American Express Explorer® Credit Card

Great for

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  Welcome Offer - Up to HK$4,200 Reward, including 68,000 air miles!

  Requirements	Welcome Offers
  MoneyHero Time-limited Offer
  Applicable to new Cardmembers of Explorer Credit Card who submit their approved Card application via MoneyHero and upon successful spending in the first 3 months	HK$300 Statement Credit
  American Express Offer
  First 3 months spending bonus Spend HK$5,000 in the first 3 months, including aggregate spending of Basic and Supplementary Card(s)	HK$500 Statement Credit
  Local Spending Bonus Enjoy HK$1=5 points in the first 3 months Up to 600,000 points, worth HK$2,000 in cash vouchers/Pay with Points or 40,000 air miles	Up to HK$2,000 Statement Credit
  Foreign Currencies Spending Bonus Enjoy HK$1=5 points in the first 3 months up to 420,000 points, worth HK$1,400 in cash vouchers/Pay with Points or 28,000 air miles	Up to HK$1,400 Statement Credit
  	A total of up to HK$4,200 and first-year annual fee waiver

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  Earn Membership Rewards points when you spend with the Card. Enjoy as low as HK$3 = 1 mile on selected online everyday spend merchants.

  Local Currency Spend	HK$1 = 3 Membership Rewards points (HK$5 = 1 mile / 1% cash rebate）
  Foreign Currency Spend	HK$1 = 3.75 Membership Rewards points (HK$4 = 1 mile / 1.25% cash rebate）
  Airlines and Selected Online Travel and Everyday Spend Merchants Include: Amazon.com, Apple, Deliveroo, foodpanda, Cathay Pacific Airlines, Japan Airlines, Eva Air, Finnair, Hong Kong Airlines, Emirates and MORE	HK$1 = 5 Membership Rewards points (1.67% cash rebate / HK$3 = 1 mile)

  • Conversion rate is based on 30,000 points to redeem HK$100 cash vouchers/Pay with Points and 15 points to redeem 1 mile.
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  No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards.

  • You can transfer your points into 10 air miles partners with no administration fee. Partners include Asia Miles, Avios, ANA, KrisFlyer and more.
  • You can also redeem cash voucher, Pay with Points, Travel with Points, hotel points (Hilton Honors、Marriot Bonvoy), lifestyle gifts and more.
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  Travel Privileges - take care of your travel needs

  • Complimentary Plaza Premium Lounge Access: Basic and Supplementary Cardmember of American Express Explorer Credit Card can enjoy a total of 10 times complimentary Plaza Premium Lounge access every calendar year.
  • Complimentary Travel Insurance: Pay for your entire fare for an overseas trip with the Card to enjoy complimentary travel insurance. Coverages include travel accident insurance with coverage up to HK$3.5 million and travel inconvenience protection with coverage up to HK$10,000 per year.
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  Shopping Protection
  Spend with the Card to enjoy the following protection:

  • Online Fraud Protection Guarantee
    Shop online with the Card and you won't be held responsible for any fraudulent charge.
  • Return Guarantee
    Refund if you are unhappy with the purchase made with the Card.
  • Extended Warranty
    When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
  • Price Protection
    Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
  • 45 Days Cover
    Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
  • Terms and Conditions apply.
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  Entertainment and Shopping Privileges

  • 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
  • Live Hong Kong - A showcase of local and worldwide travel, leisure, dining and shopping offers.
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  First year annual fee waiver upon successful card application

  • Spend HK$150,000 annually with the principal and any supplementary card(s) and your annual card fee will be waived for the following year.

Need to know

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  Welcome Offer Terms and conditions apply.

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  Existing American Express Explorer Credit Card Basic Cardmembers and applicants who held the Basic Card of American Express Explorer Credit Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers and first-year annual fee waiver.

  • Gift eligibility is based on the application date of the approved application, but not approval date.
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  Online bonus is applicable to Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.
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  For the Annual Membership Fee, Annual Membership Fee Waiver, Access to Plaza Premium Lounge, Cardmember Agreement and 5X Membership Rewards points benefits, some changes will be made with effect from May 18, 2023. Please check here for more details: https://www.americanexpress.com/content/dam/amex/hk/benefits/pdf/FN_Explorer_EN.pdf