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DBS COMPASS VISA

Last Updated: Jun 2023
$
100,000

Min. Annual Income

1
%

Local Spending - Cashback Rate

on local designated stores spending
Local non-designated stores spending: 0.4% cashback
0.4
%

Overseas Spending - Cashback Rate

on overseas spending
Overseas spending: 0.4% cashback
“Super Wednesday” Up to 10% COMPASS Dollar Rebate on Local Supermarket or Taobao Spending. Earn rebates automatically without hassle!
【Launch soon in June 2023】”COM-To-Play” Mini Game - Win up to $5,000 COMPASS Dollar upon designated spendings
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Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • Suitable for customers who enjoys online shopping
  • MoneyHero Exclusive Offer - HK$200 supermarket coupon
    • From now till 30 June 2023, new DBS Credit Card cardholders who successfully apply for DBS COMPASS VISA Platinum via MoneyHero are entitled to HK$200 supermarket coupon.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
    • Tips:
  • DBS COMPASS VISA Welcome Offer
    From 17 May 2023 to 1 October 2023, successfully applied DBS COMPASS VISA Platinum card and complete below requirements within 3 months of the New Card issuance date, can enjoy below welcome offer:
    • Meet accumulate retail spending requirement of HK$6,800: you can choose 100% Rebate on KMB/LWB or TenRen’s Tea (Up to HK$800 “InstaRedeem” Amount) OR HK$800 Local Supermarket or Taobao “InstaRedeem” Amount
    • Successfully apply 12-month or above Flexi Shopping Programme, no amount requirement: HK$200 Cash Rebate
      • To get the Welcome Offer, you must download DBS Card+ mobile application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date
  • "Super Wednesday" Shopping Offers - Up to 10% COMPASS Dollar Rebate on local supermarkets or Taobao spending

    • Enjoy up to 10% COMPASS Dollar Rebate upon a single net spending of HK$100 or above at local supermarkets or Taobao with DBS COMPASS VISA every Wednesday. Earn rebates automatically without hassle!
    • “Up to 10% COMPASS Dollar Rebate” includes the 1% rebate on spending at designated merchants under COMPASS Dollar reward scheme or the 0.4% basic rebate on other Eligible Spending, and the 9.6% extra rebate of this promotion. Extra Reward will be rounded down to 2 decimal places, and is only applicable to the first HK$2,000 Eligible Spending per calendar month.
    • Promotion period: From now till 27 December 2023 (every Wednesday)
  • “COM-To-Play” Mini Game - Win up to $5,000 COMPASS Dollar upon designated spendings

    • Spend a single net transaction of HK$200 or above at designated merchants spending categories (physical or online stores) (including Fashion & Apparel, Department Stores, Household Appliances/Electronic Goods, Home Furniture/Decorations, Gasoline) are entitled to join the “COM-to-Play” mini game to randomly win up to $5,000 COMPASS Dollar Rebate.(i.e. HK$10 = 1 Mile)
    • Each Principal Cardholder can participate in the Mini Game up to 2 times per calendar month in this Promotion and each Mini Game can randomly win COMPASS Dollars as a prize (“Prize”). There are different amounts of Prizes. Each Mini Game can only win the Prize once and the minimum amount is $5 COMPASS Dollar.
    • Promotion period: 5 June to 31 August 2023
  • COMPASS Dollar Rebate

    • 1% COMPASS Dollar at designed merchants like PARKnSHOP, Watsons and more. (i.e. HK$10 = 1 Mile)
    • 0.4% COMPASS Dollar rebate at non-designated merchants. (i.e. HK$25 = 1 Mile)

Need to know

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
  • Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.
  • Promotions above are subject to related terms and conditions, please visit go.dbs.com/hk-cv-en for details.

Year-round rewards

Local Spending
1%
Local non-designated stores spending: 0.4% cashback
Overseas Spending
0.4%
Overseas spending: 0.4% cashback
Online Shopping Spending (Overseas)
3%
Other online shopping spending: 0.4% cashback
Online Shopping Spending (Local)
3%
Other online shopping spending: 0.4% cashback
Octopus Top Up Spending
0.4%
Digital Wallet Spending
0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$100,000

Fees

Annual fee
HK$1,800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: (i) all charges, fees, costs, expenses, interests and/or finance
charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last
statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$300, whichever is higher plus any outstanding minimum payment.
If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
Late payment charge
HK$350 or the Minimum Payment Due, whichever is lower.
Retail Purchase APR
36.33%
Cash Advance APR
39.53%
Interest Free Repayment Period
60 days

Other information

Credit card type
Visa Platinum

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