AEON CARD WAKUWAKU

Last Updated: Nov 2023
No Requirement

Min. Annual Income

6
%

Local Spending - Cashback Rate

on Online Spending
6% Cash Rebate on Online Spending Cash Rebate
3
%

Overseas Spending - Cashback Rate

on Japan Spending
3% Cash Rebate on Japan Spending Cash Rebate
5% discount on "AEON Thanksgiving Days"; Enjoy AEON Member Price
Permanent Annual Fee Waiver
MoneyHero Exclusive Offer

Great for

  • MoneyHero Exclusive Offer - HK$300 Wellcome Shopping Voucher + HK$200 cash rebate
    • New Customers of AEON Card, using the exclusive MoneyHero promo code "MHWAKU" to apply AEON CARD WAKUWAKU via the "AEON HK" Mobile App, can get the MoneyHero exclusive offer of HK$300 Wellcome Shopping Voucher. Upon successful application and credit card approval, you can enjoy HK$200 cash rebate (offered by AEON) upon completion of eligible transactions (based on a single transaction) with your credit card within the billing period.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with AEON.
      • It may take 16-21 weeks from applications to redemption yet the actual time may vary due to the situation. Please refer to How to redeem exclusive rewards from MoneyHero
    • Tips:
  • Welcome Offer - Up to 16% Cash Rebate + HK$200 Cash Rebate

    • Welcome Offer 1: Online Spending to Enjoy 10% Cash Rebate
      • Within the first 60 days after the card approval and issuance, Eligible Customer made accumulated credit purchase or successfully applied merchant interest-free installment plan with an amount of HK$8,000 or above enjoys 10% cash rebate of online spending within such amount.
      • The maximum amount of cash rebate for each eligible customer during the Spending Period is HK$500.
      • However, eligible online spending excludes Octopus AAVS and topping up Octopus via including but not limited to mobile payment.
    • Welcome Offer 2: Specific Categories of Transactions to Enjoy up to HK$200 Cash Rebate
      • Within the first 60 days after the card approval and issuance, Eligible Customer shall be eligible to the relevant cash rebate for 4 specific categories of transactions as shown below.
      • The cash rebate amount for each type of specific categories of transactions is HK$50, and the maximum total amount of cash rebate for the 4 specific categories of transactions is HK$200, as shown below:
        Specific Categories of Transactions Definition of Eligible Transactions Cash Rebate
        Octopus Automatic Add Value Service

        Apply for AAVS for the Credit Card and complete the first AAVS transaction successfully

        HK$50

        Pay rent through Rentsmart, Reap or Keychain Pay platforms

        Pay rent through Rentsmart, Reap or Keychain Pay platforms refers to full payment of rent in Hong Kong Dollars of tenancy agreement in Hong Kong by Eligible Customer using Rentsmart, Reap or KeyChain Pay mobile apps with the Credit Card including deposit or disbursement (if applicable)

        HK$50

        Setup of monthly automatic transfer at merchant Register for monthly autopay service at designated merchants with the Credit Card by Eligible Customer and complete an autopay transaction within the Spending Period HK$50
        Any spending in App Store or Google Play Purchase any mobile apps, music, etc. at App Store or Google Play with the Credit Card HK$50
    • Eligible transaction excludes any cash advance, cash advance cash instalment plan, payments through “AEON Netmember”, reload/transfer using digital wallets (including but not limited to AlipayHK, PayMe, TNG and WeChat Pay HK), daily cashing, handling charges, annual fees, late charges, interest/finance charges, flexible repayment, gambling and betting transactions such as casino chip purchases, un-posted/cancelled/refunded transactions, and transactions that are found to be fraudulent or are eventually cancelled/refunded.
    • This promotion is applicable to new customer who applies for AEON CARD WAKUWAKU (“Credit Card”) issued by AEON Credit Service (Asia) CO., Ltd. (“AEON”). New customer shall mean applicant who applies for the Eligible AEON Credit Card, has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and co-brand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.
  • Birthday Privilege

    • From 29 February 2022 to 29 February 2024, customer is entitled to extra 4% cash rebate on overseas spending in the birthday month, up to HK$200 cash rebate.
  • Thanksgiving Days

    • Cardholder is entitled to 5% credit purchase discount at AEON on "AEON Thanksgiving Days" (2nd & 20th of every month)
    • Except fast food, licensee and specified items
  • Enjoy more savings all year-round with the "AEON Member Price"
  • No Mark Up Fee on Foreign Currency Transaction

    • No transaction fee is imposed by AEON on foreign currency transactions (except charges imposed by Cards Associations)
    • For details, please refer to the terms in credit card fee schedule and key facts statement

Need to know

Year-round rewards

CASH REBATE
Online Shopping Spending (Local)
6%
6% Cash Rebate on Online Spending Cash Rebate
Local Spending
6%
6% Cash Rebate on Online Spending Cash Rebate
Overseas Spending
3%
3% Cash Rebate on Japan Spending Cash Rebate
Dining Spending
1%
1% Cash Rebate on Local Food and Beverage Spending Cash Rebate

Eligibility

Minimum Age
18
Min. Annual Income
No requirement

Fees

Annual fee
Permanent Annual Fee Waiver
Foreign Currency Transaction Fee
No transaction fee is imposed by AEON on foreign currency transactions. 1% transaction fee is imposed by Mastercard Asia/Pacific (Hong Kong) Limited/ Visa Worldwide. Pte. Limited/ JCB International (Asia) Limited.

Repayment

Minimum Payment
A.Total fees and charges (include but not limited to financial charge, past due amount & over-limit amount) currently billed to the card statement; and
B.1% of the statement balance (excluding item A where applicable);
(Minimum HK$100, whichever is higher)

Late payment charge
The amount of minimum payment due or HK$300, whichever is the lower

Retail Purchase APR
35.02%
Cash Advance APR
35.86%
Interest Free Repayment Period
Up to 53 days. The period is not applicable to cash advance.

Other information

Credit card type
Mastercard

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