American Express® Platinum Credit Card

American Express® Platinum Credit Card offer low foreign currency transaction fees starting from HK$5 per mile for overseas or foreign currency transactions. Cardholders and supplementary cardholders enjoy the same benefits, such as Buy-1-Get-1-Free tickets offer from Broadway Circuit or dinning offers from designated restaurants.

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Airmiles Dining

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

Annual Fee

HK$ 2,200

Airmiles Local

$ 2.5 per mile

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On selected local supermarkets and gas stations spending. Applicated to the first HK$120,000 spending at the participating merchants during each Program Period.

Cashback Local

2 %

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All spending have 1.2% cash rebate

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American Express® Platinum Credit Card Highlights

Airmiles Dining

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

Annual Fee

HK$ 2,200

Airmiles Local

$ 2.5 per mile

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On selected local supermarkets and gas stations spending. Applicated to the first HK$120,000 spending at the participating merchants during each Program Period.

Cashback Local

2 %

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All spending have 1.2% cash rebate

Offer Available

Welcome Offer

Welcome Offer up to HK$1800

Applicants, who successfully apply for American Express® Platinum Credit Card, can enjoy below welcome offer:

HK$300 Statement Credit upon first transaction in the first 3 months
HK$700 Statement Credit upon spending HK$10,000 in the first 3 months
Enjoy HK$1=5points in the first 3 months, up to 240,000 points (Equal to HK$800 in rewards / statement credits)

Things to consider when choosing this card:

Things to consider

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Dining discount

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Cinema ticketing

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Travel insurance

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Hotel bookings offer

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American Express® Platinum Credit Card Benefits

Cashback

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Cashback Local

2 %

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All spending have 1.2% cash rebate

flight

Cashback Overseas

1 %

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Applicable to the first HK$120,000 charged and billed during each Program Period.

restaurant

Cashback Dining

1 %

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Applicable to the first HK$120,000 charged and billed during each Program Period.

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Cashback Local Online Shopping

1 %

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Applicable to the first HK$120,000 charged and billed during each Program Period.

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Cashback Overseas Online Shopping

1 %

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Applicable to the first HK$120,000 charged and billed during each Program Period.

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Airmiles

flight

Airmiles Overseas

$ 5 per mile

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Airmiles Local

$ 2.5 per mile

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On selected local supermarkets and gas stations spending. Applicated to the first HK$120,000 spending at the participating merchants during each Program Period.

restaurant

Airmiles Dining

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

shopping_bag

Airmiles Overseas Online Shopping

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

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Airmiles Local Online Shopping

$ 5 per mile

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Applicable to the first HK$120,000 charged and billed during each Program Period.

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American Express® Platinum Credit Card Eligibility

Eligibility

Minimum Age

18 years old

Min. Annual Income

HK$ 300,000

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American Express® Platinum Credit Card Fees / Repayment

Fees

Annual Fee

HK$ 2,200

Foreign Currency Transaction Fee

2 %

Repayment

Minimum Payment

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The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.

Late Payment Charge

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5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$300. However, the Late Payment Fee will not exceed the minimum payment due).

Retail Purchase APR

35.96 %

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American Express® Platinum Credit Card Others Info

Association

American Express

American Express® Platinum Credit Card

American Express® Platinum Credit Card Highlights

Things to consider when choosing this card:

Things to consider

American Express® Platinum Credit Card Benefits

Cashback

Airmiles

American Express® Platinum Credit Card Eligibility

Eligibility

American Express® Platinum Credit Card Fees / Repayment

Fees

Repayment

American Express® Platinum Credit Card Others Info

Association

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