CNCBI Motion Credit Card

CNCBI Motion Credit Card

The CNCBI Motion Credit Card offers up to 6% cashback on online shopping and dining, with a monthly cashback cap of HK$200, making it suitable for small transactions. The CNCBI Motion Credit Card also comes with a first-year annual fee waiver and a welcome offer of up to 10% cashback.
Highlights
Benefits
Quick Facts
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Eligibility
Fees
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CNCBI Motion Credit Card Highlights

Cashback Overseas
10  %
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Cashback Overseas Online Shopping
6  %
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Cashback Local Online Shopping
6  %
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Cashback Dining
6  %
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Offer Available
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) 
MoneyHero Exclusive Welcome Gift
Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) 

+ 6 other gift options

MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour)  / Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) / Marshall Major IV headphones (valued at HK$1,299; random color) / HK$700 Apple Store Gift Card / HK$700 Wellcome Shopping Voucher / HK$700 Trip.com Gift Card / HK$600 Cash Rebate (Deposited via FPS Account)

Requirements

  • Valid until 31 July 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
  • On or before 31 August 2025: The designated card must be approved by CNCBI.
  • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
  • Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application

  • Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.

  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

Things to consider

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Dining rebate

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Online shopping rebate

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Annual Fee waiver

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CNCBI Motion Credit Card Benefits

Cashback

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Cashback Base Rate
0.4  %
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Cashback Local
0.4  %
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flight
Cashback Overseas
10  %
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restaurant
Cashback Dining
6  %
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shopping_bag
Cashback Local Online Shopping
6  %
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Cashback Overseas Online Shopping
6  %
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Cashback Digital Wallet
0.4  %
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CNCBI Motion Credit Card More Info

  • First year annual fee waiver
  • 6% Cash Rebate on dining and online spending all year round
  • From 1 January till 30 June 2025, Motion Credit Cardmembers can earn 6% cash rebate on dining and online spending all year round, up to extra HK$200 Cash Rebate per month. (Required to make accumulated eligible retail transactions of HK$3,800 of the month)
  • Other things to note:
    • Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
  • Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html.
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!
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CNCBI Motion Credit Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
HK$ 96,000
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CNCBI Motion Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 1,800
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Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment Due is HK$250).
Late Payment Charge
HK$300 or amount equal to the Minimum Payment Due, whichever is lower.
Retail Purchase APR
34.49  %
Cash Advance APR
34.79  %
Interest Free Period
57  days
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CNCBI Motion Credit Card Other Info

Association

Mastercard

Tags

CNCBI Motion Credit Card CNCBI Motion Credit Card

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