li>由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul>  <table style="width:100%"> 	<tbody> 		<tr> 			<td style="height:30px; text-align:left; width:247px"><strong>提取之貸款金額</strong></td> 			<td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> 			<td style="height:30px; text-align:left; width:318px"> 			<p><strong>WeLend現金獎</strong></p> 			</td> 			<td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> 			<td style="height:30px; text-align:left; width:385px"> 			<p><strong>總現金獎</strong></p> 			</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> 			<td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> 		</tr> 	</tbody> </table>  <ul> 	<li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>]}, functional={metaData={alias=welend-personal-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=bltd14691e1687be700_27_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=WeLend 私人貸款, promotional={bannerText=<span><strong>【2024年1月31日截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)</span><ul><li>成功遞交申請7日內記得<a href="https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo" target="_blank" rel="noopener"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, provider={alias=welend, providerName=WeLend}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.WELE0004.PERSONALLOAN, totalRepayment=null})

Debug data (Raw)


    {__typename=PersonalLoan, id=bltd14691e1687be700_27_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【2024年1月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411664000, displayValue=411,664, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11435111, displayValue=11,435, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-personal-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身，再有特長還款期, 【A.I.級簡便】免入息及住址證明]}, productName=WeLend 私人貸款, title=HK.PL.WELE0004.PERSONALLOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, 【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 	由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   	由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   	 		 			提取之貸款金額  			還款期  			 			WeLend現金獎
 			  			MoneyHero獨家現金回贈  			 			總現金獎
 			  		
 		 			HK$100,001 至 HK$200,000  			24個月或以上  			HK$2,800  			N/A  			HK$2,800  		
 		 			HK$200,001 至 HK$300,000  			HK$3,800  			HK$3,800  			HK$7,600  		
 		 			HK$300,001 至 HK$400,000  			HK$4,800  			HK$3,800  			HK$8,600  		
 		 			HK$400,001 至 HK$500,000  			HK$5,800  			HK$5,000  			HK$10,800  		
 		 			HK$500,001 至 HK$600,000  			HK$8,800  			HK$5,000  			HK$13,800  		
 		 			HK$600,001 至 HK$800,000  			HK$10,800  			HK$8,200  			HK$19,000  		
 		 			HK$800,001 或 以上  			HK$12,000  			N/A  			HK$12,000  		
 	
 
   	優惠受條款及細則約束
 
, 產品特色
  A.I. 全自動貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理
 貸款額HK$500,000或以上同樣可享稅貸低息  申請須符合特定信貸批核要求貸款額HK$300,000或以下，毋須入息證明及住址證明
 
 
 應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足  申請須符合特定信貸批核要求
 
 
 免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手  網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定
 
 
 A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答
 
, 有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！
MoneyHero貸款專家：【借唔到錢？】拆解貸款被拒之謎，6招解決困擾], cons=[注意事項
  以上利率及還款資料僅供參考  最終須按客戶之申請資料及個人信貸紀錄而定；
 WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 
 
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
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【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

總還款額低至

N/A

每月還款額低至

N/A

最低實際年利率

N/A

Debug data (JSON)

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  以上利率及還款資料僅供參考  最終須按客戶之申請資料及個人信貸紀錄而定；
 WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 
 
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康！","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 \t由2023年10月13日中午12時至2023年12月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
","【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」
下列用戶須貸款HK$100,000及供款期24個月或以上，尊享低至1.88%實際年利率；
須符合指定要求，實際所需時間或會因個別情況而有所不同  現有、舊有，或曾被拒絕申請的銀行貸款用戶；或
 公務員或專業人士，如醫生、牙醫、律師、全職教師、會計師、精算師
 
","【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   \t由2023年10月4日至2023年12月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   \t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t提取之貸款金額 還款期  \t\t\tWeLend現金獎
 \t\t\t MoneyHero獨家現金回贈  \t\t\t總現金獎
 \t\t\t
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800
HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600
HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600
HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800
HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800
HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000
HK$800,001 或 以上 HK$12,000 N/A HK$12,000
 
