DBS Eminent Visa Signature Card

Last Updated: Oct 2023
$
360,000

Min. Annual Income

5
%

Local Spending - Cashback Rate

On designated spending categories with registration successfully in DBS Card+ App
1 % rebate on other local spending
2
%

Overseas Spending - Cashback Rate

Spending in foreign currencies
OFFERS
BENEFITS
ELIGIBILITY
APR/FEES

Welcome Offers from DBS

OFFER 1
Up to HK$600 Cash Rebate
  • 10% Cash Rebate on Eligible Spending, with a maximum limit of up to HK$450 Cash Rebate:
    - must accumulate retail spending of HK$3,000 or above with the New Card within 3 months from card issuance date ("Spending Period").; and/or
    - designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
  • Extra HK$100 Cash Rebate: must accumulate spending or make the transaction as listed below with New Card within Spending Period:
    - HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
    - apply 12-month or above Flexi Shopping Programme; and/or

  • Extra HK$50 “InstaRedeem” Amount for activating the New Card (“HK$50 “InstaRedeem”): successfully activated the New Card within one month from card issuance date

  • Download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible for the Welcome Offer
  • Promotion Period: 3 October 2023 to 1 January 2024
Up to 5% rebate on the 4 selected speeding categories, up to 1% rebate on other retail spending; foodpanda's pandamart Wednesday Flash Deal up to 25% off
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate

Great for

  • MoneyHero Exclusive Offer - HK$200 supermarket coupon

    • New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Signature Card via MoneyHero are entitled to HK$200 supermarket coupon.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
    • Tips:

  • Welcome Offer

    • New Customers are entitled to receive the applicable welcome gift set out below after fulfilling the relevant spending requirements within 3 months from card issuance date:
    Welcome Gift Spending Requirement

    Up to HK$550 Cash Rebate:

    1. 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of up to HK$450 Cash Rebate; and/or
    2. Extra HK$100 Cash Rebate (“Extra Cash Rebate”)
    • Cash Rebate:
      • accumulate retail spending ("Eligible Spending") of HK$3,000 or above with the New Card within Spending Period; and/or
      • designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
    • Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
      • HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
      • apply 12-month or above Flexi Shopping Programme
    • New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to Welcome Gift.
    • Terms and Conditions apply.

  • DBS Card+ Extra Welcome Offer - HK$50 "InstaRedeem" Amount

    • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and successfully activated the New Card within one month from card issuance date, would be eligible to the HK$50 "InstaRedeem" Offer

  • DBS Eminent Card Brand-new Up to 5% Rebate Program

    • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration.

  • Dining Privileges Up to 30% off

    • Extraordinary Dining Privileges 30% off
    • Harbour Plaza 8 Degrees Café 8 Degrees up to 30% off
    • Conrad Hong Kong up to 10% off
    • Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
    • JW Marriott Hotel Hong Kong up to 15% off

  • Health & Wellness Privileges Up to 52% off / Enjoy Trial

    • Pure Yoga Trial and Sign-up Offers
    • Up to 52% discount on designated check-up plans

Need to know

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
  • Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
  • New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer
  • Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

Year-round rewards

Local Spending
5%
1 % rebate on other local spending
Overseas Spending
2%
Dining Spending
5%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$360,000

Fees

Annual fee
HK$2,000

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings:
i. all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account;
ii. any amount in excess of the credit limit incurred after last statement date; and
iii. 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account;
or HK$300, whichever is higher plus any outstanding minimum payment.
If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
Late payment charge
If you fail to pay the minimum payment shown on any monthly statement, the rate for finance charge will be adjusted by adding the following applicable Delinquency Adjustment Rate (the "Adjusted Interest Rate"):
Transaction Type
i. Cash Advance 4.8% (46.45%)
ii. Retail Transaction 4.3% (41.80%*)
iii. Merchant Categories of Internet Bill Payment / JET Payment / Bill Payment through Customer Services Hotline:
• Banking and Credit Card Services / Credit Card Payment / Credit Services 4.8% (43.69%)
• Security Broker 4.3% (43.65%*)
• Others 4.3% (41.80%*)
The APR of the corresponding Adjusted Interest Rate is shown in brackets.
The Adjusted Interest Rate will apply from the day following the date of the monthly statement issued after the occurrence of the delinquency until the full amount or at least the minimum payment is paid on or before the payment due date for 6 consecutive monthly statements.
Retail Purchase APR
36.33%
Cash Advance APR
39.53%
Interest Free Repayment Period
60 days

Other information

Credit card type
Visa Signature

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