TODO
DBS COMPASS VISA Platinum
Last Updated: Jan 2023
$
100,000
Min. Annual Income
1
%
Local Spending - Cashback Rate
on local designated stores spending
Local non-designated stores spending: 0.4% cashback
0.4
%
Overseas Spending - Cashback Rate
on overseas spending
Overseas spending: 0.4% cashback
Exclusive Offer
from MoneyHero
OFFER 1
HK$200 supermarket coupon
  • From now until 31 January 2023, new DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via MoneyHero are entitled to HK$200 supermarket coupon.
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form. MoneyHero will verify your reward eligibility with DBS.
  • If you have concerns regarding redemption process, please refer to this article.

Welcome Offers from DBS

  • OFFER 1
    HK$400 Local Supermarket “InstaRedeem” Amount
    • “InstaRedeem” amount will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a spending transaction with amount in excess of HK$400 (1st HK$200: “InstaRedeem” Amount upon card approval; 2nd HK$200: “InstaRedeem” Amount upon customer fulfilled the spending requirement - HK$4,800 or above)
    • Spending requirement: new customers accumulate eligible spending of HK$4,800 or above within 3 months from the New Card issuance date.
    • Customers are required to download, register and activate DBS Card+ account within 1 month of the New Card issuance date.
    • Promotion Period: from 3 January 2023 to 2 April 2023
  • OFFER 2
    DBS Card+ HK$100 “InstaRedeem” Amount
    • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above
    • The eligible new customers can press the red button to off-set HK$100 of the payable amount for that Eligible Spending via the “InstaRedeem” function of DBS Card+
    • The promotional period is valid from 3 January 2023 to 2 April 2023
1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more. foodpanda's pandamart Wednesday Flash Deal up to 25% off, Buy-5-Get-1 Free offers across HK’s Top Coffee Shops
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Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • Suitable for customers who enjoys online shopping
  • MoneyHero Exclusive Offer - HK$200 supermarket coupon
    • New DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via MoneyHero are entitled to HK$200 supermarket coupon.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
    • Tips:
  • DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

    • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
    • Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer
  • "Super Wednesday" Shopping Offers - InstaRedeem 10% off

    • Enjoy an upgraded offer of InstaRedeem 10% off upon a single net spending of HK$100 or above at local supermarkets, Taobao or Tmall with DBS COMPASS VISA every Wednesday.
    • Maximum deduction is HK$25 per transaction. Each DBS Card+ user can enjoy the Reward maximum 8 times per calendar month and a maximum of HK$200 InstaRedeem discount in total during the Promotion Period.
  • 3% rebate at Taobao and Tmall

    • Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate with DBS COMPASS VISA
  • Overseas Online Spending Rewards

    • Upon a single net spending of HK$500 or above (in Hong Kong dollars or foreign currencies) at Amazon, iHerb, Rakuten or Young Living online store or mobile app during the promotion period, you can enjoy HK$75 InstaRedeem discount
  • COMPASS Dollar Rebate

    • 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
    • 0.4% COMPASS Dollar rebate at non-designated merchants.
    • Up to 3% rebate on the first HK$1,000 spending at Taobao and Tmall.

Need to know

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
  • Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.

Year-round rewards

Local Spending
1%
Local non-designated stores spending: 0.4% cashback
Overseas Spending
0.4%
Overseas spending: 0.4% cashback
Online Shopping Spending (Overseas)
3%
Other online shopping spending: 0.4% cashback
Online Shopping Spending (Local)
3%
Other online shopping spending: 0.4% cashback
Octopus Top Up Spending
0.4%
Digital Wallet Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$100,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: (i) all charges, fees, costs, expenses, interests and/or finance
charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last
statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$300, whichever is higher plus any outstanding minimum payment.
If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
Late payment charge
HK$350 or the Minimum Payment Due, whichever is lower.
Retail Purchase APR
36.33%
Cash Advance APR
39.53%
Interest Free Repayment Period
60 days

Other information

Credit card type
Visa Platinum

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