CNCBI Motion Credit Card

CNCBI Motion Credit Card

The CNCBI Motion Credit Card offers up to 6% cashback on online shopping and dining, with a monthly cashback cap of HK$200, making it suitable for small transactions. The CNCBI Motion Credit Card also comes with a first-year annual fee waiver and a welcome offer of up to 10% cashback.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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CNCBI Motion Credit Card Highlights

Cashback Overseas
10  %
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Cashback Overseas Online Shopping
6  %
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Cashback Local Online Shopping
6  %
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Cashback Dining
6  %
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2 Offers Available
HK$500 Apple Store Gift Card
Money Hero Exclusive Offer
HK$500 Apple Store Gift Card HK$500 Apple Store Gift Card

+ 4 other gift options

New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to HK$500 Apple Store Gift Card / HK$500 Wellcome Shopping Voucher / HK$500 Cash Rebate (Deposited via FPS Account) / SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random color) / JBL Soundgear Sense True Wireless Open-Ear Headphones (valued at HK$899). 

Requirements

  • Valid until 1 December 2025 6pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
  • On or before 1 January 2026: The designated card must be approved by CNCBI.
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
  • Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application

  • Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.

  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate)
Welcome Offer (choose 1 out of 2)
10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate)

+ 1 other gift options

From now till 31 December 2025, new credit card customers who successfully apply for the CNCBI Motion Credit Card can enjoy the following welcome offers (choose 1 out of 2):

  • 10% Cash Rebate on spending in foreign currencies
    New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the CNCBI Motion Credit Card in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate! ;or
  • HK$600 Cash Rebate
    New Cardmembers who make retail transaction3 with CNCBI Motion Credit Card with the accumulated amount of HK$6,000 in the first 2 months starting from the card issuance date can enjoy HK$600 Cash Rebate.

Please refer to CNCBI Motion Credit Card page for the offer details

Things to consider

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Dining rebate

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Online shopping rebate

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Annual Fee waiver

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CNCBI Motion Credit Card Benefits

Cashback

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Cashback Base Rate
0.4  %
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Cashback Local
0.4  %
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flight
Cashback Overseas
10  %
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restaurant
Cashback Dining
6  %
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shopping_bag
Cashback Local Online Shopping
6  %
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Cashback Overseas Online Shopping
6  %
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Cashback Digital Wallet
0.4  %
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CNCBI Motion Credit Card More Info

  • First year annual fee waiver 
  • 10% Cash Rebate on spending in foreign currencies
    New Cardmembers can enjoy 10% Cash Rebate on spending in foreign currencies made with the CNCBI Motion Credit Card in the first 3 months starting from the card issuance date (“Spending Period”), subject to a maximum of HK$1,000 Cash Rebate!
  • 6% Cash Rebate on dining and online spending all year round
  • 6% cash rebate on dining and online spending up to extra HK$200 Cash Rebate per month. (Required to make accumulated eligible retail transaction of HK$3,800 of the month)
  • Other things to note:
    • Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!
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CNCBI Motion Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000
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CNCBI Motion Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late Payment Charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49  %
Cash Advance APR
34.79  %
Interest Free Period
57  days
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CNCBI Motion Credit Card Other Info

Association

Mastercard

Tags

CNCBI Motion Credit Card CNCBI Motion Credit Card

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