CNCBI Motion Credit Card

Last Updated: Sept 2023
$
96,000

Min. Annual Income

6
%

Local Spending - Cashback Rate

on Dining, Online and Foreign Currency Spending
0.55
%

Overseas Spending - Cashback Rate

Welcome Offer 10% cash rebate on spending in Foreign Currencies; Summer Super Reward: Up to HK$10,800 Extra Cash Rebate on Foreign Currency Spending
Year round 6% cash rebate on Dining, Online and Foreign Currency Spending
Annual Fee Waiver
Utilities Wallet Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Time-limited Exclusive Offer - Delsey Air Armour 4 wheels Travel Suitcase 30" Blue (valued at HK$3,899; random color) / Marshall Emberton Bluetooth Speaker (valued at HK$1,499) / BRUNO Soymilk & Soup Blender (valued at HK$698) / HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

    • New CNCBI Credit Card Customers get rewarded with Delsey Air Armour 4 wheels Travel Suitcase 30" Blue (valued at HK$3,899; random color) / Marshall Emberton Bluetooth Speaker (valued at HK$1,499) / BRUNO Soymilk & Soup Blender (valued at HK$698) / HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

    Requirements

    Now till 3 October 2023 6 p.m. Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
    On or before 31 October 2023 The card must be approved by CNCBI.
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
      • Each customer is entitled to MoneyHero Time-limited Exclusive Offer once only.
      • Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
      • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Up to HK$12,400 cash rebate within the Promotion Period includes:

    • 10% cash rebate on spending in Foreign Currencies in the first 3 months "Spending Period" (maximum of HK$1,000 cash rebate),
    • Summer Super Reward: Extra 6% Cash Rebate on spending in Foreign Currencies (maximum of HK$10,800 cash rebate during the promotion period (from now till 31 Oct 2023)) and
    • Year-round 6% cash rebate on Dining, Online, and Foreign Currency Spending (maximum of HK$200 extra cash rebate in each month, up to HK$600 cash rebate within the spending period).
      • Please refer to www.cncbinternational.com/card_en for the offer details.
  • First year annual fee waiver

Need to know

  • Welcome Offer and MoneyHero Exclusive Offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

CASH REBATE
Local Spending
6%
Overseas Spending
0.55%
Online Shopping Spending (Overseas)
6%
Online Shopping Spending (Local)
6%
Octopus Top Up Spending
0.55%
Digital Wallet Spending
0.55%
Dining Spending
6%

Eligibility

Minimum Age
18 years old
Min. Annual Income
96000
<p>OR HK$50,000 Min. Bank Deposit</p>

Fees

Annual fee
HK$1,200
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late payment charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49%
Cash Advance APR
36.43%
Interest Free Repayment Period
57 days

Other information

Credit card type
Mastercard

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