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Find the Best Credit Cards in Hong Kong 2024

Compare the best credit cards in Hong Kong, that offers some of the best benefits such as cashback, miles, rewards, and promotions.

Find a wide variety of credit cards to suit your spending habit to maximise your savings and rewards. Apply for your ideal card on MoneyHero today!

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Hang Seng enJoy Card

Hang Seng enJoy Card

Cashback Supermarket
1.5  %
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Cashback Dining
2  %
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Cashback Local
2  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver

3 Offers Available

MoneyHero Exclusive Offer (New to Bank Customer)
New to Card Customer: Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780 ; random colour)
New to Card Customer: Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780 ; random colour)

+ 4 other gift options

Valid until

31 May 2024

MoneyHero Exclusive Offer (Existing Customer)
Existing Credit Card customer : BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998)
Existing Credit Card customer : BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998)

+ 3 other gift options

Valid until

31 May 2024

Welcome Offer - Worth up to 120,000 yuu Points
120,000 yuu Points (for new credit card customers)
120,000 yuu Points (for new credit card customers)

+ 1 other gift options

Valid until

30 June 2024

Things to consider for this product:

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Local spending rebate

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Dining rebate

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Supermarket rebate

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No Annual Fee

Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Airmiles Dining
$ 4  per mile
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Airmiles Overseas
$ 4  per mile
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Airmiles Local Online Shopping
$ 4  per mile
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Annual Fee Waiver
First year

4 Offers Available

MoneyHero Exclusive Offer
Delsey Eclipse SE 27
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color)

+ 4 other gift options

Valid until

31 May 2024

Welcome Offer
5,000 Miles (New Cardholders)
Extra 5,000 Miles (New Cardholders)

+ 1 other gift options

Valid until

30 June 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
Up to 60,000 Miles

Valid until

03 July 2024

Limited Welcome Offer - Asia Miles Lucky Draw
50,000 Miles
Up to 50,000 Miles

+ 1 other gift options

Valid until

30 May 2024

Things to consider for this product:

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Welcome offer: Air miles

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Air miles conversion

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Hotel bookings offer

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Overseas rebate

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
5  %
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Foreign Currency Transaction Fee
1.95  %
Interest on installment plans
0  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver

3 Offers Available

MoneyHero Exclusive Offer
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 3 other gift options

Valid until

31 May 2024

Smart Card Special Offer
The Coffee Academics Buy-1-Get-1 Free
The Coffee Academics Buy-1-Get-1 Free

Valid until

15 July 2024

Welcome Offer
HK$1,200 Cash Rebate
HK$1,200 Cash Rebate

+ 1 other gift options

Valid until

03 July 2024

Things to consider for this product:

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Installment

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No foreign txn fee

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Local spending rebate

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Annual Fee waiver

Mox Credit

Mox Credit

Cashback Supermarket
3  %
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Cashback Online Food Delivery
3  %
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Cashback Overseas
2  %
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Annual Fee Waiver
Perpetual

3 Offers Available

MoneyHero Limited-Time Exclusive Offer
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeem using Mox Credit for HK$1,300))
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780, random colour) (redeem using Mox Credit for HK$1,300))

+ 6 other gift options

Valid until

31 May 2024

Mox Bank Welcome Offer - up to HK$1,200 Cash Rewards with Mox
HK$1,200 Cash Reward
HK$1,200 Cash Reward

Valid until

31 May 2024

Mox Bank X Trip.com Promotion
Up to 9% Hotel Discount + Up to HK$100 Flight Discount
Up to 9% Hotel Discount + Up to HK$100 Flight Discount

Valid until

31 December 2024

Things to consider for this product:

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Supermarket rebate

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Uber/ Taxi offer

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Food delivery

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Unlimited rebate

Hang Seng MMPOWER World Mastercard®

Hang Seng MMPOWER World Mastercard®

Cashback Overseas
6  %
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Cashback Local Online Shopping
5  %
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Cashback Local
5  %
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Annual Fee Waiver
Perpetual

2 Offers Available

MoneyHero Exclusive Offer (New to Bank Customer)
Hang Seng Bank Presents:《TheNextwave XX24》Beach Music Festival General Admission 1 Day E-pass x 2 (Total Entrance Fee HK$1,176); reward will become HK$800 Wellcome Shopping Voucher when reached the limit
Hang Seng Bank Presents:《TheNextwave XX24》Beach Music Festival General Admission 1 Day E-pass x 2 (Total Entrance Fee HK$1,176); reward will become HK$800 Wellcome Shopping Voucher when reached the limit

Valid until

31 May 2024

Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
New Customer:$700 +FUN Dollars

+ 1 other gift options

Valid until

30 June 2024

Things to consider for this product:

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Local spending rebate

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Online Spending

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Overseas rebate

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No Annual Fee

Citi Prestige Card

Citi Prestige Card

Airmiles Overseas
$ 4  per mile
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Airmiles Local
$ 6  per mile
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Air Miles Conversion Fee
Waived
Airport Lounge Access
Unlimited

Offer Available

MoneyHero Time-Limited Exclusive Offer
Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780)
Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780)

+ 3 other gift options

Valid until

31 May 2024

Things to consider for this product:

