CNCBI Motion Credit Card
Last Updated: Sep 2021
$ 150,000
Min. Annual Income
0.55 %
Local Spending - Cashback Rate
0.55 %
Overseas Spending - Cashback Rate
Exclusive Offer
from MoneyHero
OFFER 1
MONSTER Persona ANC Headphones OR BRUNO Styling Handy Steamer OR HK$500 Apple Store Gift Card
  • From 23 August 2021 12:00 noon to 30 September 2021 06:00 p.m, new CNCBI Credit Card Customers who successfully apply for CNCBI Motion Credit Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Top-Up Offer - a set of MONSTER Persona ANC Headphones (worth HK$1,398; black) OR a BRUNO Styling Handy Steamer (worth HK$568; random colour) OR HK$500 Apple Store Gift Card.
  • The card must be approved by CNCBI on or before 31 October 2021.
  • Each customer is entitled to MoneyHero Exclusive Top-Up Offer once only. 
  • Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
  • Please send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification, to support@moneyhero.com.hk to receive the reward redemption form within 7 days of card approval. MoneyHero will verify your reward eligibility with CNCBI.
  • Once your application is verified by the bank as successful, we will inform you about the reward collection details by email in January 2022 at the earliest.
  • Terms and conditions apply.

Welcome Offers from China CITIC Bank International

  • OFFER 1
    Up to HK$1,000 Online Spending Cash Rebate
    • New cardmembers make online spending with the card to enjoy 10% Cash Rebate on Eligible Online Spending made per calendar month within the first 12 months of Card issuance (“Spending Period”)
    • Each new cardmember is entitled to a maximum of HK$1,000 Online Spending Cash Rebate within the Spending Period. Cash Rebate will be credited to cardmember’s designated credit card account within 3 months after each calendar month’s spending period
    • No minimum spending requirement
    • Promotion period is valid from 1 April to 30 September 2021.
  • OFFER 2
    HK$900 Times Square Gift Card (Redeem before meeting spending requirement upon successful card approval)
    • New cardmembers are entitled to HK$900 Times Square Gift Card upon accumulating eligible transactions with the total net amount of HK$8,000 below within first 3 months from the date of card issuance, which the credit card should be approved on or before 31 October 2021.
    • Promotion period is valid from 1 August to 30 September 2021.
  • OFFER 3
    Up to HK$800 Cash Rebate
    • New cardmembers are entitled to HK$400 Cash Rebate upon accumulating eligible transactions with the total net amount of HK$5,000 - HK$8,000 below within spending period.
    • New cardmembers are entitled to HK$800 Cash Rebate upon accumulating eligible transactions with the total net amount of HK$8,000 or above within spending period.
    • Promotion period is valid from 1 April to 30 September 2021.
Up to 5% Cash Rebate on Online Spending; enjoy up to 2.5% p.a. Bonus Preferential Savings Rate when you spend a designated amount with the card; First year annual fee waiver
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
Annual Fee Waiver
Utilities Wallet Rebate

Great for

  • MoneyHero Exclusive Top-Up Offer - MONSTER Persona ANC Headphones OR BRUNO BOE076 Styling Handy Steamer OR HK$500 Apple Store Gift Card
    • New CNCBI Credit Card Customers get rewarded with a set of MONSTER Persona ANC Headphones (worth HK$1,398; black) OR a BRUNO BOE076 Styling Handy Steamer (worth HK$568; random colour) OR HK$500 Apple Store Gift Card by fulfilling the following requirements:
    Important Dates Requirements
    23 August 2021 12:00 noon to 30 September 2021 06:00 p.m Successfully apply for designated CNCBI Credit Card(s) via MoneyHero
    On or before 31 October 2021 The card must be approved by CNCBI.
    Within 7 days of card approval Send an email with (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk for receiving reward redemption form
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CNCBI GBA Dual Currency Credit Card, CNCBI Motion Credit Card, and CNCBI VISA Platinum Credit Card.
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Welcome Offers
    Requirements Welcome Offers
    (Choose 1 from 3)
    Option 1: Up to HK$1,000 Online Spending Cash Rebate Up to HK$1,000 Online Spending Cash Rebate
    Upon first 12 months of card issuance ("Spending Period"): 
    • Make online spending with the card to enjoy 10% Cash Rebate on Eligible Online Spending per calendar month
    • A maximum of HK$1,000 Cash Rebate is entitled within the Spending Period
    • No minimum spending requirement
     
    Option 2: HK$900 Times Square Gift Card (Redeem before meeting spending requirement upon successful card approval) HK$900 Times Square Gift Card
    • New Cardmembers who accumulate eligible spending of HK$8,000 or above within first 3 months from the date of card issuance, which the credit card should be approved on or before 31 October 2021.
     
    Option 3: Up to HK$800 Cash Rebate Up to HK$800 Cash Rebate
    • Accumulate eligible transactions with the total net amount of HK$5,000 - HK$8,000 below within Spending Period
    HK$400 Cash Rebate
    • Accumulate eligible transactions with the total net amount of HK$8,000 or above within Spending Period
    HK$800 Cash Rebate

    Spend & Save Offer - Up to 2.5% p.a. Savings Rate upon successful application of CNCBI Motion Credit Card and open HKD Savings Account via inMotion

    • Cardmembers spend HK$5,000 or above monthly with CNCBI Motion Credit Card within the spending period are entitled to up to 2.5% p.a. Bonus Preferential Savings Rate (capped at HK$500,000 deposit).
    • Note: 2.5% p.a. Preferential Savings Rate includes MONOPOLY Deposit Bonus Interest Rate of 1.5% p.a. and CNCBI Motion Credit Card Spend and Save Offer of 1% p.a. Deposit Bonus Interest Rate. Customer needs to meet designated requirement in order to enjoy up to 2.5% p.a. Preferential Savings Rate during the promotion period.
    • Only applicable to New Customer who applies CNCBI Motion Credit Card as a principal cardmembers whose application is submitted during the Promotion Period and approved on or before 31 October 2021, and successfully open the HKD Savings Account during the Promotion Period at the same time.
  • Up to 5% Cash Rebate on Online Spending (HK$20 = HK$1 Cash Rebate)
  • First year annual fee waiver

Need to know

  • Welcome Offers and MoneyHero Exclusive Offer are not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember). Spend and Save offer is not applicable to the customer who has maintained any credit card, current, savings, time deposits, securities or investment accounts (either in sole name or joint name account) with the Bank within the preceding 12 months before the application date.
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.

Year-round rewards

CASH REBATE
Local Spending
0.55%
Overseas Spending
0.55%
Online Shopping Spending (Overseas)
5%
Online Shopping Spending (Local)
5%
Octopus Top Up Spending
0.55%
Digital Wallet Spending
0.55%
Dining Spending
0.55%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
HK$1,200
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late payment charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49%
Cash Advance APR
36.43%
Interest Free Repayment Period
57 days

Other information

Credit card type
Mastercard

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