Great for

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  Welcome Offer
  Offer 1: Up to 450,000 Membership Rewards® Points in Local Currency Spending

  Total Spending of HK$60,000 (or equivalent) in the first 3 months	Points Earn Rate	Rewards Points Entitled
  Welcome Bonus	HK$1 = 5 points	300,000
  Business Gold Program
  Local Currency Spending	HK$1 = 2.5 points	150,000
  Foreign Currency Spending	HK$1 = 3 points	180,000

  Offer 2: Up to US$350 AWS Promotional Credit

  • Upon successful card application, Basic Cardmembers who sign up AWS Account and fulfil below AWS Special Offer conditions will be entitled to receive up to US$350 AWS Promotional Credit.
  • The AWS Promotional Credit can apply to the AWS bills to help cover costs that are associated with AWS services.

  Offer 3: First-month transaction bonus - HK$200 Statement Credit

  • Spend an aggregate of at least HK$500 (or equivalent) on the Basic and Supplementary Cards within the first month from the date of Basic Card approval, the Cardmember will receive HK$200 statement credit.
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  Earn rewards when you spend with the Card

  • Local Spending - HK$1 = 2.5 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.83%.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$6 = 1 mile.
  • Foreign Currency Spending - HK$1 = 3 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$5 = 1 mile.
  • Membership Rewards® points can be used for redeeming cash rebate, air miles, dining offers, cash vouchers, hotel stays, card fee waivers, charities donation and other merchandises.
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  Better Control with the Business

  • No pre-set spending limit
  • Up to 51 credit-free days when paying suppliers
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  Complimentary Insurance

  • Enjoy complimentary travel insurance by paying the travel tickets with the card.
    Coverage includes: up to HK$2,000,000 Business Travel Accident Insurance, up to HK$8,000 luggage delay and up to HK$10,000 for lost luggage
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  Lifestyle Benefits

  • Access to airport lounges (twice per year)
  • Access to the World Trade Centre Club Hong Kong
  • Year-round 10% discount on regular priced tickets at Broadway, PALACE and AMC Cinemas
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  First-year Annual Fee Waiver of HK$980 including 3 Complimentary Supplementary Cards

Need to know

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  Eligibility Requirements
  Applicants need to be

  • over 21 years of age;
  • Gross personal income is over HK$200,000 p.a.;
  • HK or Macau Residents or Citizens; and
  • the owner, partner, shareholder, CEO, managing director or executive of the company.
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  Existing Business Card or Gold Business Card member and applicants who held The Business Card or Gold Business Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers.