TODO
American Express® Gold Business Card
Last Updated: Oct 2021
$ 200,000
Min. Annual Income
0.83 %
Local Spending - Cashback Rate
on local spending
1 %
Overseas Spending - Cashback Rate
on foreign currency spending

Welcome Offers from American Express

OFFER 1
Up to 450,000 Membership Rewards® points + Up to US$350 AWS Promotional Credit + HK$200 Statement Credit

Offer 1 - Up to 450,000 Membership Rewards® points

  • Spend an aggregate of at least HK$60,000 (or equivalent) on Basic and Supplementary cards within the first 3 months from the date of Basic Card approval

Offer 2 - Up to US$350 AWS Promotional Credit

  • Basic Cardmembers who successfully sign up an AWS Account via AWS Special Offer site will be entitled to receive US$50 AWS Promotional Credit.
  • Basic Cardmembers will receive a US$300 AWS Promotional Credit after spending US$100 or above on the new Card consecutively in the first 3 months for AWS services.

Offer 3 - HK$200 Statement Credit

  • Cardmembers spend an aggregate of at least HK$500 (or equivalent) on the Basic and Supplementary Cards within the first month from the date of Basic Card approval, the Cardmember will receive HK$200 statement credit. The statement credit will be appeared to the Basic Cardmember’s account within 12 weeks upon the Cardmember reaching the spending threshold set out above.

Promotion period: from now till 31 December 2021

Terms and Conditions apply.

No pre-set spending limit
Complimentary Travel Insurance
Airport Lounge
Free Travel Insurance
Annual Fee Waiver

Great for

  • Welcome Offer
    Offer 1: Up to 450,000 Membership Rewards® Points in Local Currency Spending
    Total Spending of HK$60,000 (or equivalent)
    in the first 3 months
    Points Earn Rate Rewards Points Entitled
    Welcome Bonus HK$1 = 5 points 300,000
    Business Gold Program    
    Local Currency Spending HK$1 = 2.5 points 150,000
    Foreign Currency Spending HK$1 = 3 points 180,000

    Offer 2: Up to US$350 AWS Promotional Credit

    • Upon successful card application, Basic Cardmembers who sign up AWS Account and fulfil below AWS Special Offer conditions will be entitled to receive up to US$350 AWS Promotional Credit.
    • The AWS Promotional Credit can apply to the AWS bills to help cover costs that are associated with AWS services.

    Offer 3: First-month transaction bonus - HK$200 Statement Credit

    • Spend an aggregate of at least HK$500 (or equivalent) on the Basic and Supplementary Cards within the first month from the date of Basic Card approval, the Cardmember will receive HK$200 statement credit.
  • Earn rewards when you spend with the Card
    • Local Spending - HK$1 = 2.5 Membership Rewards points
      • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.83%.
      • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$6 = 1 mile.
    • Foreign Currency Spending - HK$1 = 3 Membership Rewards points
      • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
      • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$5 = 1 mile.
    • Membership Rewards® points can be used for redeeming cash rebate, air miles, dining offers, cash vouchers, hotel stays, card fee waivers, charities donation and other merchandises.
  • Better Control with the Business
    • No pre-set spending limit
    • Up to 51 credit-free days when paying suppliers
  • Complimentary Insurance
    • Enjoy complimentary travel insurance by paying the travel tickets with the card.
      Coverage includes: up to HK$2,000,000 Business Travel Accident Insurance, up to HK$8,000 luggage delay and up to HK$10,000 for lost luggage
  • Lifestyle Benefits
    • Access to airport lounges (twice per year)
    • Access to the World Trade Centre Club Hong Kong
    • Year-round 10% discount on regular priced tickets at Broadway, PALACE and AMC Cinemas
  • First-year Annual Fee Waiver of HK$980 including 3 Complimentary Supplementary Cards

Need to know

  • Eligibility Requirements
    Applicants need to be
    • over 21 years of age;
    • Gross personal income is over HK$200,000 p.a.;
    • HK or Macau Residents or Citizens; and
    • the owner, partner, shareholder, CEO, managing director or executive of the company.
  • Existing Business Card or Gold Business Card member and applicants who held The Business Card or Gold Business Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers.

Year-round rewards

Local Spending
0.83%
Overseas Spending
1%

Year-round benefits

OFFER 1
Complimentary Visits to Airport Lounges

Eligibility

Minimum Age
21 years old
Min. Annual Income
HK$200,000

Fees

Annual fee
HK$980
Foreign Currency Transaction Fee
2%

Repayment

Minimum Payment
Total spending of that month
Late payment charge
5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
Interest Free Repayment Period
51 days

Other information

Credit card type
American Express

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