Apply for any credit card and get HK$200 Flow Dollars without any approval. Exclusive to Moneyhero customers, get up to HK$4,280 worth of gifts once your credit card application is approved!
Top Credit Card Deals
CNCBI Motion Credit Card
First year annual fee waiver
Other things to note
- Welcome Offer and MoneyHero Exclusive Offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
Year round 6% cash rebate on online and dining transactions from 1 January 2024 till 31 December 2024 (maximum of HK$200 extra cash rebate in each month.)
Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Standard Chartered Cathay Mastercard
+ 4 other gift options
Valid until
31 May 2024
+ 1 other gift options
Valid until
30 June 2024
Valid until
03 July 2024
+ 1 other gift options
Valid until
30 May 2024
Gift Options
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Delsey Eclipse SE 27” (valued at HK$3,680) OR Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color) OR Nescafe Dolce Gusto® Genio S Plus with capsules (valued at HK$1,780;random colour) OR HK$900 Wellcome Shopping Voucher OR HK$900 Apple Store Gift Card by fulfilling the following requirements:
- From 30 April 2024 6 p.m. to 31 May 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 30 June 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
Gift Options
- From now till 30 June 2024, cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to extra 5,000 Asia Miles
- New cardholders: extra 5,000 Asia Miles
- Existing cardholders: extra 2,000 Asia Miles
- Existing cardholders are applicants who currently hold or have cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card, except for the Standard Chartered Mastercard, issued by the Bank in the past 6 months from the date of approval of their current application for a principal card of the Standard Chartered Cathay Mastercard.
Gift Options
- From now till 3 July 2024, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles
- Spending within the first 2 months upon card issuance –
- Tier 1: Accumulated Eligible Transactions* of HKD1,000 = 5,000 Miles (HK$0.2/mile)
- Tier 2: Accumulated Eligible Transactions* of HKD5,000 = 15,000 Miles (HK$0.33/mile)
- Tier 3: Accumulated Eligible Transactions* of HKD40,000 = 40,000 Miles (HK$1/mile)
- Tier 4: Accumulated Eligible Transactions* of HKD100,000 = 60,000 Miles (HK$1.67/mile)
- *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
- Spending within the first 2 months upon card issuance –
Gift Options
- From now till 30 May 2024, new cardholders who submit the Standard Chartered Cathay Mastercard / Standard Chartered Cathay Mastercard - Priority Banking / Standard Chartered Cathay Mastercard - Priority Private applications and fulfill relevant requirements, will be enrolled in the Lucky Draw and has a chance to win up to 50,000 Asia Miles:
- Number of Winners of 50,000 Asia Miles: 20
- Number of Winners of 900 Asia Miles: 10,000
- Successfully apply for, and be issued with, the Eligible Card by the Standard Chartered on or before 31 July 2024.
- Terms and Conditions Apply
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
- Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
- Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
- HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
- HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
- Hotel, Car Rental and Experience Awards;
- Dining awards or settle bill with miles; and
- Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
- New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Other things to note
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
- Offers are subject to Terms and conditions
- An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
Standard Chartered Smart Credit Card
+ 3 other gift options
Valid until
31 May 2024
Valid until
15 July 2024
+ 1 other gift options
Valid until
03 July 2024
Gift Options
- New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Trip.com e-Voucher OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 April 2024 6 p.m. to 31 May 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 30 June 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
Gift Options
- From 15 April 2024 to 15 July 2024, Smart Cardholders can enjoy Buy-1-Get-1-Free offer every Monday when you spend on any of your favourite coffee or other beverages worth HKD45 or below using Smart Card at The Coffee Academics
- Offer is applicable to designated The Coffee Academics outlets in HongKong Cardholders are entitled to a maximum of one complimentary drink per transaction per day under the Offer Applicable to dine-in and takeaway orders
- Cardholders must indicate their intention to use their Smart Card when ordering and before making payment to enjoy the offer
- A 10% service charge is applied to dine-in orders only and based on the original price (including price of complimentary beverage(s))
- The complimentary drink shall be of a value that is equal to or lower than the lowest value of the ordered beverage(s) in one transaction and must be redeemed immediately with the purchased beverage
- Quotas apply while stocks last
- Terms and conditions apply
Gift Options
- From now till 3 July 2024, new Cardholders have accumulated Eligible Transactions of HK$4,000 or above with the newly approved Smart Card within the first month from the date of issuance:
- HK$1,200 OR
- Two Lounge Pass to Plaza Premium First Hong Kong
- The CashBack from Welcome Offer will be credited within 4 months after card issuance
- 3-months unlimited interest-free instalment plan - you can have more flexibility based on your personal financial situation.
- Upon successfully apply for a credit card statement instalment plan with a tenor of 3 months through SC Mobile App or online and the Bank approving such application, the Cardholder will be entitled to interest and handling fee-free period for the first 3-months of the Credit Card Statement Instalment Plan for retail spending over HK$2,000 or above.
- Note: Standard Chartered will reverse HK$1 CashBack on the「360° Rewards」Redemption Platform for every HK$180 instalment amount applied. For spending amounts that are not eligible to earn CashBack, Standard Chartered will also reverse HK$1 CashBack for every HK$180 instalment amount applied. Where there is insufficient CashBack balance on the「360° Rewards」Redemption Platform for deduction, a negative balance will be displayed.
- 5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like HKTVmall and Klook and more
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- From 2023 onwards, JHC will be added as a designated merchant
- Other designated merchants include 759 Store, Circle K Convenience Store, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
- Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
- No minimum spending requirement.
- The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
- Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
- Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
- Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
- Perpetual annual fee waiver
- No foreign transaction fee
- No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
- No cash advance fees
- Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
- New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
- Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
- You are required to redeem CashBack through the 360° Rewards Redemption Platform.
- The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
- Cardholders are required to redeem CashBack through the platform.
- The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
- Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
Promotion Terms and Conditions apply.
FAQs
How to be entitled for HK$200 Flow Dollars?
1) Click any of the "Apply Now" button of the credit cards you wish to apply and enter your email address.
2) You will be redirected to a unique link on a separate tab to apply for the product. You must apply via the link to be eligible for your reward.
3) Complete the unique Reward Form that will be sent to your email address.
How to redeem exclusive rewards from MoneyHero?
3 settings to ensure coupon reward eligibility
1) 3 settings to ensure coupon reward eligibility
2) Allow cookie
3) Disable ad blockers
How to keep track of MoneyHero exclusive rewwards redemption progress?
Starting from the third week after submitting the redemption form, you can check the redemption progress here.