TODO

Citi Prestige Card

Last Updated: Dec 2023
$
600,000

Min. Annual Income

0.8
%

Local Spending - Cashback Rate

(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
1.2
%

Overseas Spending - Cashback Rate

(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
Complimentary 4th night at any hotel; Pay annual fee of HK$3,800 to receive 360,000 Points every year from the second year onwards, equivalent to 30,000 Asia Miles
Extended purchase protection insurance, free travel insurance
Digital Wallet Rebate
Free Travel Insurance
Utilities Wallet Rebate
Airport Lounge
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Limited-Time Exclusive Offer

    • New Citi Credit Card Customers receive Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (Random Color; valued at HK$4,280) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499) / BRUNO BOE053 Oval Hot Plate (Random Color; valued at HK$1,599) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero when they spend a designated amount and fulfill the following requirements:
    Important Dates Requirements
    From 30 November 2023 6 p.m. to 2 January 2024 6 p.m. New Citi Credit Card Customers who successfully apply for the Designated Card via MoneyHero.
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    On or before 1 February 2024 The card must be approved by Citibank. You are required to activate the card.
    Within 30 days upon card approval Make a minimum spend of HK$2,000 with the card (PayMe top-up/Alipay/WeChat Pay included)
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure reward eligibility
      • Note down your application reference number shown on the application completion page for reference (e.g. ABC123456789).
      • You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card; not applicable to student cards.
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Points will never expire
    • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
    • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
    • Pay annual fee of HK$3,800 to receive 360,000 Points every year from the second year onwards, equivalent to 30,000 Asia Miles
    • Points can redeem cash rebate, vouchers, gifts and airmiles
  • Complimentary 4th night at any hotel
    • Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation
  • One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages
  • Free travel insurance
    • Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
  • Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more
  • 【MoneyHero x Deliveroo Special Offer】Apply for a credit card through MoneyHero and enjoy a 6-month Deliveroo Plus Silver membership for FREE, whether your credit card application is approved or not! Receive the redemption promo code two weeks after your application.

      Benefits for Deliveroo Plus Silver Member:

      • Unlimited free delivery : free delivery on all orders over HK$250
      • Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!
      • Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup

    More details

Need to know

  • This MoneyHero Exclusive Offer does not apply to student cards
  • Annual fee of HK$3,800 must be paid.
  • MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

Year-round rewards

Local Spending
0.8%
(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
Overseas Spending
1.2%
(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
Digital Wallet Spending
N/A
Octopus Top Up Spending
1%

Year-round benefits

OFFER 1
Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$600,000

Fees

Annual fee
HK$3,800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late payment charge
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower
Retail Purchase APR
34.28%
Cash Advance APR
35.81%
Interest Free Repayment Period
58 days

Other information

Credit card type
Mastercard

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