Citi Rewards Card

Citi Rewards Card

The Citi Rewards Card offers a first-year annual fee waiver, and students are eligible to apply. It provides 5X points for mobile payments and 3X points for contactless payments. Points can be converted to miles, where mobile payments yield HK$3 per mile and contactless payments yield HK$5 per mile, and the points have no expiration date.
Airmiles Local
$ 3  per mile
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Cashback Local
1.85  %
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Cashback Contactless Spend
1.85  %
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Airmiles Overseas
$ 15  per mile
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Offer Available
HK$1,600 Cash Rebate
MoneyHero Exclusive Offer
HK$1,600 Cash Rebate

New Citibank Customers can get MoneyHero Exclusive reward with HK$1,600 Cash Rebate by following below requirements:

Requirements

  • From 3 May 2024 12 noon till 3 June 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 2 July 2024: The card must be approved by Citibank
  • Within first 3 months after card approval: Have accumulated eligible transactions of HK$8,000 + at least 1 approval transaction per month

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application
  • If you have any concerns, please refer to the Terms and Conditions
  • New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card
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Citi Rewards Card Benefits

Cashback

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Cashback Base Rate
0.4  %
location_on
Cashback Local
1.85  %
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flight
Cashback Overseas
0.4  %
shopping_bag
Cashback Local Online Shopping
0.4  %
shopping_bag
Cashback Overseas Online Shopping
0.4  %
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Cashback Digital Wallet
0.4  %
contactless
Cashback Contactless Spend
1.85  %
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Cashback Octopus Top Up Spending
0.4  %

Airmiles

credit_card
Airmiles Base Rate
$ 15  per mile
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location_on
Airmiles Local
$ 3  per mile
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flight
Airmiles Overseas
$ 15  per mile
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shopping_bag
Airmiles Local Online Shopping
$ 15  per mile
shopping_bag
Airmiles Overseas Online Shopping
$ 15  per mile
Airmiles Digital Wallet
$ 15  per mile
  • Rewards Points
    • Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
    • Enjoy 3X Points for all Mastercard contactless and payWave transactions.
  • First year annual fee waiver
  • Other things to note
    • This MoneyHero Exclusive Offer does not apply to student cards
    • Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
    • Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 120,000

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late Payment Charge
HK$ 300
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Retail Purchase APR
34.28  %
Cash Advance APR
35.81  %
Interest Free Period
58  days

Association

Mastercard

Tags

Citi Rewards Card Citi Rewards Card