   \t優惠受條款及細則約束
 
","產品特色
  貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費
 全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗
 利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理  申請者須符合指定要求，實際所需時間或會因個別情況而有所不同
 
 
 應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足  申請須符合特定信貸批核要求
 
 
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 A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答
 
","有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！
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成功遞交申請7日內記得按此填妥「獎賞換領表格」
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text-align:left; width:247px"><strong>提取之貸款金額</strong></td> 			<td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> 			<td style="height:30px; text-align:left; width:318px"> 			<p><strong>WeLend現金獎</strong></p> 			</td> 			<td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> 			<td style="height:30px; text-align:left; width:385px"> 			<p><strong>總現金獎</strong></p> 			</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> 			<td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> 		</tr> 	</tbody> </table>  <ul> 	<li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費</li> <li>全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理 <ul> <li>申請者須符合指定要求，實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手 <ul> <li>網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！</span></em><br />MoneyHero貸款專家：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢？】拆解貸款被拒之謎，6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定；</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</p></li> </ul>]}, functional={metaData={alias=welend-bank-clients-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=blt45922ba50b84f022_14_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, promotional={bannerText=<strong>【12月31日截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)<span>；下列用戶尊享低至1.88%實際年利率</span></p><ul><li>成功遞交申請7日內記得<a href="https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul><p>, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, provider={alias=welend, providerName=WeLend}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS, totalRepayment=null})

Debug data (Raw)


    {__typename=PersonalLoan, id=blt45922ba50b84f022_14_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【12月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)；下列用戶尊享低至1.88%實際年利率
成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=101224000, displayValue=101,224, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4217666, displayValue=4,218, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJhbmstbG9hbi1wbC16aC1ycA.R4R5ksYz2bv3TB3iVkJf9fmIiB7hhrJ3QU6jd6Yrx4iyrOCAvbdy23X5n067RmsPHMifB28ZoYrAISB22AWUDQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-bank-clients-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身，再有特長還款期, 【優惠利率】現有、舊有，或曾被拒絕申請的銀行貸款用戶，或公務員或專業人士，可享優惠利率]}, productName=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, title=HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康！, 
【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 	由2023年10月13日中午12時至2023年12月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
, 【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」
下列用戶須貸款HK$100,000及供款期24個月或以上，尊享低至1.88%實際年利率；
須符合指定要求，實際所需時間或會因個別情況而有所不同  現有、舊有，或曾被拒絕申請的銀行貸款用戶；或
 公務員或專業人士，如醫生、牙醫、律師、全職教師、會計師、精算師
 
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   	由2023年10月4日至2023年12月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   	 		 			提取之貸款金額  			還款期  			 			WeLend現金獎
 			  			MoneyHero獨家現金回贈  			 			總現金獎
 			  		
 		 			HK$100,001 至 HK$200,000  			24個月或以上  			HK$2,800  			N/A  			HK$2,800  		
 		 			HK$200,001 至 HK$300,000  			HK$3,800  			HK$3,800  			HK$7,600  		
 		 			HK$300,001 至 HK$400,000  			HK$4,800  			HK$3,800  			HK$8,600  		
 		 			HK$400,001 至 HK$500,000  			HK$5,800  			HK$5,000  			HK$10,800  		
 		 			HK$500,001 至 HK$600,000  			HK$8,800  			HK$5,000  			HK$13,800  		
 		 			HK$600,001 至 HK$800,000  			HK$10,800  			HK$8,200  			HK$19,000  		
 		 			HK$800,001 或 以上  			HK$12,000  			N/A  			HK$12,000  		
 	
