Citi PremierMiles Card

Citi PremierMiles Card

The Citi PremierMiles Credit Card allows points to be redeemed for over 11 airline mileage programs. Cardholders can enjoy complimentary airport lounge access and travel insurance, with overseas spending available for as low as HK$3 per mile conversion. Despite offering numerous rewards, the annual income requirement is only HK$120,000!
Highlights
Benefits
Quick Facts
More Info
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Eligibility
Fees
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Citi PremierMiles Card Highlights

Airport Lounge Access
12  times
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Air Miles Conversion Fee
Waived
Airmiles Local
HK$ 3.8  per mile
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Airmiles Overseas
HK$ 3  per mile
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2 Offers Available
HK$2,000 Apple Store Gift Card
MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card

+ 5 other gift options

MoneyHero's Exclusive Limited-Time Offer: 

New Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) can get MoneyHero Exclusive reward with HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher / CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour) / PHILIPS ADD6920 RO Water Dispenser (valued at HK$4,288) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / LOJEL Cubo Small Luggage (valued at HK$2,800, random colour).

Requirements

  • From 27 February 2026 6 pm till 31 March 2026 6 pm: Successfully apply for the designated Citibank Credit Card(s) by new Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
  • On or before 30 April 2026: The card must be approved by Citibank  
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
  • Designated Cards include Citi Octopus Platinum Card, Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

  • Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer. 

Up to HK$500 cash rebate
100% Cash Rebate on Finance Charges
Up to HK$500 cash rebate

New customers who successfully apply for and are approved for an eligible Citi Credit Card during the promotion period can enjoy 100% cash rebate on finance charges posted to the first 3 statements, up to HK$500. 

Promotion Period: 3 March 2026 – 31 May 2026

  • 100% cash rebate on eligible finance charges from the first 3 statements after card approval (capped at HK$500).
  • Applicable to new customers who currently do not hold any Citi principal card and have not held or cancelled any Citi principal card in the past 12 months. Application must be submitted through designated channels and approved within the promotion period. Student applications are not eligible.
  • Important Notes:
    • Finance charges from cash advances and installment programs are excluded. The cash rebate will be credited to the eligible card account on or before 31 October 2026, and the card account must remain valid and in good standing.
  • Terms and conditions apply.

Things to consider

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High-priced welcome gifts

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Airport lounge

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Travel insurance

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Purchase protection

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Citi PremierMiles Card Benefits

Cashback

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Cashback Local
0.73  %
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flight
Cashback Overseas
1.95  %
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Cashback Overseas Online Shopping
1.5  %
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Airmiles

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Airmiles Local
HK$ 3.8  per mile
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flight
Airmiles Overseas
HK$ 3  per mile
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Airmiles Overseas Online Shopping
$ 3  per mile
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luggage
Airmiles Travel
$ 3  per mile
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Airmiles Digital Wallet
$ 8  per mile

Additional Benefits

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Airport Lounge Access
12  times
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Complimentary Travel Insurance
Yes
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Citi PremierMiles Card More Info

  • Suitable for customers who have large amount of overseas/foreign currency spending
  • Points will never expire. No service charge for mileage conversion. 
  • Up to 12 times complimentary access to airport lounges for every calendar year
    • Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit
  • Free Travel Insurance
    • Pay in full or redeem for flight tickets/accommodation/travel tours with the card, you and your family can enjoy free travel insurance
  • Purchase Protection
    • Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase

  • First year annual fee waiver

  • This MoneyHero Exclusive Offer does not apply to student cards
  • Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
  • When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$250 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.
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Citi PremierMiles Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 120,000
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Citi PremierMiles Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late Payment Charge
HK$ 300
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Retail Purchase APR
34.28  %
Cash Advance APR
35.81  %
Interest Free Period
58  days
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Citi PremierMiles Card Others Info

Association

Mastercard

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Citi PremierMiles Card Citi PremierMiles Card

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