DBS Eminent Visa Signature Card
Last Updated: Oct 2022
$
360,000
Min. Annual Income
5
%
Local Spending - Cashback Rate
On designated spending categories with registration successfully in DBS Card+ App
1 % rebate on other local spending
2
%
Overseas Spending - Cashback Rate
Spending in foreign currencies
Exclusive Offer
from MoneyHero
OFFER 1
HK$200 supermarket coupon
  • From now until 31 October 2022, new DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card via MoneyHero are entitled to HK$200 supermarket coupon.
  • Within 7 days of card approval, please send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • If you have concerns regarding redemption process, please refer to this article.

Welcome Offers from DBS

  • OFFER 1
    Up to HK$1,000 Cash Rebate
    • 10% Cash Rebate on Eligible Spending, with a maximum limit of up to HK$800 Cash Rebate: must accumulate retail spending of HK$2,800 or above with the New Card within 3 months from card issuance date ("Spending Period").; and/or
    • Extra HK$200 Cash Rebate: must accumulate spending or make the transaction as listed below with New Card within Spending Period:
      - HK$1,000 or above in total for retail transactions at AlipayHK or WeChat Pay HK or top-up amount via Octopus Automatic Add Value Service; or
      - apply 12-month or above Flexi Shopping Programme
    • Download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible for the Welcome Offer
    • Promotion Period: 3 October 2022 to 2 January 2023
  • OFFER 2
    Signature Club 1 year membership of Intercontinental Grand Stanford
    • Accumulate Eligible Spending of HK$6,800 or above within Spending Period
    • Promotion Period: 3 October 2022 to 2 January 2023
  • OFFER 3
    Redeem Dyson V15 Detect™ Absolute Extra vacuum cleaner by paying HK$5,040 (paid by 12-month instalment payment, i.e. HK$420 per instalment)
    • Accumulate Eligible Spending of HK$6,800 or above within Spending Period
    • Promotion Period: 3 October 2022 to 2 January 2023
  • OFFER 4
    DBS Card+ HK$100 “InstaRedeem” Amount
    • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above
    • The eligible new customers can press the red button to off-set HK$100 of the payable amount for that Eligible Spending via the “InstaRedeem” function of DBS Card+
    • The promotional period is valid from 3 October 2022 to 2 January 2023
1% rebate on local spending, 2% rebate on spending in foreign currencies; foodpanda's pandamart Wednesday Flash Deal up to 25% off, Buy-5-Get-1 Free offers across HK’s Top Coffee Shops
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate

Great for

  • MoneyHero Exclusive Offer - HK$200 supermarket coupon

    • New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card via MoneyHero are entitled to HK$200 supermarket coupon.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
    • Tips:
  • Welcome Offer - up to HK$1,000 Cash Rebate

    New customers with accumulated retail spending and/or transactions of

    • 10% Cash Rebate on Eligible Spending, with a maximum limit of up to HK$800 Cash Rebate: must accumulate retail spending of HK$2,800 or above with the New Card within 3 months from card issuance date ("Spending Period").; and/or
    • Extra HK$200 Cash Rebate: must accumulate spending or make the transaction as listed below with New Card within Spending Period:
      - HK$1,000 or above in total for retail transactions at AlipayHK or WeChat Pay HK or top-up amount via Octopus Automatic Add Value Service; or
      - apply 12-month or above Flexi Shopping Programme
  • DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

    • From 4 July 2022 to 2 October 2022, new customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
    • Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer
  • DBS Eminent Card Brand-new Up to 5% Rebate Program

    • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Registration in DBS Card+ mobile application is required
    • Promotion Period: till 31 December 2022
  • Dining Privileges Up to 25% off

    • BISTECCA 10% off
    • Classified 25% off
    • Conrad Hong Kong up to 15% off
    • Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
    • JW Marriott Hotel Hong Kong up to 15% off
    • The Mira Hong Kong 15% off
    • Promotion Period: till 31 December 2022
  • Health & Wellness Privileges Up to 52% off/Enjoy Trial

    • Pure Yoga Trial and Sign-up Offers
    • Zenyum HK$800 instant savings and 10% off
    • Up to 52% discount on designated check-up plans
    • Promotion Period: till 31 December 2022
  • Exclusive Offer for Treasures Private Client / Treasures Client to enjoy up to 6.6% rebate on local dining spending during birthday month

    • Includes 5% dining rebate of “DBS Eminent Card Up to 5% Rebate Program” and DBS Treasures Customers Exclusive extra 1.6% rebate of local dining spending
    • Promotion period: till 31 December 2022
  • Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

    • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.
    • Promotion Period: till 31 December 2022

Need to know

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
  • Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
  • New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer
  • Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

Year-round rewards

Local Spending
5%
1 % rebate on other local spending
Overseas Spending
2%
Dining Spending
5%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$360,000

Fees

Annual fee
HK$2,000

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings:
i. all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account;
ii. any amount in excess of the credit limit incurred after last statement date; and
iii. 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account;
or HK$300, whichever is higher plus any outstanding minimum payment.
If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
Late payment charge
If you fail to pay the minimum payment shown on any monthly statement, the rate for finance charge will be adjusted by adding the following applicable Delinquency Adjustment Rate (the "Adjusted Interest Rate"):
Transaction Type
i. Cash Advance 4.8% (46.45%)
ii. Retail Transaction 4.3% (41.80%*)
iii. Merchant Categories of Internet Bill Payment / JET Payment / Bill Payment through Customer Services Hotline:
• Banking and Credit Card Services / Credit Card Payment / Credit Services 4.8% (43.69%)
• Security Broker 4.3% (43.65%*)
• Others 4.3% (41.80%*)
The APR of the corresponding Adjusted Interest Rate is shown in brackets.
The Adjusted Interest Rate will apply from the day following the date of the monthly statement issued after the occurrence of the delinquency until the full amount or at least the minimum payment is paid on or before the payment due date for 6 consecutive monthly statements.
Retail Purchase APR
36.33%
Cash Advance APR
39.53%
Interest Free Repayment Period
60 days

Other information

Credit card type
Visa Signature

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