HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

The HSBC EveryMile Credit Card offers a first-year annual fee waiver and six complimentary global airport lounge accesses annually. For specified spending at HK$2 per mile, such as fuel, coffee purchases, and streaming platforms, there's a fee-free conversion to 12 different airline mileage programs. Additionally, cardholders can enjoy free travel insurance when booking journeys with this card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

HSBC EveryMile Credit Card Highlights

Complimentary Travel Insurance
Yes
info
Airport Lounge Access
1  time
info
Airmiles Overseas
$ 5  per mile
Airmiles Local
$ 5  per mile
10 Offers Available
$800 RewardCash
HSBC Welcome Offer
$800 RewardCash

+ 1 other gift options

Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

  • New Credit Card Customers: $800 RewardCash
  • Existing Credit Card Customers: $200 RewardCash
$200 RewardCash
Extra RewardCash for Cash instalment plan
$200 RewardCash
New Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. Terms and Conditions
Extra 25% Avios points
Limited-Time Avios Points Offer
Extra 25% Avios points

During the promotion period, British Airways Executive Club members can enjoy an additional 25% Avios points when they convert "RewardCash" to "Avios points" using the HSBC EveryMile Credit Card:

  • Promotion period: July 1, 2024 to July 31, 2024

*Registration on HSBC Reward+ is required to enjoy the above offer.

Up to HK$9.2 discount per litre of gasoline at Caltex
HSBC Spending Offer
Up to HK$9.2 discount per litre of gasoline at Caltex

During the promotion period, spend with your HSBC credit card at Caltex Station on Friday, Saturday, or Sunday to enjoy up to a total of HK$9.2 discount per litre of gasoline. Here are the details of the offer:

  • Get HK$7.01 off every litre when purchasing the Caltex with Techron® gasoline
  • A free upgrade from Gold with Techron® gasoline to Platinum with Techron® gasoline (an HK$1.19 upgrade per litre)
  • Earn Caltex Rewards Points of 1 point per litre on Platinum gasoline, equivalent to HK$1 gasoline spending at pump price
  • Enjoy a 3X RewardCash rebate through the year
  • Promotion period: July 1, 2024 to September 30, 2024
Up to $1,420 Point Dollar
HSBC spending offer
Up to $1,420 Point Dollar

During the promotion period, by spending with your HSBC Credit Card at designated SHKP malls, you can enjoy the following offers:

  • Offer 1: Accumulated same-day spending of HK$2,500 or above: Enjoy $60 Point Dollars
  • Offer 2: Accumulated same-day spending of HK$6,500 or above: Enjoy $200 Point Dollars
  • Offer 3: Instantly convert $200 "RewardCash" to The Point rewards points, and enjoy an additional $40 Point Dollars
  • Throughout the entire promotion period, you can enjoy a total of up to $1,420 Point Dollars
  • For offer details, please refer to the HSBC Red Hot Offer website
  • Promotion period: July 1, 2024 to September 22, 2024
Up to $1,000 RewardCash rebate on Klook spending
HSBC x Klook Offer
Up to $1,000 RewardCash rebate on Klook spending

During the promotion period, by making eligible spending on your HSBC Credit Card at Klook, you can enjoy the following offers:

  • Offer 1: Single net spending of HK$1,500 or above, and enter the promo code "HSBC24J150" to enjoy HK$150 discount.
  • Offer 2: Single net spending of HK$1,000 or above on booking designated hotels, and enter the promo code "HSBC24HT10" to enjoy an additional 10% off, up to a maximum of HK$200 discount.
  • Offer 3: Single net spending of HK$1,000 or above on booking global car rentals, and enter the promo code "HSBC24CR10" to enjoy an additional 10% off, up to a maximum of HK$200 discount.
  • For other limited-time offers, please refer to the HSBC Hot Offer website.
  • Promotion period: July 1, 2024 to July 31, 2024
Up to extra 6% RewardCash rebate on Broadway spending
HSBC spending offer
Up to extra 6% RewardCash rebate on Broadway spending

During the promotion period, by spending with your HSBC Credit Card at Broadway, you can enjoy the following offers:

  • Accumulated spending of HK$3,000 or above: An additional 3% RewardCash rebate (maximum $100 RewardCash)
  • Accumulated spending of HK$6,000 or above: An additional 5% RewardCash rebate (maximum $300 RewardCash)
  • Accumulated spending of HK$10,000 or above: An additional 6% RewardCash rebate (maximum $700 RewardCash)
  • Promotion period: July 1, 2024 to August 31, 2024

**Registration on HSBC Reward+ is required to enjoy the above offers.

Up to 30% rebate on AIRSIM
HSBC spending offer
Up to 30% rebate on AIRSIM

During the promotion period, by purchasing designated data plans from AIRSIM using your HSBC Credit Card and entering the specified promo code, you can enjoy up to 30% rebate:

  • Promo code: HSBCGBA30
  • Promotion period: July 1, 2024 to August 31, 2024
Oversea spending low as HK$2 per mile
Limited-time Offer
Oversea spending low as HK$2 per mile

During the promotion period, by spending a net amount of HK$8,000 or more on eligible transactions with the HSBC EveryMile Credit Card at each tier, you can enjoy a rate as low as HK$2 per mile.

  • Promotion period: July 1, 2024 to December 31, 2024

*Registration on HSBC Reward+ is required to enjoy the above offer.

Enjoy exclusive offers of up to 30% off at designated hotel restaurants
HSBC Red Hot Dining Special - Hotel Dining
Enjoy exclusive offers of up to 30% off at designated hotel restaurants

From 1 June to 30 September 2024, simply spend with your HSBC credit card at over 75 designated hotel restaurants to enjoy exclusive offers of up to 30% off.

What's more, you can earn $3 RewardCash by making a table booking request via HSBC Reward+. Click here to find out more about HSBC Reward+ table booking offer.

Please refer to the Terms and Conditions for details

Things to consider

check

Hotel bookings offer

check

Airport lounge

check

Travel agency offer

check

Travel insurance

sentiment_satisfied

HSBC EveryMile Credit Card Benefits

Cashback

flight
Cashback Overseas
1  %
location_on
Cashback Local
1  %
info
restaurant
Cashback Dining
1  %
info
local_gas_station
Cashback Petrol
1  %
shopping_bag
Cashback Local Online Shopping
1  %
shopping_bag
Cashback Overseas Online Shopping
1  %
Cashback Octopus Top Up Spending
1  %

Airmiles

location_on
Airmiles Local
$ 5  per mile
flight
Airmiles Overseas
$ 5  per mile
sell
Airmiles Retail
$ 5  per mile
restaurant
Airmiles Dining
$ 5  per mile
info
shopping_bag
Airmiles Local Online Shopping
$ 5  per mile
shopping_bag
Airmiles Overseas Online Shopping
$ 5  per mile
local_gas_station
Airmiles Petrol
$ 2  per mile
info
Airmiles Octopus Top Up Spending
$ 12.5  per mile

Additional benefits

airlines
Airport Lounge Access
1  time
info
carry_on_bag_checked
Complimentary Travel Insurance
Yes
info
manage_search

HSBC EveryMile Credit Card More Info

  • Enjoy an “Interest-free Payment Holiday” for the first two months

    • You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).

  • HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases; as low as HK$2 = 1 mile from the exclusive overseas spending offer

      Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)

  • First year annual fee waiver
  • Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.
    • Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.
  • Enjoy up to 15% off on hotel bookings worldwide with Agoda and monthly flash offers
  • Lounge Access

    • Jul - Aug 2024: 1 complimentary visit to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets

    • Sep - Dec 2024: 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets
      • Customers are required to spend HK$4,000 or above within 60 days after access to the lounge/ enjoy the meal
      • If not the spending target cannot be fulfilled, customers will be charged with HK$250
      • Terms and Conditions apply

  • Complimentary travel insurance for you and your accompanying family members with special coverage on mobile phone and in the event of trip cancellation

  • Visa concierge services

  • Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).

Other things to note

  • The Online Welcome Offer Promotional Period starts from 1 March 2024 to 28 February 2025
  • The Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
  • To enjoy up to 15% off on hotel bookings with Agoda, bookings must be made ia designated Agoda website (www.agoda.com/hsbceverymile ) or by accessing the Agoda mobile app through the designated Agoda website.

  • To borrow or not to borrow? Borrow only if you can repay!

rule_folder

HSBC EveryMile Credit Card Eligibility

Eligibility

Min. Annual Income
HK$ 240,000
local_atm

HSBC EveryMile Credit Card Fees / Repayment

Fees

Annual Fee Waiver
First year
Annual Fee
HK$ 2,000
info
Foreign Currency Transaction Fee
1.95  %

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Late Payment Charge
Minimum Payment Due or HK$230, whichever is lower
Retail Purchase APR
35.42  %
Cash Advance APR
35.42  %
Interest Free Period
56  days
grid_view

HSBC EveryMile Credit Card Others Info

Association

VISA Signature

Tags

HSBC EveryMile Credit Card HSBC EveryMile Credit Card

Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. This information may be different from what you see when you visit a financial institution or service provider’s site. APR and monthly payments shown in personal instalment loan comparison pages are estimated based on calculation of information you enter. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. If you find discrepancies in information, please contact the financial institution directly.

 

© 2013 - 2024 MoneyHero Global Limited (registered in Hong Kong under company number 1864714) (“MHGL”). All rights reserved. MoneyHero Insurance Brokers Limited (registered in Hong Kong under company number 2196683) (“MHIBL”) is a wholly owned subsidiary of MHGL. MHIBL is an authorized insurance broker with Insurance Authority License Number FB1740 whose business it is to arrange insurance products and services for its clients. MHGL is not an insurance company, agent or broker. Other than the provision of marketing services to virtual insurance companies that do not work with insurance intermediaries, MHGL does not carry on an insurance business and all insurance-related activities displayed, offered or referred to on this site are carried out solely by MHIBL in its capacity as an insurance broker. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.