 
   	優惠受條款及細則約束
 
, 產品特色
  貸款額高達月薪24倍，或HK$1,500,000；供款期低至1個月，長達至72個月；0%手續費
 全網上營運，零分行，壓低成本，為用戶提供低息及極速的貸款體驗
 利用A.I. 科技自動化審批貸款，簡化貸款過程，由申請、批核到過戶，全程網上處理  申請者須符合指定要求，實際所需時間或會因個別情況而有所不同
 
 
 應用A.I. 大數據，計出個人化報價，貸款額按你所想，準確批足  申請須符合特定信貸批核要求
 
 
 免人手，A.I. 極速處理，貸款一經確認全自動過戶，現金即到手  網上確認貸款合約，並完成最後資料核實及審批後，貸款即時以轉數快方式自動過戶，最後收款時間須按個別銀行安排而定
 
 
 A.I. Chatbot 24小時有問即答，提供專業意見，所有疑難即刻解答
 
, 有什麼方法提升貸款成功率？立即了解貸款申請被拒原因及解決方法！
MoneyHero貸款專家：【借唔到錢？】拆解貸款被拒之謎，6招解決困擾], cons=[注意事項
  以上利率及還款資料僅供參考  最終須按客戶之申請資料及個人信貸紀錄而定；
 WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 
 
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請
2. 上載文件
3. 即時批核
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2. 放款戶口的證明
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WeLend 結餘轉戶貸款

總還款額低至

N/A

每月還款額低至

N/A

最低實際年利率

N/A

Debug data (JSON)

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  「大慳利息高達90% 」： 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算
 以上申請須符合指定的要求，實際情況或會因個別情況而不同
 以上利率及還款資料僅供參考，最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康！","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 \t由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
","【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   \t由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   \t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t\t \t\t\t \t\t \t提取之貸款金額 還款期  \t\t\tWeLend現金獎
 \t\t\t MoneyHero獨家現金回贈  \t\t\t總現金獎
 \t\t\t
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800
HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600
HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600
HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800
HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800
HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000
HK$800,001 或 以上 HK$12,000 N/A HK$12,000
 
   \t優惠受條款及細則約束
 
","產品特色
  應用 A.I. 大數據，訂造個人化還款方案，慳利息、慳時間、少供款額
 大慳利息高達90%，大額貸款額高達月薪24倍，彈性計劃每月財務預算
 A.I. 卡數精算師計劃現在、將來的財務狀況；可網上追蹤還款進度，方便計劃每月還款額，還清債務，改善信貸評級
 
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","countdown":{"date":{"endDate":"2022-08-31T10:00:00.000Z","startDate":null},"displayProductPage":false,"text":"快閃倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"welend","providerName":"WeLend"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.88,"eir":null,"fees":[],"interestRate":0.081,"loanAmountMax":1500000.0,"loanAmountMin":50001.0,"loanTenureMax":84,"loanTenureMin":1,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.WELE0001.AILOAN","totalRepayment":null}

Debug data (Print)


