CNCBI Motion Credit Card

Last Updated: May 2023
$
96,000

Min. Annual Income

6
%

Local Spending - Cashback Rate

on Dining, Online and Foreign Currency Spending
0.55
%

Overseas Spending - Cashback Rate

Amazing welcome offer to choose from up to 10% Cash Rebate on Foreign Currency or HK$700 Cash Rebate
Annual Fee Waiver
Utilities Wallet Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Time-limited Exclusive Offer - BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher

    • New CNCBI Credit Card Customers get rewarded with BRUNO Soymilk & Soup Blender (valued at HK$698) OR HK$500 Apple Store Gift Card OR HK$500 HKTVmall e-Gift Voucher by fulfilling the following requirements:

    Requirements

    From now till 31 May 2023 6 p.m. Successfully apply for designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
    On or before 30 June 2023 The card must be approved by CNCBI.
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
      • Each customer is entitled to MoneyHero Time-limited Exclusive Offer once only.
      • Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
      • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
      • Terms and Conditions apply.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Offer 1: Up to 16 % cash rebate includes 10% cash rebate on spending in Foreign Currencies in the first 3 months (maximum of HK$1,000 cash rebate) and year round 6% cash rebate on Dining, Online and Foreign Currency Spending (maximum of HK$200 extra cash rebate in each month).
  • Offer 2: Enjoy HK$700 Cash Rebate with the accumulated amount of HK$8,000 spent in retail transaction in the first 2 months
  • First year annual fee waiver

Need to know

  • Welcome Offer and MoneyHero Exclusive Offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
  • The year-round 6% cash rebate on dining, online and foreign currency Spending (maximum of extra HK$200 cash rebate per calendar month.)
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

CASH REBATE
Local Spending
6%
Overseas Spending
0.55%
Online Shopping Spending (Overseas)
6%
Online Shopping Spending (Local)
6%
Octopus Top Up Spending
0.55%
Digital Wallet Spending
0.55%
Dining Spending
6%

Eligibility

Minimum Age
18 years old
Min. Annual Income
96000
<p>OR HK$50,000 Min. Bank Deposit</p>

Fees

Annual fee
HK$1,200
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late payment charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49%
Cash Advance APR
36.43%
Interest Free Repayment Period
57 days

Other information

Credit card type
Mastercard

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