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BOC Cheers Visa Signature Card

BOC Cheers Visa Signature Card

The BOC Cheers Visa Signature Card offers a first-year annual fee waiver and dining/travel spending as low as HK$1.9 per mile or 3.2% cashback. Meeting specified spending amounts per quarter allows for two complimentary airport lounge visits, with the added perk of bringing a guest along to the lounge.
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Highlights

Air Miles Conversion Fee
Waived
Airmiles Dining
$ 1.9  per mile
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Airmiles Travel
$ 1.9  per mile
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Cashback Dining
3.2  %
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Offer Available
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
Welcome Offer
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
Welcome Offer:New Credit Card Applicants can enjoy, 225,000 Gift Points (equivalent to HK$900 cash rebate/15,000 miles) by spending HK$12,000 or above the next two months of card issuance; Holding Private Wealth or Wealth Management Account can enjoy extra 75,000 Gift Points (equivalent to HK$300 cash rebate/5,000 miles)

Things to consider

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Dining rebate

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Airport lounge

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Welcome offer: Air miles

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Annual Fee waiver

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Benefits

Cashback

flight
Cashback Overseas
3.2  %
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restaurant
Cashback Dining
3.2  %
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Airmiles

restaurant
Airmiles Dining
$ 1.9  per mile
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luggage
Airmiles Travel
$ 1.9  per mile
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Additional Benefits

airlines
Airport Lounge Access
2  times
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More Info

Cash rebate conversion
  • Up to 8X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2023), equivalent to 3.2% Cash Rebate (Monthly Capped at 150,000 Points, equivalent to HK$600 Cash Rebate)
  • Basic Cash Rebate conversion rate : 250 Points = HK$1
Airmile rebate conversion
  • Up to 8X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2023), equivalent to $1.9/ miles (Monthly Capped at 150,000 Points, equivalent to 10,000 miles)
  • Basic conversion rate : 15 Points = 1 Miles
    Conversion partner : CX Asia Miles, China Eastern Airline - Eastern Miles, Air China - Phoenix Miles
  • Miles conversion fee waived

Enjoy first year fee waiver for the main card, and perpetual annual fee waiver for additional cards. Annual fee will be waived for main cardholders holding a BOC Private Banking, Private Wealth or Wealth Management account

Other things to note
  • Applicants who are existing main cardholders of BOC Credit Card, and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
  • The Gift Points cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
  • Terms and conditions apply,please refer to the www.bochk.com/s/a/cheerscard

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Eligibility

Eligibility

Min. Annual Income
HK$ 150,000
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Fees / Repayment

Fees

Annual Fee
HK$ 2,000
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$230 or the summation of item (i) to (iv) (whichever is higher). (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment amount from previous monthly statement (where applicable); (iii) total of over-limit amount (where applicable) (excluding items (i) and (ii) above); and (iv) 1% of the remaining principal balance (excluding items from (i) to (iii) above).
Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement, whichever is lower; and a maximum of HK$280)
Retail Purchase APR
35.7  %
Cash Advance APR
35.31  %
Interest Free Period
56  days
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Others

Association

VISA

Tags

BOC Cheers Visa Signature Card BOC Cheers Visa Signature Card