HSBC EveryMile Credit Card
Last Updated: Oct 2022
$
240,000
Min. Annual Income
2
%
Local Spending - Cashback Rate
designated everyday spend
1
%
Overseas Spending - Cashback Rate
Earn unlimited mile as low as HK$2 = 1 mile (2.5% RewardCash rebate) for year-round designated spending; and HK$5 = 1 mile for other local and overseas spending
Up to 6 complimentary visits to Plaza Premium Airport Lounge in Hong Kong and overseas
Octopus Reload Rebate
Free Travel Insurance
Annual Fee Waiver
Airport Lounge

Great for

  • Welcome Offer
    • Get a Welcome Gift of $800 RewardCash (for New Credit Card Customers) or $300 RewardCash (for Existing Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance
    • From 1 August to 31 October 2022, enjoy extra $100 RewardCash upon successful application and making any mobile payment transaction
    • 2022 Red Hot Spending Rewards on Dining: From 6 September to 15 November 2022, accumulate local spending of HK$10,000 or above to receive an extra 3% rebate, up to an extra $400 RewardCash; add your card to Apple Pay for the first time and make one dining transaction of HK$300 or above via Apple Pay to earn extra $50 RewardCash.
  • Spending requirements Welcome offer
    Spend HK$8,000 or above within the first 60 calendar days from card issuance New Customers
    $800 RewardCash
    Existing Customers
    $300 RewardCash
  • HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local and overseas purchases
  • First year annual fee waiver
  • Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.

    • Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
  • Enjoy up to 15% off on hotel bookings worldwide with Agoda and monthly staycation flash offers
  • Up to 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets in Hong Kong and overseas per year
  • Complimentary travel insurance for you and your accompanying family members with special coverage on mobile phone and in the event of trip cancellation
  • Visa concierge services

Need to know

  • The Welcome Offer Promotional Period starts from 1 August 2022 to 28 February 2023
  • The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 February 2022
  • To enjoy up to 15% off on hotel bookings with Agoda, bookings must be made ia designated Agoda website (www.agoda.com/hsbceverymile ) or by accessing the Agoda mobile app through the designated Agoda website.
  • To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

Local Spending
2%
Dining Spending
2%
PETROL_SPENDING
2%
Online Shopping Spending (Local)
1%
Online Shopping Spending (Overseas)
1%
Overseas Spending
1%
Octopus Top Up Spending
1%

Year-round benefits

OFFER 1
Complimentary Visits to Airport Lounges

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$240,000

Fees

Annual fee
HK$2,000
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late payment charge
Minimum Payment Due or HK$230, whichever is lower
Retail Purchase APR
36.43%
Cash Advance APR
37.75%
Interest Free Repayment Period
56 days

Other information

Credit card type
Visa Signature

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