CNCBI Motion Credit Card

Last Updated: Dec 2023
$
90,000

Min. Annual Income

6
%

Local Spending - Cashback Rate

on Dining, Online and Foreign Currency Spending
6
%

Overseas Spending - Cashback Rate

Welcome Offer 10% cash rebate on spending in Foreign Currencies
Year round 6% cash rebate on Dining, Online and Foreign Currency Spending
Annual Fee Waiver
Utilities Wallet Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Exclusive Offer

    • New CNCBI Credit Card Customers get rewarded with Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280; random color) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499; random color) / Nintendo Switch (OLED model) (valued at HK$2,680; random color) / AirPods Pro 2 (valued at HK$1,849) / HK$1,500 Apple Gift Card or HKTVmall e-Voucher

    Requirements

    24 November 2023 6 p.m. till 20 December 2023 6 p.m. Successfully apply for the designated CNCBI Credit Card(s) and submitted redemption form via MoneyHero
    On or before 20 January 2024 The card must be approved by CNCBI.
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
      • Not applicable to any credit card applicant who currently holds or held any other CNCBI Credit Cards issued by the Bank in the 12-month immediately preceding the relevant application for the credit card (excluding supplementary cardmember).
      • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Choose 1 from 2 up to HK$1,600 cash rebate within the Promotion Period includes:

    • 10% cash rebate on spending in Foreign Currencies in the first 3 months "Spending Period" (maximum of HK$1,000 cash rebate). Year-round 6% cash rebate on Dining, Online, and Foreign Currency Spending (maximum of HK$200 extra cash rebate in each month, up to HK$600 cash rebate within the spending period).
    • Or new Cardmembers who make retail transaction with CNCBI Motion Credit Card with the accumulated amount of HK$8,000 in the first 2 months starting from the card issuance month can enjoy HK$700 Cash Rebate.
      • Please refer to www.cncbinternational.com/card_en for the offer details.
  • First year annual fee waiver
  • [MoneyHero x Deliveroo Special Offer]

    Apply for a credit card through MoneyHero and enjoy a 6-month Deliveroo Plus Silver membership for FREE, whether your credit card application is approved or not! Receive the redemption promo code two weeks after your application.

      • Benefits for Deliveroo Plus Silver Member:
        • Unlimited free delivery : free delivery on all orders over HK$250
        • Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!
        • Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup
        • More details

Need to know

  • Welcome Offer and MoneyHero Exclusive Offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
  • Year round 6% cash rebate on online, dining and foreign currency transactions (maximum of HK$200 extra cash rebate in each month.)
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

CASH REBATE
Local Spending
6%
Overseas Spending
6%
Online Shopping Spending (Overseas)
6%
Online Shopping Spending (Local)
6%
Dining Spending
6%

Eligibility

Minimum Age
18 years old
Min. Annual Income
90000
<p>OR HK$50,000 Min. Bank Deposit</p>

Fees

Annual fee
HK$1,200
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late payment charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49%
Cash Advance APR
36.43%
Interest Free Repayment Period
57 days

Other information

Credit card type
Mastercard

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