HSBC Red Credit Card

Last Updated:Apr 2021
$120,000
Min. Annual Income
Offers
Benefits
Eligibility
APR/Fees

Offers

Welcome Offers from HSBC

OPTION 1

Up to HK$1,000 Welcome Offers

  • Welcome Gift – $800 RewardCash + HK$200 Wellcome supermarket vouchers (for New Customers) / $300 RewardCash (for Existing Customers): Spend over HK$8,000 or above within the first 60 calendar days from card issuance

Enjoy 4% RewardCash rebates for online spending; 2% RewardCash rebates for local supermarket transaction; 1% RewardCash rebates for other local and overseas spending

Perpetual annual fee waiver

Enjoy 4% RewardCash rebates for online spending; 2% RewardCash rebates for local supermarket transaction; 1% RewardCash rebates for other local and overseas spending

Perpetual annual fee waiver

Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate

Great for

Requirement Welcome Offer
Spend over HK$8,000 or above within the first 60 calendar days from card issuance New Customers
$800 RewardCash
+
Extra HK$200 Wellcome supermarket vouchers
Existing Customers
$300 RewardCash
RewardCash rebates across the board, no minimum spending requirement, and no registration needed
  • Online transactions: 4% RewardCash rebate (equivalent to HK$2.5 per air mile)
  • Local supermarket transactions: 2% RewardCash rebate (equivalent to HK$5 per air mile)
  • Other local and overseas transactions: 1% RewardCash rebate (equivalent to HK$10 per air mile)
  • Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)
Perpetual annual fee waiver
Exclusive handling fee offer for Spending Instalment as low as HK$50
Enjoy up to 11% off and 4% spending rebate on selected hotel bookings at Hotels.com
Enjoy HK$20 off your orders at Deliveroo

Need to know

The Welcome Offer Promotional Period starts from 1 March to 31 July 2021
The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 September 2020
Hotels.com discount is available on a first-come-first-served basis subject to monthly quota. Customers can enjoy 9% off after the quota is full. Discount is not applicable to non-participating hotels. Deliveroo discount is only applicable to Deliveroo orders over HK$150 by using the designated HK$20 off promotion code. Customers can enjoy the discount maximum 2 times a month.
To borrow or not to borrow? Borrow only if you can repay!

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
2%
$5/mile
Overseas Spending
1%
$10/mile
Supermarket Spending
2%
$5/mile
Online Shopping Spending (Local)
4%
$2.5/mile
Online Shopping Spending (Overseas)
4%
$2.5/mile
Octopus Top Up Spending
0.4%
$25/mile

Eligibility

APR/Fees

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