BEA World Mastercard
Last Updated: Apr 2023
$
120,000

Min. Annual Income

$
5
/mile

Local Spending - Air Miles Conversion

Miles redeemed (local spending)
2.4
%

Overseas Spending - Cashback Rate

Exclusive Offer
from MoneyHero
OFFER 1
Offer value up to HK$800
  • Dual card offer: From 2 May 2023 at 6 p.m. to 31 May 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 30 June 2023, and spend once in any amount with both new cards within 30 days from the day of card issued, you can get HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Wellcome Shopping Voucher (1 out of 3)
  • Single card offer: From 2 May 2023 at 6 p.m. to 31 May 2023 at 6 p.m., new customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, and spend once in any amount within 30 days from the day of card issued, the exclusive offer would be HK$400 Apple Store Gift Card / HK$400 HKTVmall e-Gift Voucher / HK$400 Wellcome Shopping Voucher (1 out of 3)
  • Terms and Conditions apply.

Welcome Offers from Bank of East Asia

OFFER 1
HK$800 Cash Rebate and up to HK$2,000 Cash Rebate
  • New customers accumulate retail spending/cash advance of HK$8,000 or above within first 3 months from card issuance and activate World Mastercard through BEA App can earn HK$800 Cash Rebate
  • Receive extra 2% rebate for all Eligible Transactions made on the World Mastercard within the first 3 months from the date of card issuance, up to HK$2,000 Cash Rebate
  • Promotion period: from now till 31 May 2023
Time-limited offer to new customers: Extra 2% cash rebate. Unlimited 2.4% rebate on local dining including food delivery platform
Extra 12% Rebate on the designated mobile payments purchases at local bakeries/fast-food restaurants/coffee shops/local transport
Airport Lounge
Free Travel Insurance
MoneyHero Exclusive Offer

Great for

  • MoneyHero Exclusive Offer

    • Dual card offer: New customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 30 June 2023, and spend once in any amount with both new cards within 30 days from the day of card issued, you can get HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Wellcome Shopping Voucher
    • Single card offer: New customers who apply either BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, and spend once in any amount within 30 days from the day of card issued, the exclusive offer would be HK$400 Apple Store Gift Card / HK$400 HKTVmall e-Gift Voucher / HK$400 Wellcome Shopping Voucher
    • Offer cannot be used in conjunction with any other promotional offer [For example: BEA Credit Card MGM Scheme]
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Please be reminded to complete all below steps for receiving the Exclusive Offer:
        • Step 1. At MoneyHero Website, click “Apply Now” button which is under content of “BEA World Mastercard”, then fill the email address and click “Confirm”. After that, the page would be directed to BEA website automatically and click “Learn More & Apply” to apply both World Mastercard and i-Titanium card. Please remember to fill in the referral code "BEAMHC22" in the "BEA Credit Card Member-get-member referral code (if applicable)" column during the application. You will receive an email from BEA (containing the application reference number) after completing the application.
        • Step 2. MoneyHero would share “Reward Redemption Form” by via email, please complete and submit to MoneyHero for verifying the eligibility of reward. Please be reminded, the “Reward Redemption Form” should be submitted to MoneyHero within 7 days after application submission, and any late and/or reasons of failed submission are NOT entitled to enjoy the Exclusive offer.
        • Step 3. To speed up the approval process, please keep the application reference number in the email from BEA for record and submit the required documents during application. The application reference number should begin with "OA" and is a composition of characters and numbers of 12 digits. The application reference number can be found in the email from BEA (e.g. OAXXX1XX11XX). Please check the application reference number carefully to avoid disqualification.
        • Step 4. If you have concerns regarding the redemption process, please refer to this article.
        • Step 5. Terms and Conditions apply.
    Requirement MoneyHero Exclusive Offer
    Apply BEA World Mastercard along with i-Titanium Card (Using 1 application form)  
    From now until 31 May 2023 at 6 p.m., new customers who apply BEA World Mastercard along with i-Titanium Card (Using 1 application form), enter promo code "BEAMHC22" during the application, approved by BEA on or before 30 June 2023, and spend once in any amount with both new cards within 30 days from the day of card issued
    1. HK$800 Apple Store Gift Card; or
    2. HK$800 HKTVmall e-Gift Voucher; or
    3. HK$800 Wellcome Shopping Voucher

    (1 out of 3)

    Apply BEA World Mastercard or i-Titanium Card (Either one)  
    From now until 31 May 2023 at 6 p.m., new customers who apply BEA World Mastercard or i-Titanium Card, enter promo code "BEAMHC22" during the application, approved by BEA on or before 30 June 2023, and spend once in any amount within 30 days from the day of card issued
    1. HK$400 Apple Store Gift Card; or
    2. HK$400 HKTVmall e-Gift Voucher; or
    3. HK$400 Wellcome Shopping Voucher

    (1 out of 3)

  • World Mastercard & i-Titanium Card Dual Card Welcome Offer - Up to HK$3,300 Cash Rebate
    • New customers accumulate retail spending/cash advance of HK$8,000 or above within first 3 months from card issuance and activate World Mastercard through BEA App can earn HK$800 Cash Rebate; if you successfully apply i-Titanium Card at the same time and reach accumulate retail spending/cash advance of HK$5,000 or above within first 2 months from card issuance and activate the card through BEA App, you can earn entra HK$500 Cash Rebate
    • Receive extra 2% rebate for all Eligible Transactions made on the World Mastercard within the first 3 months from the date of card issuance, up to HK$2,000 Cash Rebate
  • Personalized Card Rewards to Match Your Needs
    • 1/ BEA Mileage Reward (HK$5 spending = 1 Mile (1.6X Bonus Point); or
    • 2/ BEA Bonus Points Reward (Unlimited 2.4% rebate on local dining including food delivery platform and Unlimited 2.4% rebate on overseas transactions including online purchases)
    • Turn Bonus Points into Cash Rebate with Mobile App
      • Offset your transactions with Bonus Points via Mastercard Pay with Rewards, disregard your choice on mileage reward or dining reward.
  • Enjoy Daily and Travelling Privileges 
    • Extra 12% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops/local transport spending: 2.4% cash rebate + extra 12% BEA Days rebate)
      • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops/local transport through Apple Pay/Google Pay after registration
      • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 12% cash rebate on the designated mobile payments purchases
    • Various Mastercard® Airport Experiences
      • Access to over 1,000 airport lounges in more than 130 countries/regions worldwide (A US$32 service fee will be charged for each visit per person)
      • Up to 15% off on dining, shopping and spa offers
  • First year annual fee waiver

Need to know

  • The welcome offer and MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary cards) in the 6 months prior to the application submission date and at the time of card approval (excluding selected customers).

  • Spend once in any amount with both new cards within 30 days from the day of card issued to be eligible for MoneyHero’s Exclusive offer
  • Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points

Year-round rewards

Local Spending
2.4%
Overseas Spending
2.4%
Dining Spending
2.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$120,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount
Late payment charge
HK$/CNY350 or the minimum payment due, whichever is lower
Retail Purchase APR
35.91%
Cash Advance APR
35.96%
Interest Free Repayment Period
56 days

Other information

Credit card type
World Mastercard

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