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Airport lounge

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Travel insurance

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Hotel bookings offer

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Overseas rebate

Fubon Visa Platinum

Fubon Visa Platinum

Airmiles Overseas
Up to HK$ 0.75  per mile
Cashback Overseas
Up to 8  %
Cashback Local Online Shopping
Up to 4  %

3 Offers Available

MoneyHero Exclusive offer
Delsey Eclipse SE 27
Delsey Eclipse SE 27" Expandable Spinner Front-opneing Suitcase (valued at HK$3,680; random color)

+ 3 other gift options

Valid until

31 May 2024

Welcome Offer
Up to HK$1,060 Rewards
Up to HK$1,060 Rewards

Valid until

31 December 2024

Exclusive Promotion of Taiwan Mobile
New Taiwan Dollar $1 for Taiwan Mobile 4G 5-Day Prepaid Card
New Taiwan Dollar $1 for Taiwan Mobile 4G 5-Day Prepaid Card

Valid until

31 May 2024

Things to consider for this product:

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Travel Insurance discount

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Local spending rebate

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Overseas rebate

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Air miles conversion

PrimeCredit WeWa UnionPay Diamond Card

PrimeCredit WeWa UnionPay Diamond Card

Cashback Local
4  %
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Cashback Overseas
4  %
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Foreign Currency Transaction Fee
Waived
Interest on installment plans
0  %
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5 Offers Available

MonyHero Exclusive Offer (New Customer)
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate
New Customer: HK$400 Apple Store Gift Card + HK$200 Cash Rebate

+ 1 other gift options

Valid until

31 May 2024

MonyHero Exclusive Offer (Existing Customer)
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit Welcome Offer)
Existing Customer: HK$400 Apple Store Gift Card (Not able to enjoy PrimeCredit Welcome Offer)

+ 1 other gift options

Valid until

31 May 2024

Welcome Offer
<2024 New Model> Delsey S-Series 30 inch Front Loader Expandable Suitcase
<2024 New Model> Delsey S-Series 30 inch Front Loader Expandable Suitcase

+ 4 other gift options

Valid until

31 August 2024

WeWa Card Mobile Payment Offer
Apple Pay up to 6% Cash Rebate
Apple Pay up to 6% Cash Rebate

Valid until

31 December 2024

Sam's Club X PrimeCredit Offer
RMB$100 Instant Discount
RMB$100 Instant Discount

Valid until

22 May 2024

Things to consider for this product:

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Travel agency offer

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Foreign txn rebate

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Cinema ticketing

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Installment

The Platinum Card®

The Platinum Card®

Min. Annual Income
None
Cashback Local
0.67  %
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Cashback Overseas
1  %
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Airmiles Overseas
$ 4.5  per mile
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3 Offers Available

MoneyHero Exclusive Offer
Up to HK$6,200 statement credits
Up to HK$6,200 statement credits

Valid until

31 May 2024

The Platinum Card® Travel Offer
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit

Valid until

31 December 2024

The Platinum Card® Dining Offer
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit

Valid until

31 December 2024

Things to consider for this product:

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Travel insurance

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Dining discount

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Airport lounge

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Travel agency offer

sim Credit Card

sim Credit Card

Cashback Local Online Shopping
Up to 8  %
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Cashback Local
Up to 3  %
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Annual Fee Waiver
First year
Annual Fee
HK$ 800
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4 Offers Available

MoneyHero Exclusive Offer
HK$400 Apple Store Gift Card
HK$400 Apple Store Gift Card

+ 1 other gift options

Valid until

31 May 2024

Limited Welcome Offer
Now TV ‘Mega European Football Competition 2024 Event Pass'
Now TV ‘Mega European Football Competition 2024 Event Pass'

Valid until

31 May 2024

Welcome gift
HK$200 Cash Rebate
HK$200 Cash Rebate

+ 3 other gift options

Valid until

30 June 2024

Limited CashBack Promotion
Up to 8% Cash Rebate
Up to 8% Cash Rebate

Valid until

31 July 2024

MUJI Visa Platinum Card

MUJI Visa Platinum Card

Cashback Local
5  %
Annual Fee Waiver
Perpetual
Min. Annual Income
$ 150,000
Foreign Currency Transaction Fee
1.95  %

3 Offers Available

MoneyHero Exclusive Offer (New to Card Customer)
New to Card Customer:Apple HomePod Mini (valued at HK$749; random color)
New to Card Customer:Apple HomePod Mini (valued at HK$749; random color)

+ 3 other gift options

Valid until

31 May 2024

MoneyHero Exclusive Offer (Existing Customer)
Existing Credit Card customer:HK$500 Apple Gift Card
Existing Credit Card customer:HK$500 Apple Gift Card

+ 1 other gift options

Valid until

31 May 2024

Welcome Offer - Up to $400 MUJI Dollars
New Customer:$400 MUJI Dollars
New Customer:$400 MUJI Dollars

+ 1 other gift options

Valid until

30 June 2024

Things to consider for this product:

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Local spending rebate

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No Annual Fee

The Platinum Card®

The Platinum Card®

Airport Lounge Access
Unlimited Times
Airmiles Overseas
$ 4.5  per mile
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Airmiles Local
$ 7.5  per mile
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Min. Annual Income
None

3 Offers Available