訂閱電郵
你訂閱咗未?立即輸入電郵!
你將會獲得:
✅最新優惠(包括限時獨家優惠)
✅定期追蹤貸款產品消息
✅理財小tips

本人同意 條款及細則 以及同意按 私隱政策 接受推廣資訊。

同意訂閱
訂閱成功!準備隨時接收精彩理財熱話與金融產品優惠!
Citi The Club Credit Card

Citi The Club Credit Card

Citi The Club Credit Card offers a permanent annual fee waiver and rewards through Club Points. When using the card at HKT merchants and selected partner merchants, cardholders can earn up to 4% cashback, while other transactions accrue a 1% cashback. Cardholders also receive benefits such as priority concert ticket booking, accidental damage coverage for electronics, and travel insurance.
layers

Highlights

Cashback Dining
4  %
info
Cashback Online Food Delivery
4  %
info
Annual Fee
Perpetual Annual Fee Waiver
Cashback Local Online Shopping
4  %
info
Offer Available
6 Month Deliveroo Plus Silver Member
MoneyHero x Deliveroo Promotion
6 Month Deliveroo Plus Silver Member

[MoneyHero x Deliveroo Special Offer]

  • Apply for a credit card through MoneyHero and enjoy a 6-month Deliveroo Plus Silver membership for FREE, whether your credit card application is approved or not! Receive the redemption promo code two weeks after your application.More details
    • Benefits for Deliveroo Plus Silver Member:

    • Unlimited free delivery : free delivery on all orders over HK$250
    • Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!
    • Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup

    More Details

Things to consider

check

Travel insurance

check

Dining rebate

check

Food delivery

check

Concert ticketing

sentiment_satisfied

Benefits

Cashback

credit_card
Cashback Base Rate
1  %
info
location_on
Cashback Local
4  %
info
flight
Cashback Overseas
1  %
info
luggage
Cashback Travel
1  %
restaurant
Cashback Dining
4  %
info
orders
Cashback Online Food Delivery
4  %
info
shopping_bag
Cashback Local Online Shopping
4  %
info

Additional Benefits

carry_on_bag_checked
Complimentary Travel Insurance
Yes
info
manage_search

More Info

  • Earn up to 4% Spending Rebate at Designated HKT merchants and Designated Merchants

    • Designated HKT merchants include 1O1O/csl/NETVIGATOR/Now TV/Club Shopping
    • SpendHK$100 earn 20 Clubpoints = HK$4 spending rebate
    • Spending at Designated Merchants, earn up to 4% rebate in Clubpoints. 3% rebate in Clubpoints on eligible accumulated spending in designated merchants in Clubpoints is subject to a cap of 1,500 Clubpoints per statement cycle.
    • Spending at Club Shopping (https://shop.theclub.com.hk/ or The Club Platform), earn up to 3% plus 1% rebate in Clubpoints, 1% rebate in Clubpoints is subject to a cap of 500 Clubpoints per statement cycle.
    • Upon reaching the Clubpoints limit, cardholder can still enjoy 1% rebate in Clubpoints on eligible transactions.

  • Earn 1% Spending Rebate at Other Merchants with No Cap
    • Spend HK$100 earn 5 Clubpoints = HK$1 spending rebate
    • Any other eligible transactions with no minimum spending requirement

Other things to note

  • This MoneyHero Exclusive Offer does not apply to student cards
  • Retail Purchase APR:
    35.51% (2.67% per month) when you open your account and it will be reviewed from time to time. Citibank will not charge you a finance charge if you pay your statement balance in full by the due date each month, otherwise a finance charge will be charged on (i) the unpaid statement balance from the date of the previous statement on a daily basis until payment in full and (ii) the amount of each new transaction (entered into since the previous statement date) from the date of that new transaction on a daily basis until payment in full.

  • Cash Advance APR:
    39.72% (2.67% per month) (inclusive of cash advance fee) when you open your account and it will be reviewed from time to time. A finance charge will be charged on the amount of cash advance from the date of the transaction until payment in full.

rule_folder

Eligibility

Eligibility

Minimum Age
Over 18  years old
Min. Annual Income
HK$ 120,000
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
Permanent
Annual Fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.95  %
info

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card ""Quick Cash"" Installment Program and Terms and Conditions for Citi Credit Card ""Flexi-Installment"" Program) (where applicable)
Late Payment Charge
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower.
Retail Purchase APR
34.28  %
Cash Advance APR
35.81  %
Interest Free Period
58  days
grid_view

Others

Association

Mastercard

Citi The Club Credit Card Citi The Club Credit Card