HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

The HSBC EveryMile Credit Card offers a first-year annual fee waiver and six complimentary global airport lounge accesses annually. For specified spending at HK$2 per mile, such as fuel, coffee purchases, and streaming platforms, there's a fee-free conversion to 12 different airline mileage programs. Additionally, cardholders can enjoy free travel insurance when booking journeys with this card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

HSBC EveryMile Credit Card Highlights

Complimentary Travel Insurance
Yes
info
Airport Lounge Access
6  times
info
Airmiles Overseas
$ 5  per mile
Airmiles Local
$ 5  per mile
4 Offers Available
Extra $200 RewardCash
Extra $200 RewardCash
Extra $200 RewardCash

From now until 31 August 2025, new Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. T&Cs apply.

HSBC 160th Anniversary Brings Wacky Surprises: “Big Banana Theatre” Stage Show Adds Extra Performances
Exclusive Access to Priority Ticket Booking
HSBC 160th Anniversary Brings Wacky Surprises: “Big Banana Theatre” Stage Show Adds Extra Performances

From now until July 31, 2025, new and existing credit card customers who successfully register and apply online for an eligible HSBC credit card will enjoy exclusive ticketing privileges upon approval. Get a chance to purchase tickets for the extra showings of HSBC’s 160th Anniversary Stage Play “The Bunch of Bananas Theatre” !

Event Details:

Credit Card Application PeriodJune 23, 2025 to July 31, 2025
Credit Card Approval DeadlineOn or before August 20, 2025
Exclusive Ticketing Period10:00 AM on September 15 to 11:59 PM on September 16, 2025
Exclusive Ticketing ChannelsKlook App or klook.com
Stage Play DatesSeptember 28 to October 4, 2025
Show Time8:00 PM (Tuesday to Saturday) / 3:00 PM (Sunday)
VenueOpera Theatre, The Hong Kong Academy for Performing Arts
Ticket PricesHK$1,080 / HK$880 / HK$680 / HK$480
Enjoy every HK$2 spent = 1 mile
Exclusive Travel Rewards
Enjoy every HK$2 spent = 1 mile

+ 1 other gift options

  • Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile (at selected cafés & light meals, local transportation, cross-border transportation and travel services)
  • Up to 10% off on bookings at Trip.com: Enjoy 10% off worldwide hotel booking, 3% off flight ticket purchases and 2% off bundled flight and hotel bookings through Trip.com.
New credit card customers can receive $800 RewardCash
HSBC Welcome Offer
New credit card customers can receive $800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $800 RewardCash
  • Existing Credit Card Customers: $200 RewardCash

Things to consider

check

Hotel bookings offer

check

Airport lounge

check

Travel agency offer

check

Travel insurance

sentiment_satisfied

HSBC EveryMile Credit Card Benefits

Cashback

flight
Cashback Overseas
1  %
location_on
Cashback Local
1  %
info
restaurant
Cashback Dining
1  %
info
local_gas_station
Cashback Petrol
1  %
shopping_bag
Cashback Local Online Shopping
1  %
shopping_bag
Cashback Overseas Online Shopping
1  %
Cashback Octopus Top Up Spending
1  %

Airmiles

location_on
Airmiles Local
$ 5  per mile
flight
Airmiles Overseas
$ 5  per mile
sell
Airmiles Retail
$ 5  per mile
restaurant
Airmiles Dining
$ 5  per mile
info
shopping_bag
Airmiles Local Online Shopping
$ 5  per mile
shopping_bag
Airmiles Overseas Online Shopping
$ 5  per mile
local_gas_station
Airmiles Petrol
$ 2  per mile
info
Airmiles Octopus Top Up Spending
$ 12.5  per mile

Additional benefits

airlines
Airport Lounge Access
6  times
info
carry_on_bag_checked
Complimentary Travel Insurance
Yes
info
manage_search

HSBC EveryMile Credit Card More Info

  • Enjoy an “Interest-free Payment Holiday” for the first two months

    • You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).

  • HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases

      Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)

  • First year annual fee waiver
  • Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
    • Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
  • Lounge Access
    • Jan - Dec 2025: 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
      • Customers are required to spend HK$4,000 or above within 60 days after access to the lounge/ enjoy the meal
      • If not the spending target cannot be fulfilled, customers will be charged with HK$250
      • Terms and Conditions apply

  • Insurance and concierge benefits

    • Protect yourself and accompanying family members with our complimentary multi-trip travel insurance, which also covers baggage and personal effects and trip cancellation. T&Cs apply

  • Visa concierge services

  • Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
  • Earn miles on designated everyday and travel spends. Every HK$2 spent is worth 1 mile(at selected cafés & light meals, local transportation, cross-border transportation and travel services)—see our full merchant list (PDF)
  • Up to 10% off on bookings at Trip.com: Enjoy 10% off worldwide hotel booking, 3% off flight ticket purchases and 2% off bundled flight and hotel bookings through Trip.com. T&C applies
  • Flexible RewardCash conversion
    • Use the Reward+ App to convert your RewardCash at a preferential rate to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners

Other things to note

  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card

  • To borrow or not to borrow? Borrow only if you can repay!

rule_folder

HSBC EveryMile Credit Card Eligibility

Eligibility

Min. Annual Income
HK$ 240,000
local_atm

HSBC EveryMile Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 2,000
info
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days
grid_view

HSBC EveryMile Credit Card Others Info

Association

VISA Signature

Tags

HSBC EveryMile Credit Card HSBC EveryMile Credit Card

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

 

© 2013 - 2025 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.