PrimeCredit EarnMORE UnionPay Diamond Card

PrimeCredit EarnMORE UnionPay Diamond Card

The PrimeCredit EarnMore UnionPay Diamond Card offers the first 2 years with no annual fee. As a welcome offer, meeting a specified spending amount allows you to enjoy an OTO massage chair or a silver ion air purifier! Using the card for spending over HK$150,000 grants a 2% cashback, including local retail, dining, online shopping, and overseas transactions. There's a foreign currency transaction fee, but it also provides LoungeKey access discounts for entry into VIP lounges.
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Benefits
Quick Facts
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Eligibility
Fees
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PrimeCredit EarnMORE UnionPay Diamond Card Highlights

Interest on installment plans
0  %
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Cashback Overseas
2  %
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Cashback Online Shopping
2  %
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Cashback Local
2  %
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3 Offers Available
New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate
MoneyHero Exclusive Offer
New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

  • From 30 June 2025 6 p.m. till 31 July 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
TOSHIBA Free-Installation Countertop Dishwasher (DWS-22AHK)
Welcome Offer
TOSHIBA Free-Installation Countertop Dishwasher (DWS-22AHK)

+ 4 other gift options

Welcome Offer is only applicable during the period from July 1, 2025 to December 31, 2025 (both dates inclusive)

Welcome Offer (Choose 1 out of 5)

  • Spend a total of HK$9,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
    • TOSHIBA Freestanding Dishwasher (DWS-22AHK); or
  • Spend a total of HK$8,800 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
    • Samsung Galaxy Tab A9 (LTE) Tablet; or
  • Spend a total of HK$8,500 in eligible retail purchases with the new card within the first 90 days from card issuance to receive:
    • HK$500 Cash Rebate; or
  • Spend a total of HK$2,000 in eligible retail purchases with the new card within the first 90 days from card issuance (only applicable to full-time university/college students) to receive:
    • HK$200 Cash Rebate; or
  • No spending requirement:
    • Up to HK$90,000 interest-free and handling-fee-free cash installment program
Taiwan Spending Up to 5% Cash Rebate
EarnMORE UnionPay Card Additional 2% Cash Rebate Program
Taiwan Spending Up to 5% Cash Rebate
  1. Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.
  2. 2% cash rebate includes EarnMORE UnionPay Card basic cash rebate and EarnMORE UnionPay Card extra cash rebate. During the promotional period, the basic 1% cash rebate is unlimited, but the 1% extra cash rebate is capped at HK$1,500. Terms and conditions apply.
  3. Octopus Automatic Add-Value: For every automatic add-value of HK$250, a rebate of HK$1 will be given.
  4. EarnMORE UnionPay Card extra cash rebate does not include (but is not limited to) cash advance amounts, credit card fees (including annual fees, interest/finance charges, late payment fees, over-limit fees, cash advance fees, and other charges), Octopus Automatic Add-Value transactions, casino transaction amounts, any money/electronic money transfers (including but not limited to peer-to-peer (P2P) payment services, mobile devices/applications/electronic transfer platforms), reloading electronic wallets, payments via electronic wallets, promotional cash-out amounts, cash installment, installment amounts, unposted/canceled/refunded/fraudulent transactions, and all unauthorized transaction amounts. All eligible retail purchase transactions are subject to the records of the financial institution.

Things to consider

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Foreign txn rebate

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Travel agency offer

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Installment

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PrimeCredit EarnMORE UnionPay Diamond Card Benefits

Cashback

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Cashback Base Rate
2  %
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Cashback Local
2  %
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flight
Cashback Overseas
2  %
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restaurant
Cashback Dining
2  %
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shopping_bag
Cashback Online Shopping
2  %
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Cashback Overseas Online Shopping
2  %
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Cashback Digital Wallet
2  %
paid
Cashback Forex
2  %
Cashback Octopus Top Up Spending
1  %

Additional benefits

airlines
Airport Lounge Access
3  times
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PrimeCredit EarnMORE UnionPay Diamond Card More Info

Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate

  • 2% cash rebate (1% basic rebate + 1% extra rebate) on year-round spending (HK$250 spending = HK$5 cash rebate)
Easy and instant payment with in-app UnionPay QR code function in OmyCard app
  • Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.

Annual fee waiver for the first 2 years

Other things to note

  • Welcome offers Approval Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
  • Each card can be entitled to a maximum amount of HK$1,500 extra 1% cash rebate during the Promotion Period.
    • Eligible Retail Purchase Transactions include to all posted retail purchase transactions and exclude Reload of e-Wallets.
    • The promotion period of 2% year-round rebate is valid from 1 January 2025 to 31 December 2025.
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PrimeCredit EarnMORE UnionPay Diamond Card Eligibility

Eligibility

Minimum Age
18  years old
Min. Annual Income
No Requirement
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PrimeCredit EarnMORE UnionPay Diamond Card Fees / Repayment

Fees

Annual Fee Waiver
First 2 years
Annual Fee
HK$ 1,500
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Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Late Payment Charge
HK$ 320
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Retail Purchase APR
35.95  %
Cash Advance APR
35.96  %
Interest Free Period
53  days
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PrimeCredit EarnMORE UnionPay Diamond Card Others Info

Association

UnionPay Diamond

Tags

PrimeCredit EarnMORE UnionPay Diamond Card PrimeCredit EarnMORE UnionPay Diamond Card

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