American Express® Platinum Credit Card

American Express® Platinum Credit Card offer low foreign currency transaction fees starting from HK$5 per mile for overseas or foreign currency transactions. Cardholders and supplementary cardholders enjoy the same benefits, such as Buy-1-Get-1-Free tickets offer from Broadway Circuit or dinning offers from designated restaurants.

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Airmiles Dining

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

Annual Fee

HK$ 2,200

Airmiles Local

$ 2.5 per mile

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On selected local supermarkets and gas stations spending. Applicated to the first HK$120,000 spending at the participating merchants during each Program Period.

Cashback Local

2 %

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All spending have 1.2% cash rebate

American Express® Platinum Credit Card Highlights

American Express® Platinum Credit Card Benefits

Quick Facts

American Express® Platinum Credit Card More Info

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American Express® Platinum Credit Card Eligibility

American Express® Platinum Credit Card Fees

American Express® Platinum Credit Card Others Info

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American Express® Platinum Credit Card Highlights

Airmiles Dining

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

Annual Fee

HK$ 2,200

Airmiles Local

$ 2.5 per mile

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On selected local supermarkets and gas stations spending. Applicated to the first HK$120,000 spending at the participating merchants during each Program Period.

Cashback Local

2 %

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All spending have 1.2% cash rebate

2 Offers Available

Up to HK$2,960 Rewards+Top up $300 in octopus to get $100 rebate in the first 3 months

MoneyHero Exclusive Offer

Up to HK$2,960 Rewards+Top up $300 in octopus to get $100 rebate in the first 3 months

+ 1 other gift options

Top up $300 in octopus to get $100 rebate in the first 3 months
Apply successfully via MoneyHero and accumulate eligible spending of HK$5,000 or above in the first 3 months to enjoy extra HK$1,500 Apple Store Gift Card
For Basic Cardmembers who submit their card application online and all required valid documents within 7 working days from the date of submission and spend an aggregate of HK$5,000 or above on his or her Basic and/or Supplementary Cards within the first 3 months from the date of approval of the Basic Card, HK$1,500 Apple Store Gift Card will be sent to qualifying Basic Cardmembers on or before Dec 31, 2024.

Welcome Offer

Up to HK$3,060 Rewards

Top up $300 in octopus to get $100 rebate in the first 3 months
You will earn 5 Membership Rewards points for every HK$1 spent in the first 3 months, subject to the spending cap of 600,000 points, enough to redeem HK$2,000 cash vouchers.
You will receive HK$500 city'super cash vouchers by spending HK$5,000 in the first 3 months.
4 complimentary Broadway Circuit movie tickets(HK$460) if you apply online.

Things to consider when choosing this card:

Things to consider

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Dining discount

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Cinema ticketing

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Travel insurance

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Hotel bookings offer

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American Express® Platinum Credit Card Benefits

Cashback

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Cashback Local

2 %

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All spending have 1.2% cash rebate

flight

Cashback Overseas

1 %

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Applicable to the first HK$120,000 charged and billed during each Program Period.

restaurant

Cashback Dining

1 %

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Applicable to the first HK$120,000 charged and billed during each Program Period.

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Cashback Local Online Shopping

1 %

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Applicable to the first HK$120,000 charged and billed during each Program Period.

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Cashback Overseas Online Shopping

1 %

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Applicable to the first HK$120,000 charged and billed during each Program Period.

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Airmiles

flight

Airmiles Overseas

$ 5 per mile

location_on

Airmiles Local

$ 2.5 per mile

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On selected local supermarkets and gas stations spending. Applicated to the first HK$120,000 spending at the participating merchants during each Program Period.

restaurant

Airmiles Dining

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

shopping_bag

Airmiles Overseas Online Shopping

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

shopping_bag

Airmiles Local Online Shopping

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

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American Express® Platinum Credit Card Eligibility

Eligibility

Minimum Age

18 years old

Min. Annual Income

HK$ 300,000

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American Express® Platinum Credit Card Fees / Repayment

Fees

Annual Fee

HK$ 2,200

Foreign Currency Transaction Fee

2 %

Repayment

Minimum Payment

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The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.

Late Payment Charge

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5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$300. However, the Late Payment Fee will not exceed the minimum payment due).

Retail Purchase APR

35.96 %

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American Express® Platinum Credit Card Others Info

Association

American Express

American Express® Platinum Credit Card

American Express® Platinum Credit Card Highlights

Things to consider when choosing this card:

Things to consider

American Express® Platinum Credit Card Benefits

Cashback

Airmiles

American Express® Platinum Credit Card Eligibility

Eligibility

American Express® Platinum Credit Card Fees / Repayment

Fees

Repayment

American Express® Platinum Credit Card Others Info

Association

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