Last Updated: Oct 2023

Min. Annual Income


Local Spending - Cashback Rate

on local designated stores spending
Local non-designated stores spending: 0.4% cashback

Overseas Spending - Cashback Rate

on overseas spending
Overseas spending: 0.4% cashback
“Super Wednesday” Up to 10% COMPASS Dollar Rebate on Local Supermarket or Taobao Spending. Earn rebates automatically without hassle!
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Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • Suitable for customers who enjoys online shopping
  • MoneyHero Exclusive Offer - HK$200 supermarket coupon
    • From now till 31 October 2023, new DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via MoneyHero are entitled to HK$200 supermarket coupon.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
    • Tips:
  • DBS COMPASS VISA Welcome Offer
    From 3 October 2023 to 1 January 2024, successfully applied DBS COMPASS VISA Platinum card and complete below requirements within 3 months of the New Card issuance date, can enjoy below welcome offer:

    • Meet accumulate retail spending requirement of HK$4,000: HK$250 Local Supermarket or Taobao InstaRedeem Discount
    • Meet accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping (for any amount) with 12 or more monthly instalments with the New Card within Spending Period: an Extra HK$100 Cash Rebate
    • To get the Welcome Offer, you must download DBS Card+ mobile application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date
  • New and Existing Customers are entitled to get HK$50 InstaRedeem Discount if they successfully activated the physical New Card via DBS Card+ mobile application within 1 month from card issuance date.
  • "Super Wednesday" Shopping Offers - Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending

    • Enjoy up to 10% COMPASS Dollar Rebate upon a single net spending of HK$100 or above at local supermarkets or Taobao with DBS COMPASS VISA every Wednesday. Earn rebates automatically without hassie! (Applicable for the first HK$2,000 Eligible Spending in each calendar month)
    • Promotion period: From now till 27 December 2023 (every Wednesday)
  • "COM-to-Play" Mini Game Win up to $5,000 COMPASS Dollar

    • During the promotion period, principal cardholders of DBS COMPASS VISA can participate in our “COM-to-Play” Mini Game via DBS Card+ app upon making a single net transaction of HK$200 or above at the following designated spending categories (physical or online stores). Upon completion of the mini game, cardholders can get a guarantee prize of $5 COMPASS Dollar or a chance of winning up to $5,000 COMPASS Dollar!
      • Fashion & Apparel
      • Department Stores
      • Household Appliances / Electronic Goods
      • Home Furniture / Decorations
      • Gasoline
    • To join the Mini Game, Principal Cardholders are required to install the DBS Card+ and completely register an DBS Card+ account before making the eligible transaction. Each Principal Cardholder can participate in the Mini Game up to 2 times per calendar month during the promotion period. The virtual credit card activated immediately upon the successful application of the Applicable Credit Card via DBS Card+ is also entitled to participate in the Promotion from the second next day upon card issuance.
    • Promotion Period: From now till 31 December 2023

Need to know

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
  • Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.
  • Promotions above are subject to related terms and conditions, please visit for details.

Year-round rewards

Local Spending
Local non-designated stores spending: 0.4% cashback
Overseas Spending
Overseas spending: 0.4% cashback
Online Shopping Spending (Overseas)
Other online shopping spending: 0.4% cashback
Online Shopping Spending (Local)
Other online shopping spending: 0.4% cashback
Octopus Top Up Spending
Digital Wallet Spending


Minimum Age
18 years old
Min. Annual Income


Annual fee
Foreign Currency Transaction Fee


Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: (i) all charges, fees, costs, expenses, interests and/or finance
charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last
statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$300, whichever is higher plus any outstanding minimum payment.
If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
Late payment charge
HK$350 or the Minimum Payment Due, whichever is lower.
Retail Purchase APR
Cash Advance APR
Interest Free Repayment Period
60 days

Other information

Credit card type
Visa Platinum

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