CNCBI Motion Credit Card

CNCBI Motion Credit Card

The CNCBI Motion Credit Card offers up to 6% cashback on online shopping and dining, with a monthly cashback cap of HK$200, making it suitable for small transactions. The CNCBI Motion Credit Card also comes with a first-year annual fee waiver and a welcome offer of up to 10% cashback.
Cashback Overseas
10  %
info
Cashback Overseas Online Shopping
6  %
info
Cashback Local Online Shopping
6  %
info
Cashback Dining
6  %
info

Things to consider

check

Dining rebate

check

Online shopping rebate

check

No foreign txn fee

check

Annual Fee waiver

sentiment_satisfied

CNCBI Motion Credit Card Benefits

Cashback

credit_card
Cashback Base Rate
0.5  %
info
location_on
Cashback Local
0.5  %
info
flight
Cashback Overseas
10  %
info
restaurant
Cashback Dining
6  %
info
shopping_bag
Cashback Local Online Shopping
6  %
info
shopping_bag
Cashback Overseas Online Shopping
6  %
info
account_balance_wallet
Cashback Digital Wallet
0.5  %

First year annual fee waiver

Other things to note

  • Welcome Offer and MoneyHero Exclusive Offer are not applicable to any Cardmember who currently holds or have cancelled any CNCBI credit cards (excluding supplementary Cardmember) issued by the Bank in the 12-month immediately preceding the relevant application for the credit card.
  • Year round 6% cash rebate on online and dining transactions from 1 January 2024 till 31 December 2024 (maximum of HK$200 extra cash rebate in each month.)

  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/credit-card/en/tc.html.

  • Reminder: To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000
info

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,200
info
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late Payment Charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49  %
Cash Advance APR
34.79  %
Interest Free Period
57  days

Association

Mastercard

CNCBI Motion Credit Card CNCBI Motion Credit Card