DBS Live Fresh Card

Last Updated:Jul 2021
$150,000
Min. Annual Income
0.4%
Local Spending - Cashback Rate
0.4%
Overseas Spending - Cashback Rate
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

HK$500 supermarket coupon

  • From 1 to 31 July 2021, new DBS Credit Card cardholders who successfully apply for DBS Live Fresh Card via MoneyHero are entitled to HK$500 supermarket coupon.
  • Within 7 days of card approval, please send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Promotion Reward. If you have concerns regarding redemption process, please refer to this article.

Welcome Offers from DBS

OPTION 1

HK$1,000 Cash Rebate

  • New customers who accumulate eligible spending of HK$8,800 or above within 3 months from the New Card issuance date, including online spending of HK$3,000, download DBS Card+, register and activate DBS Card+ account within 1 month of the New Card issuance date are entitled to HK$1,000 Cash Rebate.
  • Promotion Period: from now till 3 October 2021
OPTION 2

HK$600 Cash Rebate

  • New customers who accumulate eligible spending of HK$5,800 or above within 3 months from the New Card issuance date, download DBS Card+, register and activate DBS Card+ account within 1 month of the New Card issuance date are entitled to HK$600 Cash Rebate.
  • Promotion Period: from now till 3 October 2021

Up to 6% Cash Rebate on Online Spending; Pick your spending category for extra rebate every month.

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

Up to 6% Cash Rebate on Online Spending; Pick your spending category for extra rebate every month.

Please turn off AdBlocker and private mode before application. Send us an email to receive the reward redemption form after card approval.

Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate
Digital Wallet Rebate
Digital Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate
Digital Wallet Rebate
Digital Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver

Great for

MoneyHero Exclusive Offer - HK$500 supermarket coupon
  • New DBS Credit Card cardholders who successfully apply for DBS Live Fresh Card via MoneyHero are entitled to HK$500 supermarket coupon.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of card approval, send an email with (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks starting from the date on which the MoneyHero Reward Redemption Form is submitted, depending on the actual situation regarding user’s approval and transaction status or other factors that may affect eligibility for the Promotion Reward. If you have concerns regarding the redemption process, please refer to this article.
Welcome Offer - Up to HK$1,000 Cash Rebate
Requirements Welcome Gifts
(Choose 1 from 5)
New customers who accumulate spending of HK$8,800 or above within first three months from the date of card issuance, including online spending of HK$3,000 HK$1,000 Cash Rebate
New customers who accumulate spending of HK$5,800 or above within first three months from the date of card issuance HK$600 Cash Rebate
HK$1,000 Klook Rewards
(HK$600 Klook Gift Card + HK$400 Staycation Voucher)
Netflix Basic Plan 12 months Monthly Fee “InstaRedeem” Amount
Existing customers who accumulate spending of HK$1,800 or above within first three months from the date of card issuance HK$200 all merchants "InstaRedeem" Amount
  • To be entitled to Welcome Offer, customers are required to download DBS Card+ mobile application, register and activate DBS Card+ account within 1 month of the New Card issuance date.
Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
  • Up to 6% rebate on online spending = 1% rebate on online foreign currency spending + 5% extra rebate of your choice
  • 1% unlimited rebate on online foreign currency spending. No registration is required.
  • 5% Cash Rebate Reward of Your Choice. Register for the Program in DBS Card+ HK and select one spending category. Enjoy an extra rebate of eligible transaction of the chosen spending category.
  • Spending categories include online foreign currency spending, online travel merchant spending, online supermarket spending (eg. HKTVmall, PARKnSHOP.com), online dining spending (eg. Deliveroo, foodpanda), online entertainment spending (eg. Netflix, Spotify and Amazon.com), online fashion & apparel spending and online Charity Donations.
  • 0.4% cash rebate on other spending categories.
DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
  • Flexi Travel – up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction
  • iFlexi -  up to 90-day Interest-free Repayment Period for Online Transaction
  • No interest will be charged when you pay off your balance within the interest-free repayment period.
10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
  • Cardholders who successfully apply for Flexi Shopping Programme with 6-month instalment period via DBS Card+ HK can enjoy a full handling fee rebate.
  • Applicable to the first 10 eligible transactions
New function of DBS Card +: Spending Limit & Spending On-off. You can easily manage your spending with the app.
  • Spending Limit: You may set a Retail Spending Limit per month for each Credit Card account with DBS Card+ HK.
  • Spending On-off: You may use the function to approve or decline certain categories of Spending like “Online Spending”, “Local Spending” and “Overseas Spending”.

Need to know

MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
  • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Local Spending
0.4%
Overseas Spending
0.4%
Online Shopping Spending (Overseas)
6%
Online Shopping Spending (Local)
5%
Digital Wallet Spending
0.4%
Octopus Top Up Spending
0.4%

Eligibility

APR/Fees

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