HSBC Red Credit Card

Great for

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  Welcome Offer

  Red Hot Winter Spending Rewards

  Accumulated eligible transactions^	RewardCash earned
  Reach HK$12,000	5% RewardCash rebate. The offer extends up to $600 RewardCash
  Reach HK$38,000	Extra rewards on top of the above rebate including: Extra $500 RewardCash; Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card
  	Up to an extra $1,300 RewardCash

  ^A single transaction on local or overseas spending of HK$500 or above are counted as eligible transactions

  - Registration needed

  - Eligible cards: all HSBC credit cards including student card

  - The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。

  - If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers

  Total RewardCash	RewardCash items
  up to HK$1,300 RewardCash	HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,100 RewardCash (Red Hot Winter Spending Rewards)

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  RewardCash rebates across the board, no minimum spending requirement, and no registration needed

  • Online transactions: up to 4% RewardCash rebate (equivalent to HK$2.5 per air mile)
  • Local supermarket transactions: 2% RewardCash rebate (equivalent to HK$5 per air mile)
  • Other local and overseas transactions: 1% RewardCash rebate (equivalent to HK$10 per air mile)
  • Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)
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  Perpetual annual fee waiver
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  Exclusive handling fee offer for Spending Instalment as low as HK$50
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  YATA: Enjoy a maximum of an extra $60 RewardCash in each phase via HSBC Reward+ Stamp Cards
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  McDonald’s: Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards
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  MCL Cinemas: Enjoy a maximum of an extra $90 RewardCash each month via HSBC Reward+ Stamp Cards

Need to know

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  Make eligible transactions with single net spending amount of HK$200 or above at YATA to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 9 stamps in each phase.
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  Make eligible transactions with single net spending amount of HK$25 or above at McDonald’s to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 8 stamps each month.
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  Make eligible transactions with single net spending amount of HK$50 or above at MCL Cinemas to earn and collect one stamp via HSBC Reward+ stamp card function. You can earn a maximum of one stamp per day and you are entitled to earn a maximum of 9 stamps in each phase.
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  To borrow or not to borrow? Borrow only if you can repay!