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BOC Chill Card

BOC Chill Card

The BOC Chill Card comes with a permanent annual fee waiver and doesn't require income proof for students applying. It offers up to 10% cashback at selected merchants, including all cinemas in Hong Kong, Netflix, McDonald's, and more. Additionally, it provides 5% cashback for overseas spending, online purchases, and mobile payments, with a monthly cashback cap of HK$150.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Cashback Local Online Shopping
5  %
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Cashback Overseas
5  %
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Cashback Contactless Spend
5  %
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Cashback Local
10  %
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Offer Available
HK$500 Cash Rebate
Welcome Offer
HK$500 Cash Rebate

Welcome Offer - HK$500 Cash Rebate for new BOC Credit Card customers

  • Accumulate spending of HK$5,000 or above within the first month and following two calendar months of card issuance can enjoy HK$500 Cash Rebate

Things to consider

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Local spending rebate

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Online shopping rebate

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Mobile contactless rebate

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No Annual Fee

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Benefits

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Cashback Local Online Shopping
5  %
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flight
Cashback Overseas
5  %
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contactless
Cashback Contactless Spend
5  %
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Cashback Local
10  %
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Eligibility

Eligibility

Min. Annual Income
HK$ 150,000
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Fees / Repayment

Fees

Annual Fee Waiver
Perpetual
Annual Fee
Perpetual annual fee waiver
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
HK$230 or the summation of item (i) to (iv) (whichever is higher). (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment amount from previous monthly statement (where applicable); (iii) total of over-limit amount (where applicable) (excluding items (i) and (ii) above); and (iv) 1% of the remaining principal balance (excluding items from (i) to (iii) above).
Late Payment Charge
5% of the minimum payment amount (subject to a minimum of HK$230 or equivalent to the minimum payment amount of your last statement, whichever is lower; and a maximum of HK$280)
Retail Purchase APR
35.7  %
Cash Advance APR
35.31  %
Interest Free Period
56  days
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Others

Association

Mastercard

Tags

BOC Chill Card BOC Chill Card

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