BEA World Mastercard
Last Updated: Oct 2021
$ 120,000
Min. Annual Income
$ 5 /mile
Local Spending - Air Miles Conversion
Miles redeemed (local spending)
2.4 %
Overseas Spending - Cashback Rate
Exclusive Offer
from MoneyHero
OFFER 1
Up to HK$800 Apple Store Gift Card
  • From now till 31 October 2021, new customers of BEA Credit Card who successfully apply for dual credit cards (BEA World Mastercard and BEA i-Titanium Card) and activate the cards within 30 days of card approval are entitled to HK$800 Apple Store Gift Card. New customers of BEA Credit Card who successfully apply for BEA World Mastercard  and activate the card within 30 days of card approval are entitled to HK$400 Apple Store Gift Card. 
  • The card(s) must be approved on or before 30 November 2021.
  • Within 7 days of card approval, please send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk for verification and follow-up. MoneyHero will verify your reward eligibility with Bank of East Asia.
  • If you have concerns regarding redemption process, please refer to this article.

Welcome Offers from Bank of East Asia

OFFER 1
HK$600 Cash Rebate
  • New customer apply for BEA World Mastercard and BEA i-Titanium Card together, i) accumulate retail spending/cash advance of HK$3,000 or above with BEA World Mastercard within first two months from card issuance; and ii) accumulate retail spending/cash advance of HK$3,000 or above with BEA i-Titanium Card within first two months from card issuance
  • Promotion period: from now till 31 October 2021
Extra Reward: 2% cash rebate; Unlimited 2.4% rebate on local dining including food delivery platform
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
Airport Lounge
Free Travel Insurance
MoneyHero Exclusive Offer

Great for

  • Enjoy up to HK$2,800 Welcome Spending Reward when you successfully apply for 3 BEA Credit Cards, plus HK$1,200 Apple Store Gift Card exclusively from MoneyHero
    Requirement BEA Welcome Offer MoneyHero Exclusive Offer
    World Mastercard Welcome Offer    
    New customers accumulate retail spending/cash advance of HK$3,000 or above within first two months from card issuance, and activate the card through BEA App HK$300 Cash Rebate  /
    Receive extra 2% rebate for all Eligible Transactions made on the Eligible Card within the first 2 months from the date of card issuance Up to HK$1,000 Cash Rebate /
    Successfully apply via MoneyHero, have the card approved by 30 November 2021 and activate the card within 30 days of card approval. / HK$400 Apple Store Gift Card
    i-Titanium Card Welcome Offer    
    New customers accumulate retail spending/cash advance of HK$3,000 or above within first two months from card issuance, and activate the card through BEA App HK$300 Cash Rebate  /
    Successfully apply via MoneyHero, have the card approved by 30 November 2021 and activate the card within 30 days of card approval. / HK$400 Apple Store Gift Card
    UnionPay Dual Currency Card Welcome Offer    
    Customers successfully apply via MoneyHero from now till 31 October 2021, and no spending is required. HK$200 Cash Rebate  /

    Receive 5% rebate on mobile spending and 2% rebate on other retail spending within the first two months from the card issuance date

    Up to HK$1,000 Cash Rebate /
    Successfully apply via MoneyHero, have the card approved by 30 November 2021 and activate the card within 30 days of card approval. / HK$400 Apple Store Gift Card
      Up to HK$4,000 Welcome Rewards
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • To be eligible for MoneyHero Top-Up Exclusive Offer - Up to HK$1,200 Apple Store Gift Card, please apply for BEA World Mastercard and BEA i-Titanium Card by clicking the “Apply Now” buttons on MoneyHero Website and apply for dual credit cards on BEA website. Once you submit dual card application, please apply for BEA UnionPay Dual Currency Card via MoneyHer on the same day by clicking the “Apply Now” button.
      • Note down your application reference number for reference. Upload all required documents when you apply for the card to facilitate the approval process.
      • If you have concerns regarding the redemption process, please refer to this article.
  • Personalized Card Rewards to Match Your Needs
    • BEA Mileage Reward
      • HK$5 spending = 1 Mile (1.6X Bonus Point)
    • BEA Bonus Points Reward
      • Unlimited 2.4% rebate on local dining including food delivery platform
      • Unlimited 2.4% rebate on overseas transactions including online purchases
    • Turn Bonus Points into Cash Rebate with Mobile App
      • Offset your transactions with Bonus Points via Mastercard Pay with Rewards, disregard your choice on mileage reward or dining reward.
  • Enjoy Daily and Travelling Privileges 
    • Extra 10% Rebate on BEA Days - Mobile Payment Spending (Local bakeries/fast-food restaurants/coffee shops spending: 2.4% cash rebate + extra 10% BEA Days rebate)
      • Applicable to purchases at local bakeries/fast-food restaurants/coffee shops through Apple Pay/Google Pay after registration
      • Cardholders whose monthly retail spending reach HK$2,000 will be entitled to 10% cash rebate on the designated mobile payments purchases
    • Sit Back and Relax with Airport Transfer Limousine Service
      • Enjoy airport transfer limousine service at discounted price HK$350 per trip (only applies to the first 6 trips in each calendar year)
    • Various Mastercard® Airport Experiences
      • Access to over 1,000 airport lounges worldwide (A US$32 service fee will be charged for each visit per person)
      • Up to 15% off on dining, shopping and spa offers
  • First year annual fee waiver

Need to know

  • The welcome gift & MoneyHero Exclusive Offer are only available to customers who have not held a principal BEA Credit Card in the 6 months prior to the application submission date.
  • Cash Rebate Limit
    • 10% rebate on BEA Days - Mobile Payment spending is capped at a maximum rebate of HK$100 in each calendar month. (Spend HK$1,000 on the designated mobile payment transactions would reach the cap limit.)
  • Transaction made at supermarkets, travel agencies, and to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points

Year-round rewards

Local Spending
2.4%
Overseas Spending
2.4%
Dining Spending
2.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$120,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount
Late payment charge
HK$/CNY350 or the minimum payment due, whichever is lower
Retail Purchase APR
36.43%
Cash Advance APR
39.38%
Interest Free Repayment Period
56 days

Other information

Credit card type
World Mastercard

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