    (SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>（固定收入人士：最近1個月的收入證明<br>佣金制收入人士：最近3個月的收入證明<br>地產銷售行業人士： 最近6個月的收入證明）}], apr=null, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411664000, displayValue=411,664, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11435111, displayValue=11,435, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[【A.I. 級慳息】 清卡數同時結餘轉戶，還款期固定，慳盡利息高達90%；更快還清卡數貸款，信貸評級即時升級, 【WeLend 結餘轉戶貸款】1步提升信貸評級，兼享一個月還款緩衝期]}, disclaimer=null, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], enableCountdown=false, enableFlipBanner=false, featured=false, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康！, <p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p>  <ul> 	<li>由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情，請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033" rel="noopener" target="_blank">條款及細則</a></li>, <p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p>  <ul> 	<li>由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul>  <table style="width:100%"> 	<tbody> 		<tr> 			<td style="height:30px; text-align:left; width:247px"><strong>提取之貸款金額</strong></td> 			<td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> 			<td style="height:30px; text-align:left; width:318px"> 			<p><strong>WeLend現金獎</strong></p> 			</td> 			<td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> 			<td style="height:30px; text-align:left; width:385px"> 			<p><strong>總現金獎</strong></p> 			</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> 			<td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> 		</tr> 		<tr> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> 			<td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> 		</tr> 	</tbody> </table>  <ul> 	<li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據，訂造個人化還款方案，慳利息、慳時間、少供款額</li> <li>大慳利息高達90%，大額貸款額高達月薪24倍，彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況；可網上追蹤還款進度，方便計劃每月還款額，還清債務，改善信貸評級</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」： 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求，實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考，最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style="font-size: 12px;">忠告：借錢梗要還，咪俾錢中介<br />查詢及投訴熱線：3590 6396<br />放債人牌照號碼：0958/2023</li> </ul>]}, functional={metaData={alias=welend-card-debt-consolidation-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=bltd548135d6f2f7bdd_25_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=WeLend 結餘轉戶貸款, promotional={bannerText=<span><strong>【</strong><span><strong>2024年1月31日</strong></span><strong>截止】</strong>經MoneryHero成功申請並交齊文件，可享<strong>HK$500 Apple Store 禮品卡 或 惠康現金券</strong>，不論批核結果及貸款額。成功提取貸款，更可享高達<strong>HK$19,000現金獎</strong>! (包括獨家HK$8,200現金回贈)</span><ul><li>成功遞交申請7日內記得<a href="https://moneyhero.link/welend-personal-loans-pl-zh-result-page-mheo" target="_blank"><strong>按此</strong></a>填妥「獎賞換領表格」</li></ul>, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, provider={alias=welend, providerName=WeLend}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.WELE0001.AILOAN, totalRepayment=null})

Debug data (Raw)


    {__typename=PersonalLoan, id=bltd548135d6f2f7bdd_25_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【2024年1月31日截止】經MoneryHero成功申請並交齊文件，可享HK$500 Apple Store 禮品卡 或 惠康現金券，不論批核結果及貸款額。成功提取貸款，更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411664000, displayValue=411,664, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11435111, displayValue=11,435, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-card-debt-consolidation-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 級慳息】 清卡數同時結餘轉戶，還款期固定，慳盡利息高達90%；更快還清卡數貸款，信貸評級即時升級, 【WeLend 結餘轉戶貸款】1步提升信貸評級，兼享一個月還款緩衝期]}, productName=WeLend 結餘轉戶貸款, title=HK.PL.WELE0001.AILOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康！, 【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券

 	由2023年10月13日中午12時至2024年1月31日下午6時（包括首尾兩日），經MoneyHero申請WeLend私人貸款，無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
如欲了解優惠詳情，請參閱條款及細則
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
   	由2023年10月4日至2024年1月31日（包括首尾兩日），經MoneyHero成功申請並提取WeLend私人貸款，可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
 
   	 		 			提取之貸款金額  			還款期  			 			WeLend現金獎
 			  			MoneyHero獨家現金回贈  			 			總現金獎
 			  		
 		 			HK$100,001 至 HK$200,000  			24個月或以上  			HK$2,800  			N/A  			HK$2,800  		
 		 			HK$200,001 至 HK$300,000  			HK$3,800  			HK$3,800  			HK$7,600  		
 		 			HK$300,001 至 HK$400,000  			HK$4,800  			HK$3,800  			HK$8,600  		
 		 			HK$400,001 至 HK$500,000  			HK$5,800  			HK$5,000  			HK$10,800  		
 		 			HK$500,001 至 HK$600,000  			HK$8,800  			HK$5,000  			HK$13,800  		
 		 			HK$600,001 至 HK$800,000  			HK$10,800  			HK$8,200  			HK$19,000  		
 		 			HK$800,001 或 以上  			HK$12,000  			N/A  			HK$12,000  		
 	
