Citi Cash Back Card

Citi Cash Back Card

The Citi Cash Back Card focuses on unlimited 2% cashback on foreign currency, dining, and hotel spending, making it suitable for substantial expenditures. In terms of the annual fee, new Citi Cash Back customers can enjoy the first-year waiver, and subsequently, each year, meeting specified spending thresholds might qualify for an annual fee waiver. Additionally, the Citi Cash Back Credit Card regularly offers exclusive promotions, providing cardholders with ongoing opportunities to earn more cashback!
Annual Fee Waiver
First year
Cashback Dining
2  %
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Cashback Overseas
2  %
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Cashback Local
2  %
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4 Offers Available
HK$200 Wellcome Shopping Voucher
【Xmas Bonus】Zone A Designated Credit Card
HK$200 Wellcome Shopping Voucher

From the start of the event on December 11, 2024, until 6 PM on December 23, 2024, by simultaneously applying for one credit card each for Zone A and Zone B, submitting all relevant documents, and meeting the specified conditions, you can receive an additional $200 Wellcome Shopping Voucher.

  • Both applications must be successfully approved and meet the exclusive offer requirements of MoneyHero(subject to bank's final approval).

For details, please refer to the terms and conditions.

HK$2,000 Apple Store Gift Card
MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card

+ 3 other gift options

New Citibank Customers can get MoneyHero Exclusive reward with HK$2,000 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Voucher / Trip.com Gift Card by following below requirements:

Requirements

  • From 11 December 2024 6 p.m till 23 December 2024 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 23 January 2025: The card must be approved by Citibank
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Tips
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)
MoneyHero Exclusive Offer
Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima)

New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:

Requirements

  • From 11 December 2024 6 p.m. till 23 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 23 January 2025: The card must be approved by Citibank
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
  • The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Tips
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)

New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:

Requirements

  • From 11 December 2024 6 p.m. till 23 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 23 January 2025: The card must be approved by Citibank
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
  • The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Tips
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)

New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:

Requirements

  • From 11 December 2024 6 p.m. till 23 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 23 January 2025: The card must be approved by Citibank
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
  • The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Tips
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)

New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:

Requirements

  • From 11 December 2024 6 p.m. till 23 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 23 January 2025: The card must be approved by Citibank
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
  • The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Tips
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
SONY WF-1000XM5 Headphones (valued at HK$2,490)
MoneyHero Exclusive Offer
SONY WF-1000XM5 Headphones (valued at HK$2,490)

New Citibank Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for two from Hong Kong to Japan(Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited to 500, first come first serve) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sony WF-1000XM5 Wireless Noise Cancelling Headphones (valued at HK$2,490, random colour) by following below requirements:

Requirements

  • From 11 December 2024 6 p.m. till 23 December 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 23 January 2025: The card must be approved by Citibank
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
  • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
  • The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website( https://moneyhero.link/citi-core-gba-jp-tnc-listing)
Tips
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

Double the joy with Citi

Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one!
Designated restaurants:

  • ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
  • Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
  • Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
  • Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
  • Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
  • Cafe Causette - 3-Course Set Dinner Menu (HK$568)
  • Clipper Lounge - Designated Dinner Buffet (HK$888)
  • Hung Tong - Hung Tong Deluxe Set Menu (HK$888)
  • Leela - Leela x Citibank Dinner Menu (HK$988)
  • The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)

Terms and Conditions apply , for more detail click here

Things to consider

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Dining rebate

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Overseas rebate

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Unlimited rebate

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High-priced welcome gifts

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Citi Cash Back Card Benefits

Cashback

location_on
Cashback Local
2  %
info
flight
Cashback Overseas
2  %
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restaurant
Cashback Dining
2  %
info
shopping_bag
Cashback Local Online Shopping
1  %
shopping_bag
Cashback Overseas Online Shopping
2  %
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account_balance_wallet
Cashback Digital Wallet
1  %
  • Most suitable for customer who has big spending in short period
  • Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
  • Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
    • 2% rebate on local dining spending
    • 2% rebate on local hotel spending
    • 2% rebate on spending in foreign currency
    • 1% unlimited rebate on other spending
    • Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
  • Purchase Protection Insurance
    • Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
  • First year annual fee waiver
  • The MoneyHero Exclusive Offer does not apply to student cards
  • Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
  • Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
    • Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 120,000

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late Payment Charge
HK$ 300
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Retail Purchase APR
34.28  %
Cash Advance APR
35.81  %
Interest Free Period
58  days

Association

Mastercard

Supported Payment Type

Inductive payment

Octopus automatic value

Payme value added

Wechat Pay value added

Alipay value added

Tags

Citi Cash Back Card Citi Cash Back Card