CNCBI Motion Credit Card

CNCBI Motion Credit Card

The CNCBI Motion Credit Card offers up to 6% cashback on online shopping and dining, with a monthly cashback cap of HK$200, making it suitable for small transactions. The CNCBI Motion Credit Card also comes with a first-year annual fee waiver and a welcome offer of up to 10% cashback.
Highlights
Benefits
Quick Facts
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Eligibility
Fees
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CNCBI Motion Credit Card Highlights

Cashback Overseas
10  %
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Cashback Overseas Online Shopping
6  %
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Cashback Local Online Shopping
6  %
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Cashback Dining
6  %
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Offer Available
10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate)
Welcome Offer (choose 1 out of 2)
10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate)

+ 1 other gift options

From now till 30 June 2026, new credit card customers who successfully apply for the CNCBI Motion Credit Card can enjoy the following welcome offers (choose 1 out of 2):

  • 10% Cash Rebate on spending in foreign currencies
    New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the CNCBI Motion Credit Card in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate! ;or
  • HK$600 Cash Rebate
    New Cardmembers who make retail transaction3 with CNCBI Motion Credit Card with the accumulated amount of HK$6,000 in the first 2 months starting from the card issuance date can enjoy HK$600 Cash Rebate.

Please refer to CNCBI Motion Credit Card page for the offer details

Things to consider

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Dining rebate

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Online shopping rebate

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Annual Fee waiver

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CNCBI Motion Credit Card Benefits

Cashback

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Cashback Base Rate
0.4  %
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Cashback Local
0.4  %
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Cashback Overseas
10  %
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restaurant
Cashback Dining
6  %
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Cashback Local Online Shopping
6  %
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Cashback Overseas Online Shopping
6  %
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Cashback Digital Wallet
0.4  %
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CNCBI Motion Credit Card More Info

  • First year annual fee waiver 
  • Welcome Offer Option 1: 10% Cash Rebate on spending in foreign currencies
    New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the CNCBI Motion Credit Card in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate!
  • Welcome Offer Option 2: Enjoy HK$600 Cash Rebate
    New credit card customers who accumulate HK$6,000 or above in retail spending within the first 2 months from the card issuance date (“Spending Period”) with the CNCBI Motion Credit Card will be entitled to HK$600 cash rebate.
  • 6% Cash Rebate on dining and online spending all year round
  • 6% cash rebate on dining and online spending up to extra HK$200 Cash Rebate per month. (Required to make accumulated eligible retail transaction of HK$3,800 of the month)
  • Other things to note:
    • Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!
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CNCBI Motion Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000
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CNCBI Motion Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late Payment Charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49  %
Cash Advance APR
34.79  %
Interest Free Period
57  days
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CNCBI Motion Credit Card Other Info

Association

Mastercard

Tags

CNCBI Motion Credit Card CNCBI Motion Credit Card

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