BOC Cheers Visa Signature Card

BOC Cheers Visa Signature Card

The BOC Cheers Visa Signature Card offers a first-year annual fee waiver and dining/travel spending as low as HK$1.9 per mile or 3.2% cashback. Meeting specified spending amounts per quarter allows for two complimentary airport lounge visits, with the added perk of bringing a guest along to the lounge.
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Highlights

Airmiles Dining
$ 1.9  per mile
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Airmiles Travel
$ 1.9  per mile
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Cashback Overseas
3.2  %
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Cashback Dining
3.2  %
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Offer Available
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
Welcome Offer
300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
Welcome Offer:New Credit Card Applicants can enjoy, 225,000 Gift Points (equivalent to HK$900 cash rebate/15,000 miles) by spending HK$12,000 or above the next two months of card issuance; Holding Private Wealth or Wealth Management Account can enjoy extra 75,000 Gift Points (equivalent to HK$300 cash rebate/5,000 miles)

Things to consider

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Dining rebate

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Oversea rebate

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Airport lounge

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Welcome offer: Air miles

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Benefits

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Quick Facts

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Eligibility

Eligibility

Min. Annual Income
HK$ 150,000
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Fees / Repayment

Fees

Annual Fee
HK$ 2,000
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$230 or the summation of item (i) to (iv) (whichever is higher). (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment amount from previous monthly statement (where applicable); (iii) total of over-limit amount (where applicable) (excluding items (i) and (ii) above); and (iv) 1% of the remaining principal balance (excluding items from (i) to (iii) above).
Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement, whichever is lower; and a maximum of HK$280)
Retail Purchase APR
35.7  %
Cash Advance APR
35.31  %
Interest Free Period
56  days
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Others

Association

VISA

BOC Cheers Visa Signature Card BOC Cheers Visa Signature Card