HSBC EveryMile Credit Card

Last Updated: Sept 2023
$
240,000

Min. Annual Income

1
%

Local Spending - Cashback Rate

designated everyday spend
1
%

Overseas Spending - Cashback Rate

Earn unlimited mile as low as HK$2 = 1 mile (2.5% RewardCash rebate) for year-round designated spending; and HK$5 = 1 mile for other local spending; as low as HK$2 = 1 mile from the exclusive overseas spending offer
Up to 6 complimentary visits to Plaza Premium Airport Lounge in Hong Kong and overseas
Octopus Reload Rebate
Free Travel Insurance
Annual Fee Waiver
Airport Lounge

Great for

  • Welcome Offer

    • Get a Welcome Gift of $1,000 RewardCash (eqv. to 20,000 miles) (for New Credit Card Customers) or $500 (eqv. to 10,000 miles) (for Exisiting Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance
    • Get an extra $200 RewardCash (eqv. to 4,000 miles) (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above to enjoy the offer, a total of up to 1,200 RewardCash (eqv. to 24,000 miles)
  • Agoda Offer

    • From now till 31 December 2023, enjoy up to 15% off your worldwide hotel bookings all year round via the Agoda website by using HSBC EveryMile Credit Card
  • Enjoy an “Interest-free Payment Holiday” for the first two months
    • You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).
  • HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases; as low as HK$2 = 1 mile from the exclusive overseas spending offer
    • Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)

  • From now till 15 October 2023, enjoy the following offers with your HSBC credit card:
    • Accumulate eligible local or overseas transactions of HK$6,000 or above, enjoy an extra 10% RewardCash rebate on local dining transactions (be it dine-in or delivery) and earn up to a total of $300 RewardCash for the entire promotional period. Register now via the HSBC Reward+ app.
    • Use the HSBC Reward+ app to redeem e-Coupons from designated delivery platform and coffee shop at 20% off. Simply select ‘Use RC’ at the bottom of the HSBC Reward+ page, log on andselect ‘e-Coupons. Limited quantity available.
  • First year annual fee waiver
  • Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.

    • Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
  • Enjoy up to 15% off on hotel bookings worldwide with Agoda and monthly flash offers
  • Up to 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets in Hong Kong and overseas per year
  • Complimentary travel insurance for you and your accompanying family members with special coverage on mobile phone and in the event of trip cancellation
  • Visa concierge services

Need to know

  • The Online Welcome Offer Promotional Period starts from 1 September 2023 to 29 February 2024
  • The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 March 2023
  • To enjoy up to 15% off on hotel bookings with Agoda, bookings must be made ia designated Agoda website (www.agoda.com/hsbceverymile ) or by accessing the Agoda mobile app through the designated Agoda website.
  • To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

Local Spending
1%
Dining Spending
1%
PETROL_SPENDING
1%
Online Shopping Spending (Local)
1%
Online Shopping Spending (Overseas)
1%
Overseas Spending
1%
Octopus Top Up Spending
1%

Year-round benefits

OFFER 1
Complimentary Visits to Airport Lounges

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$240,000

Fees

Annual fee
HK$2,000
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late payment charge
Minimum Payment Due or HK$230, whichever is lower
Retail Purchase APR
36.43%
Cash Advance APR
37.75%
Interest Free Repayment Period
56 days

Other information

Credit card type
Visa Signature

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