 
   	優惠受條款及細則約束
 
, 產品特色
  應用 A.I. 大數據，訂造個人化還款方案，慳利息、慳時間、少供款額
 大慳利息高達90%，大額貸款額高達月薪24倍，彈性計劃每月財務預算
 A.I. 卡數精算師計劃現在、將來的財務狀況；可網上追蹤還款進度，方便計劃每月還款額，還清債務，改善信貸評級
 
], cons=[注意事項
  「大慳利息高達90% 」： 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算
 以上申請須符合指定的要求，實際情況或會因個別情況而不同
 以上利率及還款資料僅供參考，最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
 忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：3590 6396
放債人牌照號碼：0958/2023
 
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本
2. 放款戶口的證明
3. 住址證明
4. 收入證明
（固定收入人士：最近1個月的收入證明
佣金制收入人士：最近3個月的收入證明
地產銷售行業人士： 最近6個月的收入證明）}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=84, loanAmountMin=50001.0, loanAmountMax=1500000.0, apr=1.88, eir=null, interestRate=0.081, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算：實際年利率是=月平息 x 12個月　x　1.9 （不變系數）
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費。此實際年利率並不包括現金回贈。

MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定，介乎2%至59%。以下為借貸成本的參考例子：假如你借取一筆HK$200,000的貸款，還款期為12個月，實際年利率為7.02%，每月平息0.31%，那每月還款額應為HK$17,287，而總還款額則為HK$207,444。

產品	貸款額	實際年利率	申請條件
WeLend私人貸款	高達HK$150萬	低至1.18%	- 年滿18歲 - 香港居民 - 月薪HK$8,000或以上
【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」	高達HK$150萬	低至1.18%	- 年滿18歲 - 香港居民 - 月薪HK$8,000或以上 - 現有、舊有，或曾被拒絕申請的銀行貸款用戶，或公務員和專業人士（如醫生、牙醫、律師、全職教師、會計師、精算師等）
WeLend結餘轉戶貸款	高達月薪24倍	低至2.78%	- 年滿18歲 - 香港居民 - 月薪HK$8,000或以上
WeLend業主私人貸款	高達HK$150萬	低至1.18%	- 年滿18歲 - 香港居民 - 月薪HK$8,000或以上

提取之貸款金額	還款期	WeLend現金獎	MoneyHero獨家現金回贈	總現金獎
HK$100,001 至 HK$200,000	24個月或以上	HK$2,800	N/A	HK$2,800
HK$200,001 至 HK$300,000		HK$3,800	HK$3,800	HK$7,600
HK$300,001 至 HK$400,000		HK$4,800	HK$3,800	HK$8,600
HK$400,001 至 HK$500,000		HK$5,800	HK$5,000	HK$10,800
HK$500,001 至 HK$600,000		HK$8,800	HK$5,000	HK$13,800
HK$600,001 至 HK$800,000		HK$10,800	HK$8,200	HK$19,000
HK$800,001 或以上		HK$12,000	N/A	HK$12,000

提取之貸款金額	還款期	\t\t\t WeLend現金獎 \t\t\t	MoneyHero獨家現金回贈	\t\t\t 總現金獎 \t\t\t
HK$100,001 至 HK$200,000	24個月或以上	HK$2,800	N/A	HK$2,800
HK$200,001 至 HK$300,000	HK$3,800	HK$3,800	HK$7,600
HK$300,001 至 HK$400,000	HK$4,800	HK$3,800	HK$8,600
HK$400,001 至 HK$500,000	HK$5,800	HK$5,000	HK$10,800
HK$500,001 至 HK$600,000	HK$8,800	HK$5,000	HK$13,800
HK$600,001 至 HK$800,000	HK$10,800	HK$8,200	HK$19,000
HK$800,001 或以上	HK$12,000	N/A	HK$12,000

WeLend私人貸款| 利息低至1.18% + 迎新優惠高達HK$19,000

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