TODO
DBS COMPASS VISA Platinum
Last Updated: Oct 2021
$ 100,000
Min. Annual Income
1 %
Local Spending - Cashback Rate
on local designated stores spending
Local non-designated stores spending: 0.4% cashback
0.4 %
Overseas Spending - Cashback Rate
on overseas spending
Overseas spending: 0.4% cashback
OFFERS
BENEFITS
ELIGIBILITY
APR/FEES
Exclusive Offer
from MoneyHero
OFFER 1
HK$200 supermarket coupon
  • From 1 to 31 October 2021, new DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via MoneyHero are entitled to HK$200 supermarket coupon.
  • Within 7 days of card approval, please send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • If you have concerns regarding redemption process, please refer to this article.

Welcome Offers from DBS

  • OFFER 1
    HK$400 PARKnSHOP/Watsons “InstaRedeem” Amount
    • Spending requirement: new customers accumulate eligible spending of HK$4,800 or above within 3 months from the New Card issuance date.
    • Customers are required to download, register and activate DBS Card+ account within 1 month of the New Card issuance date.
    • “InstaRedeem” amount will be sub-divided and pushed automatically to the eligible new Customer (HK$100 each time) after the eligible New Customer has completed a spending transaction with the amount in excess of HK$100.
    • Promotion Period: from 4 to 31 October 2021
  • OFFER 2
    HK$300 all merchants “InstaRedeem” Amount
    • Spending requirement: new customers accumulate eligible spending of HK$4,800 or above within 3 months from the New Card issuance date
    • Customers are required to download, register and activate DBS Card+ account within 1 month of the New Card issuance date.
    • “InstaRedeem” amount will be sub-divided and pushed automatically to the eligible new Customer (HK$100 each time) after the eligible New Customer has completed a spending transaction with the amount in excess of HK$100.
    • Promotion Period: from 4 to 31 October 2021
  • OFFER 3
    Up to HK$200 all merchants “InstaRedeem” Amount
    • Spending requirement: existing customers accumulate eligible spending of HK$1,800 or above within 3 months from the New Card issuance date.
    • Customers are required to download, register and activate DBS Card+ account within 1 month of the New Card issuance date.
    • “InstaRedeem” amount will be sub-divided and pushed automatically to the eligible Customer (HK$50 each time) after the eligible Customer has completed a spending transaction with the amount in excess of HK$50 or above.
    • Promotion Period: from 4 to 31 October 2021
1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more; 8% discount at ParknShop and Watsons
Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • MoneyHero Exclusive Offer - HK$200 supermarket coupon
    • New DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via MoneyHero are entitled to HK$200 supermarket coupon.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of card approval, send an email with (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
    • Tips:
  • Welcome Offer
    Requirements Welcome Gifts
    (Choose 1 from 3)
    New customers who accumulate spending of HK$4,800 or above within first three months from the date of card issuance HK$400 PARKnSHOP/Watsons “InstaRedeem” Amount
    HK$300 all merchants “InstaRedeem” Amount
    Existing customers who accumulate spending of HK$1,800 or above within first three months from the date of card issuance Up to HK$200 all merchants “InstaRedeem” Amount
    • You must download DBS Card+, register and activate DBS Card+ account within 1 month of the New Card issuance date to be entitled to the welcome gift.
  • COMPASS Dollar Rebate
    • 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more.
    • 0.4% COMPASS Dollar rebate at non-designated merchants.
    • Up to 3% rebate on the first HK$1,000 spending at Taobao and Tmall.
  • Shopping Offers
    • Enjoy 8% discount at ParknShop on the 2nd, 12th and 22nd day of every month for single purchase of HK$100 or above.
    • Enjoy 8% discount at Watsons on the 5th, 15th and 25th day of every month for single purchase of HK$500 or above.

Need to know

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
  • Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.

Year-round rewards

Local Spending
1%
Local non-designated stores spending: 0.4% cashback
Overseas Spending
0.4%
Overseas spending: 0.4% cashback
Online Shopping Spending (Overseas)
3%
Other online shopping spending: 0.4% cashback
Online Shopping Spending (Local)
3%
Other online shopping spending: 0.4% cashback
Octopus Top Up Spending
0.4%
Digital Wallet Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$100,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: (i) all charges, fees, costs, expenses, interests and/or finance
charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last
statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$300, whichever is higher plus any outstanding minimum payment.
If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
Late payment charge
HK$350 or the Minimum Payment Due, whichever is lower.
Retail Purchase APR
36.33%
Cash Advance APR
39.53%
Interest Free Repayment Period
60 days

Other information

Credit card type
Visa Platinum

Isn't the best product for you?

Compare more credit cards on MoneyHero

Compare credit card